Top checking account bonuses pay cash for opening a new account, hitting direct deposit thresholds, and maintaining a balance through a holding period.
Net payout after taxes, time commitment, and minimum balance requirements determines whether a checking account bonus is worth pursuing.
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The best checking account offers pay cash for opening a new account, hitting a direct deposit threshold, and keeping the balance parked through a holding period. Judge a bonus by net payout after taxes, time, and minimums required. Below is where the current offers stand today.
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Austin Smith is a financial publisher with over two decades of experience as an investor, analyst, and advisor. He covers stocks, ETFs, Artificial intelligence and personal finance for 24/7 Wall St. Previously, he spent over a decade at The Motley Fool as a senior editor for Fool.com, portfolio advisor for Millionacres, and launched The Ascent to help reader take control of their personal finances.
His work has been featured on Fool.com, NPR, CNBC, USA Today, Yahoo Finance, MSN, AOL, Marketwatch, and many other publications. He is as an advisor to private companies, and co-hosts The AI Investor Podcast with Eric Bleeker.
When not looking for investment opportunities, he can be found skiing, running, or playing soccer with his children. Learn more about Austin's investment approach here.
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