What It Actually Costs to Live in America’s Most Expensive Cities

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5. New York-Newark-Jersey City, NY-NJ-PA
> BEA cost of living: 22.0% more expensive than national average
> Monthly living costs, family of 4: $10,344
> Monthly housing costs, family of 4: $1,789
> Monthly food costs, family of 4: $908
> Adults with at least a bachelor’s degree: 39.0%
> Poverty rate: 13.5%

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4. Urban Honolulu, HI
> BEA cost of living: 24.4% more expensive than national average
> Monthly living costs, family of 4: $9,632
> Monthly housing costs, family of 4: $1,893
> Monthly food costs, family of 4: $1,074
> Adults with at least a bachelor’s degree: 34.4%
> Poverty rate: 8.5%

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3. San Francisco-Oakland-Hayward, CA
> BEA cost of living: 24.7% more expensive than national average
> Monthly living costs, family of 4: $12,370
> Monthly housing costs, family of 4: $3,121
> Monthly food costs, family of 4: $998
> Adults with at least a bachelor’s degree: 48.5%
> Poverty rate: 9.2%

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2. Santa Cruz-Watsonville, CA
> BEA cost of living: 24.8% more expensive than national average
> Monthly living costs, family of 4: $9,283
> Monthly housing costs, family of 4: $1,764
> Monthly food costs, family of 4: $931
> Adults with at least a bachelor’s degree: 40.5%
> Poverty rate: 13.7%

Source: Thinkstock

1. San Jose-Sunnyvale-Santa Clara, CA
> BEA cost of living: 27.1% more expensive than national average
> Monthly living costs, family of 4: $10,758
> Monthly housing costs, family of 4: $2,522
> Monthly food costs, family of 4: $896
> Adults with at least a bachelor’s degree: 50.1%
> Poverty rate: 9.4%