Everybody across the United States uses the dollar as currency — but just how far a dollar goes varies, as some places are far more expensive than others.
Cost of living is a measure of how much it costs to maintain a certain standard of living in a given area. Across the country, the cost of housing, food, transportation, health care, taxes, and other necessities varies considerably — and as a result, a modest standard of living in one part of the country can be nearly twice as expensive in another.
24/7 Wall St. used the Economic Policy Institute’s Family Budget Calculator to identify the most expensive place in every state. We ranked counties based on the estimated monthly costs for a single adult to maintain a modest yet adequate standard of living.
Housing costs are a primary driver of living expenses, often accounting for 20% or more of total living expenses. Not surprisingly, in many places on this list, housing costs are far higher than average. This is the most expensive housing market in every state.
Places with higher costs of living typically are also characterized by strong economic conditions, that help offset some of the high costs through high incomes and low unemployment. In the vast majority of places on this list, the unemployment rate is lower than it is statewide. Similarly, the typical household in the counties on this list has a higher annual income than the typical household across the state as a whole. Here are the richest counties in every state.
Click here to see the most expensive place in every state
Click here to read our methodology
Source: Rivers Langley; SaveRivers / Wikimedia Commons
1. Alabama: Shelby County
> Monthly cost of living: $3,429
> Monthly housing costs: $806 (23.5% of total)
> Median household income: $74,063 ($6,172 per month)
> 2018 unemployment rate: 2.9%
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Source: LanceKing / Getty Images
2. Alaska: Denali Borough
> Monthly cost of living: $4,182
> Monthly housing costs: $1,042 (24.9% of total)
> Median household income: $83,295 ($6,941 per month)
> 2018 unemployment rate: 7.8%
See all stories featuring: Alaska
Source: fdastudillo / Getty Images
3. Arizona: Coconino County
> Monthly cost of living: $3,462
> Monthly housing costs: $782 (22.6% of total)
> Median household income: $53,523 ($4,460 per month)
> 2018 unemployment rate: 5.5%
See all stories featuring: Arizona
Source: mtnorton / Flickr
4. Arkansas: Saline County
> Monthly cost of living: $2,939
> Monthly housing costs: $616 (21.0% of total)
> Median household income: $58,985 ($4,915 per month)
> 2018 unemployment rate: 3.1%
See all stories featuring: Arkansas
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Source: SpVVK / Getty Images
5. California: San Mateo County
> Monthly cost of living: $6,127
> Monthly housing costs: $2,136 (34.9% of total)
> Median household income: $105,667 ($8,806 per month)
> 2018 unemployment rate: 2.2%
See all stories featuring: California
Source: SWKrullImaging / Getty Images
6. Colorado: Douglas County
> Monthly cost of living: $4,150
> Monthly housing costs: $1,249 (30.1% of total)
> Median household income: $111,154 ($9,263 per month)
> 2018 unemployment rate: 2.9%
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Source: DenisTangneyJr / Getty Images
7. Connecticut: Fairfield County
> Monthly cost of living: $3,814
> Monthly housing costs: $1,052 (27.6% of total)
> Median household income: $89,773 ($7,481 per month)
> 2018 unemployment rate: 4.0%
See all stories featuring: Connecticut
Source: kenlund / Flickr
8. Delaware: New Castle County
> Monthly cost of living: $3,377
> Monthly housing costs: $837 (24.8% of total)
> Median household income: $68,336 ($5,695 per month)
> 2018 unemployment rate: 3.7%
See all stories featuring: Delaware
Source: Rauluminate / iStock
9. Florida: Monroe County
> Monthly cost of living: $3,835
> Monthly housing costs: $960 (25.0% of total)
> Median household income: $63,030 ($5,253 per month)
> 2018 unemployment rate: 2.6%
See all stories featuring: Florida
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Source: Thomson200 / Wikimedia Commons / Public Domain
10. Georgia: Forsyth County
> Monthly cost of living: $3,828
> Monthly housing costs: $1,040 (27.2% of total)
> Median household income: $96,445 ($8,037 per month)
> 2018 unemployment rate: 3.1%
See all stories featuring: Georgia
Source: Djzanni / Wikimedia Commons
11. Hawaii: Kalawao County
> Monthly cost of living: $4,377
> Monthly housing costs: $1,126 (25.7% of total)
> Median household income: $61,750 ($5,146 per month)
> 2018 unemployment rate: N/A
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Source: shanecotee / Getty Images
12. Idaho: Blaine County
> Monthly cost of living: $3,558
> Monthly housing costs: $747 (21.0% of total)
> Median household income: $58,835 ($4,903 per month)
> 2018 unemployment rate: 2.4%
See all stories featuring: Idaho
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Source: Carldaniel / Wikimedia Commons
13. Illinois: McHenry County
> Monthly cost of living: $3,650
> Monthly housing costs: $940 (25.8% of total)
> Median household income: $82,230 ($6,853 per month)
> 2018 unemployment rate: 3.5%
See all stories featuring: Illinois
Source: Jose A Perez / Getty Images
14. Indiana: Hamilton County
> Monthly cost of living: $3,178
> Monthly housing costs: $742 (23.3% of total)
> Median household income: $90,582 ($7,549 per month)
> 2018 unemployment rate: 2.7%
See all stories featuring: Indiana
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Source: Larry_Reynolds / Getty Images
15. Iowa: Story County
> Monthly cost of living: $3,083
> Monthly housing costs: $607 (19.7% of total)
> Median household income: $52,671 ($4,389 per month)
> 2018 unemployment rate: 1.6%
See all stories featuring: Iowa
Source: Purestock / Getty Images
16. Kansas: Riley County
> Monthly cost of living: $3,316
> Monthly housing costs: $775 (23.4% of total)
> Median household income: $48,428 ($4,036 per month)
> 2018 unemployment rate: 2.9%
See all stories featuring: Kansas
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Source: dadonk / iStock
17. Kentucky: Oldham County
> Monthly cost of living: $3,004
> Monthly housing costs: $644 (21.4% of total)
> Median household income: $92,237 ($7,686 per month)
> 2018 unemployment rate: 3.3%
See all stories featuring: Kentucky
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Source: Judy Darby / Getty Images
18. Louisiana: St. Tammany Parish
> Monthly cost of living: $3,215
> Monthly housing costs: $758 (23.6% of total)
> Median household income: $66,539 ($5,545 per month)
> 2018 unemployment rate: 4.2%
See all stories featuring: Louisiana
Source: SeanPavonePhoto / Getty Images
19. Maine: Cumberland County
> Monthly cost of living: $3,614
> Monthly housing costs: $934 (25.8% of total)
> Median household income: $65,702 ($5,475 per month)
> 2018 unemployment rate: 2.7%
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Source: ymn / Getty Images
20. Maryland: Calvert County
> Monthly cost of living: $4,665
> Monthly housing costs: $1,459 (31.3% of total)
> Median household income: $100,350 ($8,363 per month)
> 2018 unemployment rate: 3.5%
See all stories featuring: Maryland
Source: thisisbossi / Flickr
21. Massachusetts: Nantucket County
> Monthly cost of living: $4,158
> Monthly housing costs: $1,229 (29.6% of total)
> Median household income: $91,942 ($7,662 per month)
> 2018 unemployment rate: 4.4%
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Source: simplycmb / Getty Images
22. Michigan: Leelanau County
> Monthly cost of living: $3,447
> Monthly housing costs: $660 (19.1% of total)
> Median household income: $62,646 ($5,221 per month)
> 2018 unemployment rate: 4.2%
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Source: dougtone / Flickr
23. Minnesota: Washington County
> Monthly cost of living: $3,404
> Monthly housing costs: $866 (25.4% of total)
> Median household income: $89,598 ($7,467 per month)
> 2018 unemployment rate: 2.5%
See all stories featuring: Minnesota
Source: Bill Herndon / Flickr
24. Mississippi: Madison County
> Monthly cost of living: $3,198
> Monthly housing costs: $708 (22.1% of total)
> Median household income: $68,600 ($5,717 per month)
> 2018 unemployment rate: 3.7%
See all stories featuring: Mississippi
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Source: BOB WESTON / Getty Images
25. Missouri: Andrew County
> Monthly cost of living: $3,075
> Monthly housing costs: $552 (17.9% of total)
> Median household income: $56,658 ($4,722 per month)
> 2018 unemployment rate: 2.7%
See all stories featuring: Missouri
Source: jsjgeology / Flickr
26. Montana: Madison County
> Monthly cost of living: $3,478
> Monthly housing costs: $690 (19.8% of total)
> Median household income: $47,900 ($3,992 per month)
> 2018 unemployment rate: 3.5%
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Source: Public Domain / Wikimedia Commons
27. Nebraska: Arthur County
> Monthly cost of living: $3,492
> Monthly housing costs: $526 (15.1% of total)
> Median household income: $41,250 ($3,438 per month)
> 2018 unemployment rate: 5.0%
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Source: BOB WESTON / Getty Images
28. Nevada: Churchill County
> Monthly cost of living: $3,329
> Monthly housing costs: $703 (21.1% of total)
> Median household income: $46,914 ($3,910 per month)
> 2018 unemployment rate: 3.9%
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Source: DenisTangneyJr / Getty Images
29. New Hampshire: Rockingham County
> Monthly cost of living: $3,381
> Monthly housing costs: $904 (26.7% of total)
> Median household income: $85,619 ($7,135 per month)
> 2018 unemployment rate: 2.8%
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Source: KenWiedemann / Getty Images
30. New Jersey: Hunterdon County
> Monthly cost of living: $3,939
> Monthly housing costs: $1,044 (26.5% of total)
> Median household income: $110,969 ($9,247 per month)
> 2018 unemployment rate: 3.3%
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Source: Vacaypicts / Wikimedia Commons
31. New Mexico: Harding County
> Monthly cost of living: $3,082
> Monthly housing costs: $541 (17.6% of total)
> Median household income: $35,096 ($2,925 per month)
> 2018 unemployment rate: 5.3%
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Source: Kirkikis / Getty Images
32. New York: Putnam County
> Monthly cost of living: $4,968
> Monthly housing costs: $1,449 (29.2% of total)
> Median household income: $99,608 ($8,301 per month)
> 2018 unemployment rate: 3.7%
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Source: Courtesy of Camden County, NC via Facebook
33. North Carolina: Camden County
> Monthly cost of living: $3,829
> Monthly housing costs: $844 (22.0% of total)
> Median household income: $68,327 ($5,694 per month)
> 2018 unemployment rate: 3.7%
See all stories featuring: North Carolina
Source: Andrew Filer from Seattle (ex-Minneapolis) / Wikimedia Commons
34. North Dakota: Dunn County
> Monthly cost of living: $3,806
> Monthly housing costs: $962 (25.3% of total)
> Median household income: $68,594 ($5,716 per month)
> 2018 unemployment rate: 1.6%
See all stories featuring: North Dakota
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Source: LarryKnupp / Getty Images
35. Ohio: Hocking County
> Monthly cost of living: $3,020
> Monthly housing costs: $582 (19.3% of total)
> Median household income: $48,073 ($4,006 per month)
> 2018 unemployment rate: 5.1%
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Source: RoseMaryBush / Getty Images
36. Oklahoma: Ellis County
> Monthly cost of living: $3,266
> Monthly housing costs: $542 (16.6% of total)
> Median household income: $50,594 ($4,216 per month)
> 2018 unemployment rate: 2.2%
See all stories featuring: Oklahoma
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Source: bradleyhebdon / Getty Images
37. Oregon: Clackamas County
> Monthly cost of living: $3,801
> Monthly housing costs: $1,069 (28.1% of total)
> Median household income: $72,408 ($6,034 per month)
> 2018 unemployment rate: 3.8%
See all stories featuring: Oregon
Source: Robert Kirk / Getty Images
38. Pennsylvania: Chester County
> Monthly cost of living: $3,675
> Monthly housing costs: $966 (26.3% of total)
> Median household income: $92,417 ($7,701 per month)
> 2018 unemployment rate: 3.2%
See all stories featuring: Pennsylvania
Source: bluecorvette / Flickr
39. Rhode Island: Newport County
> Monthly cost of living: $3,359
> Monthly housing costs: $904 (26.9% of total)
> Median household income: $75,463 ($6,289 per month)
> 2018 unemployment rate: 3.5%
See all stories featuring: Rhode Island
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Source: TMarantette / Getty Images
40. South Carolina: Beaufort County
> Monthly cost of living: $3,499
> Monthly housing costs: $842 (24.1% of total)
> Median household income: $60,603 ($5,050 per month)
> 2018 unemployment rate: 3.2%
See all stories featuring: South Carolina
Source: raksyBH / Getty Images
41. South Dakota: Custer County
> Monthly cost of living: $3,081
> Monthly housing costs: $567 (18.4% of total)
> Median household income: $56,449 ($4,704 per month)
> 2018 unemployment rate: 4.0%
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Source: csfotoimages / iStock
42. Tennessee: Williamson County
> Monthly cost of living: $3,583
> Monthly housing costs: $971 (27.1% of total)
> Median household income: $103,543 ($8,629 per month)
> 2018 unemployment rate: 2.5%
See all stories featuring: Tennessee
Source: BOB WESTON / Getty Images
43. Texas: Fort Bend County
> Monthly cost of living: $3,480
> Monthly housing costs: $1,005 (28.9% of total)
> Median household income: $93,645 ($7,804 per month)
> 2018 unemployment rate: 4.0%
See all stories featuring: Texas
Source: J. Stephen Conn / Flickr
44. Utah: Summit County
> Monthly cost of living: $3,464
> Monthly housing costs: $793 (22.9% of total)
> Median household income: $94,952 ($7,913 per month)
> 2018 unemployment rate: 3.0%
See all stories featuring: Utah
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Source: Jeremy Falling / Wikimedia Commons
45. Vermont: Grand Isle County
> Monthly cost of living: $3,834
> Monthly housing costs: $905 (23.6% of total)
> Median household income: $66,111 ($5,509 per month)
> 2018 unemployment rate: 3.2%
See all stories featuring: Vermont
Source: JacobH / Getty Images
46. Virginia: Fairfax County
> Monthly cost of living: $4,754
> Monthly housing costs: $1,637 (34.4% of total)
> Median household income: $117,515 ($9,793 per month)
> 2018 unemployment rate: 2.4%
See all stories featuring: Virginia
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Source: Ultima_Gaina / Getty Images
47. Washington: King County
> Monthly cost of living: $3,631
> Monthly housing costs: $1,119 (30.8% of total)
> Median household income: $83,571 ($6,964 per month)
> 2018 unemployment rate: 3.5%
See all stories featuring: Washington
Source: florin1961 / Getty Images
48. West Virginia: Jefferson County
> Monthly cost of living: $3,358
> Monthly housing costs: $729 (21.7% of total)
> Median household income: $72,526 ($6,044 per month)
> 2018 unemployment rate: 3.3%
See all stories featuring: West Virginia
Source: Wolterk / Getty Images
49. Wisconsin: St. Croix County
> Monthly cost of living: $3,274
> Monthly housing costs: $668 (20.4% of total)
> Median household income: $77,768 ($6,481 per month)
> 2018 unemployment rate: 3.0%
See all stories featuring: Wisconsin
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Source: Justinreznick / iStock
50. Wyoming: Teton County
> Monthly cost of living: $3,779
> Monthly housing costs: $846 (22.4% of total)
> Median household income: $80,049 ($6,671 per month)
> 2018 unemployment rate: 3.0%
See all stories featuring: Wyoming
Methodology
To identify the most expensive place, 24/7 Wall St. ranked counties based on the estimated cost to meet the basic needs for a single adult on a monthly basis. Estimated monthly cost of living was provided by the Economic Policy Institute, a nonprofit think tank. We also considered median annual household income, five-year estimates from the U.S. Census Bureau’s 2017 American Community Survey. 2018 unemployment rates came from the Bureau of Labor Statistics.
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