Special Report

Most Expensive Cities to Buy a Home

40. Fremont, California
> Median home value: $931,600
> Median monthly housing costs with a mortgage: $3,174 — 77th highest of 1,774 cities
> Share of housing units with a mortgage: 73.7% — 370th highest of 1,774 cities (tied)
> Homeownership rate: 60.7% — 878th highest of 1,774 cities (tied)
> Median household income: $133,354 — 60th highest of 1,774 cities

39. Brookline, Massachusetts
> Median home value: $933,200
> Median monthly housing costs with a mortgage: $3,576 — 47th highest of 1,774 cities
> Share of housing units with a mortgage: 62.1% — 465th lowest of 1,774 cities (tied)
> Homeownership rate: 48.9% — 360th lowest of 1,774 cities (tied)
> Median household income: $117,326 — 114th highest of 1,774 cities

Source: Mindy_Nicole_Photography / iStock via Getty Images

38. Encinitas, California
> Median home value: $947,700
> Median monthly housing costs with a mortgage: $3,272 — 70th highest of 1,774 cities
> Share of housing units with a mortgage: 69.1% — 764th highest of 1,774 cities (tied)
> Homeownership rate: 63.3% — 757th highest of 1,774 cities (tied)
> Median household income: $116,022 — 121st highest of 1,774 cities

Source: Tomsmith585 / iStock via Getty Images

37. San Ramon, California
> Median home value: $958,800
> Median monthly housing costs with a mortgage: $3,849 — 32nd highest of 1,774 cities
> Share of housing units with a mortgage: 82.2% — 46th highest of 1,774 cities (tied)
> Homeownership rate: 72.4% — 389th highest of 1,774 cities (tied)
> Median household income: $160,783 — 25th highest of 1,774 cities

36. Kailua (Honolulu County), Hawaii
> Median home value: $959,200
> Median monthly housing costs with a mortgage: $3,309 — 64th highest of 1,774 cities
> Share of housing units with a mortgage: 68.2% — 838th highest of 1,774 cities (tied)
> Homeownership rate: 71.9% — 410th highest of 1,774 cities (tied)
> Median household income: $114,292 — 128th highest of 1,774 cities