Special Report

The Most Expensive City In Every State

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The economic uncertainty and health concerns of the COVID-19 pandemic of the last year have had a drastic effect on the way many Americans live their lives — including driving many to move out of big cities into the suburbs or even more remote areas. 

One of the main drawbacks to living in major cities is the price. Goods and services are all fairly expensive compared to less densely populated areas. Nearly every state is home to one major metropolitan area in which the cost of living is well above the average for that state.

To determine the most expensive city in every state, 24/7 Wall St. reviewed data on cost of living from the Bureau of Economic Analysis.

Just because a city is the most expensive in its state does not necessarily mean its cost of living is that high when compared to the national average cost of living. In 29 states, the most expensive city has a lower cost of living than is typical nationwide, largely because the prices of goods and services statewide fall well below national prices. 

The vast majority of metro areas on the list expanded, with their population increasing well beyond the 2.9% national population growth over the last five years. Costs of living tend to be higher in places where people want to live. These kinds of metro areas typically have abundant economic opportunity, reflected in the areas’ relatively high incomes and low poverty rates, compared to both the state and the country. This is the best city to live in every state.

Click here to see the most expensive city in every state.

To determine the most expensive city in every state, 24/7 Wall St. reviewed data on cost of living from the Bureau of Economic Analysis. Metropolitan areas were ranked based on the regional price parity for all goods and services in 2019. Supplemental data on median household income and poverty rate came from the U.S. Census Bureau’s 2019 American Community Survey.

Source: George Dodd / iStock via Getty Images

Alabama: Daphne-Fairhope-Foley
> Cost of living in Daphne-Fairhope-Foley: 9.8% less expensive than U.S. avg.
> Cost of living in Alabama: 14.2% less expensive than U.S. avg.
> Poverty rate: 10.1% (state: 15.5%)
> Median household income: $56,439 (state: $51,734)

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Source: lippyjr / Getty Images

Alaska: Fairbanks
> Cost of living in Fairbanks: 6.8% more expensive than U.S. avg.
> Cost of living in Alaska: 5.1% more expensive than U.S. avg.
> Poverty rate: 5.9% (state: 10.1%)
> Median household income: $72,065 (state: $75,463)

Source: miroslav_1 / Getty Images

Arizona: Flagstaff
> Cost of living in Flagstaff: 0.7% less expensive than U.S. avg.
> Cost of living in Arizona: 3.7% less expensive than U.S. avg.
> Poverty rate: 15.8% (state: 13.5%)
> Median household income: $58,085 (state: $62,055)

Source: DenisTangneyJr / Getty Images

Arkansas: Fayetteville-Springdale-Rogers
> Cost of living in Fayetteville-Springdale-Rogers: 11.8% less expensive than U.S. avg.
> Cost of living in Arkansas: 15.3% less expensive than U.S. avg.
> Poverty rate: 12.6% (state: 16.2%)
> Median household income: $61,674 (state: $48,952)

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Source: Nicolas McComber / Getty Images

California: San Francisco-Oakland-Berkeley
> Cost of living in San Francisco-Oakland-Berkeley: 34.5% more expensive than U.S. avg.
> Cost of living in California: 16.4% more expensive than U.S. avg.
> Poverty rate: 8.2% (state: 11.8%)
> Median household income: $114,696 (state: $80,440)

Source: Public Domain / Wikimedia Commons

Colorado: Boulder
> Cost of living in Boulder: 6.7% more expensive than U.S. avg.
> Cost of living in Colorado: 1.9% more expensive than U.S. avg.
> Poverty rate: 10.9% (state: 9.3%)
> Median household income: $88,535 (state: $77,127)

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Source: DenisTangneyJr / Getty Images

Connecticut: Bridgeport-Stamford-Norwalk
> Cost of living in Bridgeport-Stamford-Norwalk: 12.4% more expensive than U.S. avg.
> Cost of living in Connecticut: 5.0% more expensive than U.S. avg.
> Poverty rate: 9.1% (state: 10.0%)
> Median household income: $97,053 (state: $78,833)

Source: aimintang / Getty Images

Delaware: Dover
> Cost of living in Dover: 7.5% less expensive than U.S. avg.
> Cost of living in Delaware: 0.6% less expensive than U.S. avg.
> Poverty rate: 13.0% (state: 11.3%)
> Median household income: $58,001 (state: $70,176)

Source: Art Wager / Getty Images

Florida: Miami-Fort Lauderdale-Pompano Beach
> Cost of living in Miami-Fort Lauderdale-Pompano Beach: 11.7% more expensive than U.S. avg.
> Cost of living in Florida: 1.0% more expensive than U.S. avg.
> Poverty rate: 13.5% (state: 12.7%)
> Median household income: $60,141 (state: $59,227)

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Source: SeanPavonePhoto / Getty Images

Georgia: Atlanta-Sandy Springs-Alpharetta
> Cost of living in Atlanta-Sandy Springs-Alpharetta: 2.1% less expensive than U.S. avg.
> Cost of living in Georgia: 6.8% less expensive than U.S. avg.
> Poverty rate: 10.5% (state: 13.3%)
> Median household income: $71,742 (state: $61,980)

Source: Art Wager / Getty Images

Hawaii: Urban Honolulu
> Cost of living in Urban Honolulu: 23.8% more expensive than U.S. avg.
> Cost of living in Hawaii: 19.3% more expensive than U.S. avg.
> Poverty rate: 8.1% (state: 9.3%)
> Median household income: $87,470 (state: $83,102)

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Source: Joecho-16 / Getty Images

Idaho: Boise City
> Cost of living in Boise City: 6.4% less expensive than U.S. avg.
> Cost of living in Idaho: 7.8% less expensive than U.S. avg.
> Poverty rate: 9.9% (state: 11.2%)
> Median household income: $66,466 (state: $60,999)

Source: Ron_Thomas / Getty Images

Illinois: Chicago-Naperville-Elgin
> Cost of living in Chicago-Naperville-Elgin: 2.8% more expensive than U.S. avg.
> Cost of living in Illinois: 2.6% less expensive than U.S. avg.
> Poverty rate: 10.6% (state: 11.5%)
> Median household income: $75,379 (state: $69,187)

Source: Jeremy_Hogan / Getty Images

Indiana: Bloomington
> Cost of living in Bloomington: 8.5% less expensive than U.S. avg.
> Cost of living in Indiana: 11.3% less expensive than U.S. avg.
> Poverty rate: 20.9% (state: 11.9%)
> Median household income: $52,526 (state: $57,603)

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Source: harmantasdc / Getty Images

Iowa: Iowa City
> Cost of living in Iowa City: 7.1% less expensive than U.S. avg.
> Cost of living in Iowa: 11.0% less expensive than U.S. avg.
> Poverty rate: 16.2% (state: 11.2%)
> Median household income: $63,761 (state: $61,691)

Source: Ian Ballinger / Wikimedia Commons

Kansas: Lawrence
> Cost of living in Lawrence: 8.9% less expensive than U.S. avg.
> Cost of living in Kansas: 10.8% less expensive than U.S. avg.
> Poverty rate: 15.7% (state: 11.4%)
> Median household income: $64,233 (state: $62,087)

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Source: Davel5957 / Getty Images

Kentucky: Lexington-Fayette
> Cost of living in Lexington-Fayette: 9.4% less expensive than U.S. avg.
> Cost of living in Kentucky: 12.6% less expensive than U.S. avg.
> Poverty rate: 13.3% (state: 16.3%)
> Median household income: $60,492 (state: $52,295)

Source: f11photo / Getty Images

Louisiana: New Orleans-Metairie
> Cost of living in New Orleans-Metairie: 6.9% less expensive than U.S. avg.
> Cost of living in Louisiana: 12.1% less expensive than U.S. avg.
> Poverty rate: 16.4% (state: 19.0%)
> Median household income: $55,710 (state: $51,073)

Source: Sean Pavone / Getty Images

Maine: Portland-South Portland
> Cost of living in Portland-South Portland: 3.7% more expensive than U.S. avg.
> Cost of living in Maine: 0.7% less expensive than U.S. avg.
> Poverty rate: 7.7% (state: 10.9%)
> Median household income: $71,913 (state: $58,924)

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Source: Sean Pavone / Getty Images

Maryland: Baltimore-Columbia-Towson
> Cost of living in Baltimore-Columbia-Towson: 5.8% more expensive than U.S. avg.
> Cost of living in Maryland: 7.7% more expensive than U.S. avg.
> Poverty rate: 9.4% (state: 9.0%)
> Median household income: $83,160 (state: $86,738)

Source: Sean Pavone / Getty Images

Massachusetts: Boston-Cambridge-Newton
> Cost of living in Boston-Cambridge-Newton: 15.5% more expensive than U.S. avg.
> Cost of living in Massachusetts: 10.4% more expensive than U.S. avg.
> Poverty rate: 8.6% (state: 9.4%)
> Median household income: $94,430 (state: $85,843)

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Source: Davel5957 / Getty Images

Michigan: Ann Arbor
> Cost of living in Ann Arbor: 0.6% more expensive than U.S. avg.
> Cost of living in Michigan: 7.7% less expensive than U.S. avg.
> Poverty rate: 13.4% (state: 13.0%)
> Median household income: $76,576 (state: $59,584)

Source: StevenGaertner / Getty Images

Minnesota: Minneapolis-St. Paul-Bloomington
> Cost of living in Minneapolis-St. Paul-Bloomington: 2.9% more expensive than U.S. avg.
> Cost of living in Minnesota: 2.0% less expensive than U.S. avg.
> Poverty rate: 8.2% (state: 9.0%)
> Median household income: $83,698 (state: $74,593)

Source: SeanPavonePhoto / Getty Images

Mississippi: Jackson
> Cost of living in Jackson: 12.3% less expensive than U.S. avg.
> Cost of living in Mississippi: 15.6% less expensive than U.S. avg.
> Poverty rate: 15.5% (state: 19.6%)
> Median household income: $52,426 (state: $45,792)

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Source: TriggerPhoto / Getty Images

Missouri: Kansas City
> Cost of living in Kansas City: 7.2% less expensive than U.S. avg.
> Cost of living in Missouri: 11.3% less expensive than U.S. avg.
> Poverty rate: 10.3% (state: 12.9%)
> Median household income: $70,215 (state: $57,409)

Source: Jon Bilous / Shutterstock.com

Montana: Missoula
> Cost of living in Missoula: 4.6% less expensive than U.S. avg.
> Cost of living in Montana: 6.5% less expensive than U.S. avg.
> Poverty rate: 11.5% (state: 12.6%)
> Median household income: $57,347 (state: $57,153)

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Source: Matt Bills / Getty Images

Nebraska: Omaha-Council Bluffs
> Cost of living in Omaha-Council Bluffs: 8.3% less expensive than U.S. avg.
> Cost of living in Nebraska: 10.5% less expensive than U.S. avg.
> Poverty rate: 9.1% (state: 9.9%)
> Median household income: $70,373 (state: $63,229)

Source: photoquest7 / Getty Images

Nevada: Reno
> Cost of living in Reno: 1.6% less expensive than U.S. avg.
> Cost of living in Nevada: 2.6% less expensive than U.S. avg.
> Poverty rate: 10.4% (state: 12.5%)
> Median household income: $72,132 (state: $63,276)

Source: DenisTangneyJr / Getty Images

New Hampshire: Manchester-Nashua
> Cost of living in Manchester-Nashua: 7.6% more expensive than U.S. avg.
> Cost of living in New Hampshire: 6.5% more expensive than U.S. avg.
> Poverty rate: 7.3% (state: 7.3%)
> Median household income: $83,626 (state: $77,933)

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Source: ChrisBoswell / Getty Images

New Jersey: Trenton-Princeton
> Cost of living in Trenton-Princeton: 6.2% more expensive than U.S. avg.
> Cost of living in New Jersey: 16.0% more expensive than U.S. avg.
> Poverty rate: 12.8% (state: 9.2%)
> Median household income: $79,492 (state: $85,751)

Source: DenisTangneyJr / Getty Images

New Mexico: Santa Fe
> Cost of living in Santa Fe: 3.0% less expensive than U.S. avg.
> Cost of living in New Mexico: 8.9% less expensive than U.S. avg.
> Poverty rate: 13.0% (state: 18.2%)
> Median household income: $61,298 (state: $51,945)

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Source: Sean Pavone / Getty Images

New York: New York-Newark-Jersey City
> Cost of living in New York-Newark-Jersey City: 25.7% more expensive than U.S. avg.
> Cost of living in New York: 16.3% more expensive than U.S. avg.
> Poverty rate: 11.6% (state: 13.0%)
> Median household income: $83,160 (state: $72,108)

Source: SeanPavonePhoto / Getty Images

North Carolina: Raleigh-Cary
> Cost of living in Raleigh-Cary: 3.9% less expensive than U.S. avg.
> Cost of living in North Carolina: 8.3% less expensive than U.S. avg.
> Poverty rate: 8.9% (state: 13.6%)
> Median household income: $80,096 (state: $57,341)

Source: Allen Allnoch / iStock via Getty Images

North Dakota: Bismarck
> Cost of living in Bismarck: 8.1% less expensive than U.S. avg.
> Cost of living in North Dakota: 10.7% less expensive than U.S. avg.
> Poverty rate: 5.9% (state: 10.6%)
> Median household income: $70,979 (state: $64,577)

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Source: Davel5957 / Getty Images

Ohio: Columbus
> Cost of living in Columbus: 8.4% less expensive than U.S. avg.
> Cost of living in Ohio: 11.6% less expensive than U.S. avg.
> Poverty rate: 11.5% (state: 13.1%)
> Median household income: $67,207 (state: $58,642)

Source: Davel5957 / Getty Images

Oklahoma: Oklahoma City
> Cost of living in Oklahoma City: 10.2% less expensive than U.S. avg.
> Cost of living in Oklahoma: 12.8% less expensive than U.S. avg.
> Poverty rate: 13.1% (state: 15.2%)
> Median household income: $60,605 (state: $54,449)

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Source: Sean Pavone / Getty Images

Oregon: Portland-Vancouver-Hillsboro
> Cost of living in Portland-Vancouver-Hillsboro: 5.0% more expensive than U.S. avg.
> Cost of living in Oregon: 2.2% more expensive than U.S. avg.
> Poverty rate: 9.6% (state: 11.4%)
> Median household income: $78,439 (state: $67,058)

Source: Sean Pavone / Getty Images

Pennsylvania: Philadelphia-Camden-Wilmington
> Cost of living in Philadelphia-Camden-Wilmington: 5.3% more expensive than U.S. avg.
> Cost of living in Pennsylvania: 3.0% less expensive than U.S. avg.
> Poverty rate: 11.8% (state: 12.0%)
> Median household income: $74,533 (state: $63,463)

Source: DenisTangneyJr / Getty Images

Rhode Island: Providence-Warwick
> Cost of living in Providence-Warwick: 0.3% more expensive than U.S. avg.
> Cost of living in Rhode Island: 1.3% more expensive than U.S. avg.
> Poverty rate: 11.0% (state: 10.8%)
> Median household income: $70,967 (state: $71,169)

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Source: SeanPavonePhoto / Getty Images

South Carolina: Charleston-North Charleston
> Cost of living in Charleston-North Charleston: 2.9% less expensive than U.S. avg.
> Cost of living in South Carolina: 8.5% less expensive than U.S. avg.
> Poverty rate: 10.7% (state: 13.8%)
> Median household income: $70,505 (state: $56,227)

Source: DenisTangneyJr / Getty Images

South Dakota: Sioux Falls
> Cost of living in Sioux Falls: 8.8% less expensive than U.S. avg.
> Cost of living in South Dakota: 12.2% less expensive than U.S. avg.
> Poverty rate: 7.7% (state: 11.9%)
> Median household income: $65,566 (state: $59,533)

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Source: Sean Pavone / Getty Images

Tennessee: Nashville-Davidson–Murfreesboro–Franklin
> Cost of living in Nashville-Davidson–Murfreesboro–Franklin: 5.6% less expensive than U.S. avg.
> Cost of living in Tennessee: 10.3% less expensive than U.S. avg.
> Poverty rate: 10.0% (state: 13.9%)
> Median household income: $70,262 (state: $56,071)

Source: Sean Pavone / Getty Images

Texas: Houston-The Woodlands-Sugar Land
> Cost of living in Houston-The Woodlands-Sugar Land: 1.7% more expensive than U.S. avg.
> Cost of living in Texas: 3.5% less expensive than U.S. avg.
> Poverty rate: 12.9% (state: 13.6%)
> Median household income: $69,193 (state: $64,034)

Source: 4kodiak / Getty Images

Utah: Salt Lake City
> Cost of living in Salt Lake City: 1.4% less expensive than U.S. avg.
> Cost of living in Utah: 3.5% less expensive than U.S. avg.
> Poverty rate: 8.6% (state: 8.9%)
> Median household income: $80,196 (state: $75,780)

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Source: Sean Pavone / Getty Images

Vermont: Burlington-South Burlington
> Cost of living in Burlington-South Burlington: 6.2% more expensive than U.S. avg.
> Cost of living in Vermont: 3.1% more expensive than U.S. avg.
> Poverty rate: 11.4% (state: 10.2%)
> Median household income: $74,909 (state: $63,001)

Source: littleny / Getty Images

Virginia: Charlottesville
> Cost of living in Charlottesville: 1.2% less expensive than U.S. avg.
> Cost of living in Virginia: 1.3% more expensive than U.S. avg.
> Poverty rate: 11.2% (state: 9.9%)
> Median household income: $75,907 (state: $76,456)

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Source: july7th / Getty Images

Washington: Seattle-Tacoma-Bellevue
> Cost of living in Seattle-Tacoma-Bellevue: 14.5% more expensive than U.S. avg.
> Cost of living in Washington: 8.4% more expensive than U.S. avg.
> Poverty rate: 7.8% (state: 9.8%)
> Median household income: $94,027 (state: $78,687)

Source: BackyardProduction / Getty Images

West Virginia: Morgantown
> Cost of living in Morgantown: 10.2% less expensive than U.S. avg.
> Cost of living in West Virginia: 12.9% less expensive than U.S. avg.
> Poverty rate: 20.1% (state: 16.0%)
> Median household income: $56,395 (state: $48,850)

Source: Sean Pavone / Getty Images

Wisconsin: Madison
> Cost of living in Madison: 3.6% less expensive than U.S. avg.
> Cost of living in Wisconsin: 8.1% less expensive than U.S. avg.
> Poverty rate: 8.9% (state: 10.4%)
> Median household income: $75,545 (state: $64,168)

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Source: DenisTangneyJr / E+ via Getty Images

Wyoming: Casper
> Cost of living in Casper: 7.0% less expensive than U.S. avg.
> Cost of living in Wyoming: 7.2% less expensive than U.S. avg.
> Poverty rate: 8.6% (state: 10.1%)
> Median household income: $65,034 (state: $65,003)

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