Special Report

Cities Where the Most People Own Their Homes

Source: Alex Potemkin / Getty Images

25. Oceanside, New York
> Homeownership rate: 89.3%
> Median home value: $490,600 — 268th highest of 1,789 cities
> Median monthly housing costs (w/ a mortgage): $3,269 — 75th highest of 1,789 cities
> Median monthly housing costs (no mortgage): $1,323 — 38th highest of 1,789 cities
> Median household income: $116,619 — 143rd highest of 1,789 cities

24. Plainfield, Illinois
> Homeownership rate: 89.5%
> Median home value: $322,500 — 636th highest of 1,789 cities (tied)
> Median monthly housing costs (w/ a mortgage): $2,434 — 317th highest of 1,789 cities
> Median monthly housing costs (no mortgage): $981 — 132nd highest of 1,789 cities (tied)
> Median household income: $131,241 — 75th highest of 1,789 cities

Source: Joan D Squared / iStock via Getty Images

23. Smithtown, New York
> Homeownership rate: 89.8%
> Median home value: $553,800 — 217th highest of 1,789 cities
> Median monthly housing costs (w/ a mortgage): $3,311 — 71st highest of 1,789 cities
> Median monthly housing costs (no mortgage): $1,460 — 17th highest of 1,789 cities
> Median household income: $137,625 — 60th highest of 1,789 cities

Source: TriggerPhoto / iStock via Getty Images

22. Leawood, Kansas
> Homeownership rate: 89.8%
> Median home value: $472,500 — 289th highest of 1,789 cities
> Median monthly housing costs (w/ a mortgage): $2,707 — 198th highest of 1,789 cities (tied)
> Median monthly housing costs (no mortgage): $983 — 131st highest of 1,789 cities
> Median household income: $156,538 — 30th highest of 1,789 cities

21. Severna Park, Maryland
> Homeownership rate: 90.2%
> Median home value: $549,100 — 221st highest of 1,789 cities (tied)
> Median monthly housing costs (w/ a mortgage): $2,759 — 184th highest of 1,789 cities
> Median monthly housing costs (no mortgage): $744 — 385th highest of 1,789 cities (tied)
> Median household income: $151,969 — 37th highest of 1,789 cities

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