Some people still want to contribute to retirement portfolios after they walk away from full-time positions. When your income is lower, it makes more sense to contribute to a Roth IRA, and that’s exactly…
A Reddit poster is rethinking his retirement spending plans after watching how his parents used their money in retirement. He said his parents are 72, have been retired for a decade, and claimed their…
The Beverly Hillbillies was a popular CBS-TV sitcom that ran from 1962 to 1971. The premise was that Jed Clampett, a poor, Ozark mountain hillbilly widower, finds oil and is instantly wealthy. He is…
There has been a slate of interesting new ETF products debuting on the U.S. markets in recent months. And while it’s tough to keep up with what’s new and interesting in the ETF scene,…
Years back, I reduced my working hours and income significantly to focus on raising my kids when they were very young. I still held down a job, but with three kids ages three…
Dealing with a terminal illness is a devastating thing. And it’s important for people in that situation to prioritize their health as much as possible. But it’s also natural to have some financial…
Financing a car usually goes something like this: You sign a loan, put some money down, and make payments every month until your loan balance is whittled down to $0. You might also…
Being behind on your mortgage payments can be really frightening because there’s a risk the bank could foreclose on your house. This is the situation that one Reddit user is facing right now. The…
Companies offer various benefits to encourage employees to work for them. For instance, they will cover health insurance and let you contribute to a retirement account. It sounds simple, but these types of arrangements…
There are few things in life that are actually free. And when it comes to financial advice, you can’t expect to get it for nothing — at least not customized guidance. In this…
A lot of people get paid with a check that’s either handed to them or that goes into their bank account directly each month. But in this Reddit post, we have a more…
Brokerage firms charge various fees, and one of the common costs is an account transfer fee. Many companies charge to transfer a 401(k) plan from one firm to another. A Redditor came across this…
A Reddit poster has indicated that she stopped her 401(k) contributions temporarily in order to bulk up her emergency fund. She said that her husband is continuing to contribute to his 401(k) because he receives…
A 45-year-old Reddit user is the sole breadwinner in his household, which includes two children. He has $3 million in invested assets, 90% of which is in stock and 10% of which is in…
A Reddit user is trying to decide how to organize his financial priorities. The original poster (OP) said he has $23,000 in student loan debt, and the interest rates on his various loans range…
