Personal Finance Articles

Michael Williams | 1 hour ago

‘The Borrower Is Slave to the Lender’: Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

Dave Ramsey did not hesitate when a 22-year-old caller named Keegan asked whether he should let a wealthy friend pay…

David Beren | 2 hours ago

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here’s Why That’s Not Enough.

The $1 million retirement target has been the round-number benchmark for a generation of savers. Run that balance through the…

Drew Wood | 2 hours ago

The Portfolio That Lets You Go Part-Time Five Years Early

A worker earning $80,000 full time who wants to drop to a 20-hour-a-week role paying roughly $40,000 faces one math…

Gerelyn Terzo | 3 hours ago

A Couple Wants to Sell a Rental Without Setting Off a Medicare Surcharge. A 1031 Exchange or Installment Sale Can Spread the Gain.

The Sale That Raises Next Year’s Medicare Bill A married couple, both around 66 and on Medicare, owns a paid-off…

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5309 Articles

Austin Smith | 3 hours ago

How Much Cash Should You Actually Keep in a HYSA

There is no single dollar figure that fits every household, but there is a clean framework. Keep enough in a…

Drew Wood | 4 hours ago

What A $750,000 Dividend Portfolio Actually Pays After Taxes, Medicare Premiums, And Reality

A $750,000 portfolio at a 5% yield produces $37,500 a year. That is the number most dividend investors repeat. It…

Drew Wood | 5 hours ago

What Happens When Medicare Premiums Are No Longer Your Problem?

Medicare is not free, and the bill arrives every month for the rest of your life. The standard Part B…

David Beren | 6 hours ago

The $246,500 Question: Is Your 401(k) at 60 Enough for Retirement

The five years around age 60 hold an unusual amount of tax leverage. Contribution limits change, Roth conversion windows open,…

Drew Wood | 6 hours ago

Here’s How You Can Retire to Spring, Texas, at 62 on $950,000 With No Income Tax

A $950,000 nest egg looks strong on paper, especially in a Houston suburb with no Texas income tax and home…

Gerelyn Terzo | 7 hours ago

A Market Slump Has a Hidden Upside for a 74-Year-Old: Next Year’s RMD Shrinks, and So Does Tax on Social Security.

A 74-year-old retiree pulled up his brokerage statement this spring and felt his stomach drop. His traditional IRA, drawn from…

David Beren | 8 hours ago

$700,000 at 75: Here’s What It Actually Buys You Over 20 Years

A 75-year-old with $700,000 set aside and a goal of reaching 95 is running a 20-year test. The portfolio has…

Drew Wood | 9 hours ago

Stress Free on $35,000 a Year: Retire to Spain’s Costa del Sol at 62

A $35,000 retirement budget can go much farther in southern Spain than it does in much of the United States,…

Drew Wood | 9 hours ago

The Year You Sell the Business Is the Year Medicare Decides You’re Rich — Twice Over

A 65-year-old who sold her landscaping company in 2024 opened her January 2026 Medicare notice and saw a Part B…

Drew Wood | 10 hours ago

$900,000 and a Boat Slip: Here’s How to Retire to Cape Coral, Florida, at 62

A single-story house on a Cape Coral canal, a sport boat on the lift out back, sunset cruises to a…

Gerelyn Terzo | 11 hours ago

A Retired Couple Loaded Up on Tax-Free Municipal Bonds. In Their 70s, the Interest Still Taxes Their Social Security.

A married couple in their early 70s shifted their fixed-income money into municipal bonds for the simple pitch: tax-free interest,…

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Personal Finance Articles

‘The Borrower Is Slave to the Lender’: Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here’s Why That’s Not Enough.

The Portfolio That Lets You Go Part-Time Five Years Early

A Couple Wants to Sell a Rental Without Setting Off a Medicare Surcharge. A 1031 Exchange or Installment Sale Can Spread the Gain.

All Personal Finance Articles

How Much Cash Should You Actually Keep in a HYSA

What A $750,000 Dividend Portfolio Actually Pays After Taxes, Medicare Premiums, And Reality

What Happens When Medicare Premiums Are No Longer Your Problem?

The $246,500 Question: Is Your 401(k) at 60 Enough for Retirement

Here’s How You Can Retire to Spring, Texas, at 62 on $950,000 With No Income Tax

A Market Slump Has a Hidden Upside for a 74-Year-Old: Next Year’s RMD Shrinks, and So Does Tax on Social Security.

$700,000 at 75: Here’s What It Actually Buys You Over 20 Years

Stress Free on $35,000 a Year: Retire to Spain’s Costa del Sol at 62

The Year You Sell the Business Is the Year Medicare Decides You’re Rich — Twice Over

$900,000 and a Boat Slip: Here’s How to Retire to Cape Coral, Florida, at 62

A Retired Couple Loaded Up on Tax-Free Municipal Bonds. In Their 70s, the Interest Still Taxes Their Social Security.

The Monthly Income Trap: How JEPQ Investors Gave Up $18,000 Per $10,000 Invested Since Inception

‘The Borrower Is Slave to the Lender’: Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here’s Why That’s Not Enough.

'The Borrower Is Slave to the Lender': Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here's Why That's Not Enough.

The Monthly Income Trap: How JEPQ Investors Gave Up $18,000 Per $10,000 Invested Since Inception

‘The Borrower Is Slave to the Lender’: Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

Personal Finance Articles

‘The Borrower Is Slave to the Lender’: Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here’s Why That’s Not Enough.

The Portfolio That Lets You Go Part-Time Five Years Early

A Couple Wants to Sell a Rental Without Setting Off a Medicare Surcharge. A 1031 Exchange or Installment Sale Can Spread the Gain.

All Personal Finance Articles

How Much Cash Should You Actually Keep in a HYSA

What A $750,000 Dividend Portfolio Actually Pays After Taxes, Medicare Premiums, And Reality

What Happens When Medicare Premiums Are No Longer Your Problem?

The $246,500 Question: Is Your 401(k) at 60 Enough for Retirement

Here’s How You Can Retire to Spring, Texas, at 62 on $950,000 With No Income Tax

A Market Slump Has a Hidden Upside for a 74-Year-Old: Next Year’s RMD Shrinks, and So Does Tax on Social Security.

$700,000 at 75: Here’s What It Actually Buys You Over 20 Years

Stress Free on $35,000 a Year: Retire to Spain’s Costa del Sol at 62

The Year You Sell the Business Is the Year Medicare Decides You’re Rich — Twice Over

$900,000 and a Boat Slip: Here’s How to Retire to Cape Coral, Florida, at 62

A Retired Couple Loaded Up on Tax-Free Municipal Bonds. In Their 70s, the Interest Still Taxes Their Social Security.

The Monthly Income Trap: How JEPQ Investors Gave Up $18,000 Per $10,000 Invested Since Inception

‘The Borrower Is Slave to the Lender’: Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here’s Why That’s Not Enough.

Featured Reads

'The Borrower Is Slave to the Lender': Dave Ramsey Warns a 22-Year-Old Against Letting a Rich Friend Pay Off His $70,000 Debt

$1 Million in Retirement Savings Spends Like $40,000 a Year. Here's Why That's Not Enough.