Personal Finance Articles

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5610 Articles

Gerelyn Terzo | May 19, 2026 at 10:30 AM EDT

Why a 60-Year-Old Widow Should Claim Survivor Benefits Now and Switch to Her Own at 70

Losing a spouse in your early 60s upends nearly everything, including a retirement plan built around two paychecks. For a…

Marc Guberti | May 19, 2026 at 10:28 AM EDT

The Rule of 55 Move Public Safety Workers Use to Retire at 50 Without the 10% Penalty

A 50-year-old fire captain in Ohio walks out of the station for the last time with a pension election form,…

Ian Cooper | May 19, 2026 at 10:25 AM EDT

Why Suze Orman Is Wrong About Long-Term Care Insurance for Retirees With Over $2 Million

Suze Orman has spent decades urging Americans to buy long-term care insurance. In her AARP column on the subject, she…

Maurie Backman | May 19, 2026 at 10:09 AM EDT

Social Security Cuts May Be Coming. Here’s the Claiming Strategy to Ease the Blow

For years, Americans have heard warnings that Social Security is facing major funding problems. Now, as projections continue to show…

Drew Wood | May 19, 2026 at 9:57 AM EDT

The Single Premium Immediate Annuity That Pays a 73-Year-Old $4,800 a Month for Life and Takes Sequence Risk Off the Table

A 73-year-old single retiree with $1.4 million in savings faces a question that the 4% rule does not fully solve:…

Austin Smith | May 19, 2026 at 9:45 AM EDT

A 54-Year-Old Cardiologist With $2.4 Million in Her 401(k) Discovers a $1.7 Million Tax-Free Loophole

A 54-year-old interventional cardiologist earning $580,000 at a hospital system already has $2.4 million in a traditional 401(k) and a…

David Beren | May 19, 2026 at 9:06 AM EDT

The Kiplinger Tax Letter Reveals the Top 0.001% of Earners Pay an Effective Rate of Just 23.61%

The May 2026 Kiplinger Tax Letter, citing the latest IRS Statistics of Income data, highlights a number that complicates the…

Carl Sullivan | May 19, 2026 at 7:58 AM EDT

Stop Asking For a Financial Advisor’s Credentials. Here Are Two Questions That Actually Matter.

Most people walk into a financial advisor’s office with the wrong checklist. They ask about the CFP after the name,…

Drew Wood | May 19, 2026 at 7:53 AM EDT

What I Would Tell a Couple With $4.2 Million Whose 32-Year-Old Daughter Just Asked for $200,000 Toward a House

A married couple in their mid-60s, filing jointly and sitting on roughly $4.2 million in retirement assets, receives the kind…

Drew Wood | May 19, 2026 at 6:36 AM EDT

The Long-Term Care Decision a 64-Year-Old Couple Skipped at 58 and Why They Now Wish They Had Bought It Six Years Ago

At 58, this couple reviewed a long-term care insurance quote offering joint coverage for $4,800 a year and decided the…

Drew Wood | May 19, 2026 at 5:34 AM EDT

A 70/30 Portfolio at 67 Looks Conservative on Paper but Failed the 2022 Stress Test by $187,000

A 67-year-old couple with $2.1 million invested in a 70/30 portfolio and drawing $80,000 per year fits the classic early-retirement…

Jeremy Phillips | May 19, 2026 at 2:39 AM EDT

George Kamel’s Message to Couples With Separate Finances: ‘Your Husband Won’t Do Life With You’

A woman married almost 20 years called The Ramsey Show in tears. She had been asking her husband to combine…

Don Lair | May 19, 2026 at 1:39 AM EDT

The $290 Monthly Trap: Why Middle-Class Families Can’t Escape the Debt Cycle

On a recent episode of NerdWallet’s Smart Money Podcast, the hosts laid out a number that should stop any middle-income…

Jeremy Phillips | May 19, 2026 at 1:22 AM EDT

Millennials Banking on Inheritance at 65: Why You Can’t Count on Mom and Dad’s Money for Retirement

On a recent episode of the Animal Spirits podcast, Ritholtz Wealth Management’s Ben Carlson laid out a number that should…

Don Lair | May 18, 2026 at 11:38 PM EDT

I’m 29 with $6,000 in debt and $48,000 annual income: will skipping the Baby Steps to invest more hurt my wealth building?

On a recent live audience taping of The Ramsey Show in Denver, a 29-year-old named Trayvon asked Dave Ramsey, Rachel…

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Personal Finance Articles

All Personal Finance Articles

Why a 60-Year-Old Widow Should Claim Survivor Benefits Now and Switch to Her Own at 70

The Rule of 55 Move Public Safety Workers Use to Retire at 50 Without the 10% Penalty

Why Suze Orman Is Wrong About Long-Term Care Insurance for Retirees With Over $2 Million

Social Security Cuts May Be Coming. Here’s the Claiming Strategy to Ease the Blow

The Single Premium Immediate Annuity That Pays a 73-Year-Old $4,800 a Month for Life and Takes Sequence Risk Off the Table

A 54-Year-Old Cardiologist With $2.4 Million in Her 401(k) Discovers a $1.7 Million Tax-Free Loophole

The Kiplinger Tax Letter Reveals the Top 0.001% of Earners Pay an Effective Rate of Just 23.61%

Stop Asking For a Financial Advisor’s Credentials. Here Are Two Questions That Actually Matter.

What I Would Tell a Couple With $4.2 Million Whose 32-Year-Old Daughter Just Asked for $200,000 Toward a House

The Long-Term Care Decision a 64-Year-Old Couple Skipped at 58 and Why They Now Wish They Had Bought It Six Years Ago

A 70/30 Portfolio at 67 Looks Conservative on Paper but Failed the 2022 Stress Test by $187,000

George Kamel’s Message to Couples With Separate Finances: ‘Your Husband Won’t Do Life With You’

The $290 Monthly Trap: Why Middle-Class Families Can’t Escape the Debt Cycle

Millennials Banking on Inheritance at 65: Why You Can’t Count on Mom and Dad’s Money for Retirement

I’m 29 with $6,000 in debt and $48,000 annual income: will skipping the Baby Steps to invest more hurt my wealth building?

A $10,000 Investment in JPMorgan When Jamie Dimon Took Over Is Worth This Much Now

Best Vanguard ETF to Invest $1,000 in This July

3 Stocks Riding the AI Data Center Power Buildout in July

Why Did a 73-Year-Old With $2.4 Million See Her Medicare Premium Double?

Samsung Reinvented Itself by Rethinking What It's Worth. Retirees Who Do the Same Find Social Security Is Their Largest Asset.

A $10,000 Investment in JPMorgan When Jamie Dimon Took Over Is Worth This Much Now

Best Vanguard ETF to Invest $1,000 in This July

Personal Finance Articles

All Personal Finance Articles

Why a 60-Year-Old Widow Should Claim Survivor Benefits Now and Switch to Her Own at 70

The Rule of 55 Move Public Safety Workers Use to Retire at 50 Without the 10% Penalty

Why Suze Orman Is Wrong About Long-Term Care Insurance for Retirees With Over $2 Million

Social Security Cuts May Be Coming. Here’s the Claiming Strategy to Ease the Blow

The Single Premium Immediate Annuity That Pays a 73-Year-Old $4,800 a Month for Life and Takes Sequence Risk Off the Table

A 54-Year-Old Cardiologist With $2.4 Million in Her 401(k) Discovers a $1.7 Million Tax-Free Loophole

The Kiplinger Tax Letter Reveals the Top 0.001% of Earners Pay an Effective Rate of Just 23.61%

Stop Asking For a Financial Advisor’s Credentials. Here Are Two Questions That Actually Matter.

What I Would Tell a Couple With $4.2 Million Whose 32-Year-Old Daughter Just Asked for $200,000 Toward a House

The Long-Term Care Decision a 64-Year-Old Couple Skipped at 58 and Why They Now Wish They Had Bought It Six Years Ago

A 70/30 Portfolio at 67 Looks Conservative on Paper but Failed the 2022 Stress Test by $187,000

George Kamel’s Message to Couples With Separate Finances: ‘Your Husband Won’t Do Life With You’

The $290 Monthly Trap: Why Middle-Class Families Can’t Escape the Debt Cycle

Millennials Banking on Inheritance at 65: Why You Can’t Count on Mom and Dad’s Money for Retirement

I’m 29 with $6,000 in debt and $48,000 annual income: will skipping the Baby Steps to invest more hurt my wealth building?

A $10,000 Investment in JPMorgan When Jamie Dimon Took Over Is Worth This Much Now

Best Vanguard ETF to Invest $1,000 in This July

3 Stocks Riding the AI Data Center Power Buildout in July

Featured Reads

Why Did a 73-Year-Old With $2.4 Million See Her Medicare Premium Double?

Samsung Reinvented Itself by Rethinking What It's Worth. Retirees Who Do the Same Find Social Security Is Their Largest Asset.