Personal Finance Articles

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4646 Articles

Michael Williams | Jun 1, 2026 at 11:40 AM EDT

The Payment Trap That’s Costing Americans Their Retirement: George Kamel Explains

On a recent episode of The Ramsey Show, co-host George Kamel cut to the heart of why so many earners…

Thomas Richmond | Jun 1, 2026 at 11:38 AM EDT

Trump Savings Accounts to Bring 38% of Americans Into Stock Market for First Time

Treasury Secretary Scott Bessent made an ambitious case for the Trump Savings Account program during a May 29, 2026 appearance…

Danielle Liverance | Jun 1, 2026 at 11:34 AM EDT

I have $10,000 in credit card debt and $500 monthly to save: should I pay debt first or invest?

Brian Preston of the Money Guy Show puts it bluntly: “You’re strapping this weight to you and then walking into…

Christy Bieber | Jun 1, 2026 at 11:33 AM EDT

The Social Security COLA Just Quietly Got Worse for 2026 Retirees

Social Security benefits are eligible for a cost-of-living adjustment (COLA) every year. Without COLAs, Social Security recipients would get the…

Danielle Liverance | Jun 1, 2026 at 11:33 AM EDT

You’ve Been Contributing to Your 401(k) for Years But Your Money Might Still Be Sitting in Cash

Imagine logging into your 401(k) after a decade of contributions, expecting to see a portfolio that grew with the market.…

Drew Wood | Jun 1, 2026 at 11:26 AM EDT

A $1.6 Million Portfolio That Quietly Pays a Couple $9,000 a Month and Stays Below the IRMAA Tier 1 Threshold

A 64-year-old couple with a $1.6 million taxable investment portfolio faces a very specific retirement-income challenge: generating $9,000 per month,…

Danielle Liverance | Jun 1, 2026 at 11:24 AM EDT

We discovered my husband’s $200,000 secret debt three years ago. Now we’re $2,700 short monthly and I’m crushing under the weight of it

A woman called The Ramsey Show in tears. “About 3 years ago I had discovered that my husband had amassed…

Christy Bieber | Jun 1, 2026 at 11:22 AM EDT

Two Social Security Rules Every Married Couple Needs to Understand

If you are married, Social Security claiming rules become more complicated than if you are single. That’s because your benefits…

Gerelyn Terzo | Jun 1, 2026 at 11:15 AM EDT

Spousal Social Security Top-Up Worth $300 Monthly Boosts Household Benefits to $4,500 in 2026

She is 67, raised four children through 18 years out of the workforce, and returned to part-time office work in…

Danielle Liverance | Jun 1, 2026 at 11:13 AM EDT

I Lost $45,500 to a Wealth Management Hack at 84. Am I Stuck With This Loss?

An 84-year-old widow from Chattanooga named Jean called into The Ramsey Show after $45,500 vanished from her wealth management account.…

Drew Wood | Jun 1, 2026 at 11:09 AM EDT

The Snowbird Tax Mistake That Cost a 70-Year-Old Couple $19,000 a Year Until They Restructured Their Domicile

A 70-year-old couple with $2.6 million in assets and roughly $260,000 of annual retirement income thought their move to Naples,…

Danielle Liverance | Jun 1, 2026 at 10:44 AM EDT

Dave Ramsey warns: Buying a house with someone you’re not married to costs you $35,000 and your future

Kevin from Charlotte called The Ramsey Show with what sounded like a reasonable plan. He and his girlfriend wanted to…

Danielle Liverance | Jun 1, 2026 at 10:38 AM EDT

I’m 22 with $204,000 saved after paying off my car. Should I redirect that freed-up cash flow into my business or keep building personal wealth?

George Kamel, the Ramsey Network personality and co-host of The Ramsey Show, recently put a question to a 22-year-old caller…

Danielle Liverance | Jun 1, 2026 at 10:19 AM EDT

High-Wage W-2 Earners: The Tax Advantages (and Hidden Work Costs) of Franchise Ownership

Jon Ostenson made the pitch directly on The Investing for Beginners Podcast: “if you have a spouse that’s a high-wage…

Danielle Liverance | Jun 1, 2026 at 10:18 AM EDT

I’m 60 with $4 million net worth and want a $400,000 boat. Should I use income or net worth to decide?

A 60-year-old caller phoned Ramsey Everyday Millionaires with a clean setup: $4 million net worth, $250,000 in annual income, and…

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Personal Finance Articles

All Personal Finance Articles

The Payment Trap That’s Costing Americans Their Retirement: George Kamel Explains

Trump Savings Accounts to Bring 38% of Americans Into Stock Market for First Time

I have $10,000 in credit card debt and $500 monthly to save: should I pay debt first or invest?

The Social Security COLA Just Quietly Got Worse for 2026 Retirees

You’ve Been Contributing to Your 401(k) for Years But Your Money Might Still Be Sitting in Cash

A $1.6 Million Portfolio That Quietly Pays a Couple $9,000 a Month and Stays Below the IRMAA Tier 1 Threshold

We discovered my husband’s $200,000 secret debt three years ago. Now we’re $2,700 short monthly and I’m crushing under the weight of it

Two Social Security Rules Every Married Couple Needs to Understand

Spousal Social Security Top-Up Worth $300 Monthly Boosts Household Benefits to $4,500 in 2026

I Lost $45,500 to a Wealth Management Hack at 84. Am I Stuck With This Loss?

The Snowbird Tax Mistake That Cost a 70-Year-Old Couple $19,000 a Year Until They Restructured Their Domicile

Dave Ramsey warns: Buying a house with someone you’re not married to costs you $35,000 and your future

I’m 22 with $204,000 saved after paying off my car. Should I redirect that freed-up cash flow into my business or keep building personal wealth?

High-Wage W-2 Earners: The Tax Advantages (and Hidden Work Costs) of Franchise Ownership

I’m 60 with $4 million net worth and want a $400,000 boat. Should I use income or net worth to decide?

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

PBW’s 34% Year-to-Date Gain Masks a Brutal Five-Year Pattern Every Rate Cycle Repeats

NVDL Collapsed 12% in a Single Day as Nvidia Lost $279 Billion, Exposing How Leverage Compounds on Bad Tape

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

Personal Finance Articles

All Personal Finance Articles

The Payment Trap That’s Costing Americans Their Retirement: George Kamel Explains

Trump Savings Accounts to Bring 38% of Americans Into Stock Market for First Time

I have $10,000 in credit card debt and $500 monthly to save: should I pay debt first or invest?

The Social Security COLA Just Quietly Got Worse for 2026 Retirees

You’ve Been Contributing to Your 401(k) for Years But Your Money Might Still Be Sitting in Cash

A $1.6 Million Portfolio That Quietly Pays a Couple $9,000 a Month and Stays Below the IRMAA Tier 1 Threshold

We discovered my husband’s $200,000 secret debt three years ago. Now we’re $2,700 short monthly and I’m crushing under the weight of it

Two Social Security Rules Every Married Couple Needs to Understand

Spousal Social Security Top-Up Worth $300 Monthly Boosts Household Benefits to $4,500 in 2026

I Lost $45,500 to a Wealth Management Hack at 84. Am I Stuck With This Loss?

The Snowbird Tax Mistake That Cost a 70-Year-Old Couple $19,000 a Year Until They Restructured Their Domicile

Dave Ramsey warns: Buying a house with someone you’re not married to costs you $35,000 and your future

I’m 22 with $204,000 saved after paying off my car. Should I redirect that freed-up cash flow into my business or keep building personal wealth?

High-Wage W-2 Earners: The Tax Advantages (and Hidden Work Costs) of Franchise Ownership

I’m 60 with $4 million net worth and want a $400,000 boat. Should I use income or net worth to decide?

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know

PBW’s 34% Year-to-Date Gain Masks a Brutal Five-Year Pattern Every Rate Cycle Repeats

NVDL Collapsed 12% in a Single Day as Nvidia Lost $279 Billion, Exposing How Leverage Compounds on Bad Tape

Featured Reads

The Divorced Spouse Strategy That Adds $14,400 a Year for a 66-Year-Old Whose Ex Is Still Alive

Your Adult Child Has a Chronic Health Condition and Needs Your Help. What Retirees Should Know