Personal Finance Articles

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4614 Articles

Michael Williams | May 31, 2026 at 1:15 PM EDT

I’m 53 With $1.5 Million and Want to Retire in Carmel With a Sports Car. Here’s the Real Math.

The fantasy is easy to picture. A bluff in Carmel or Encinitas, a garage with a silver 911, ocean air,…

Carl Sullivan | May 31, 2026 at 1:08 PM EDT

What $11,000 a Month Really Looks Like in Retirement at Age 65

An $11,000 monthly gross income sounds comfortable at age 65. It is, but that figure comes with higher Medicare premiums.…

Drew Wood | May 31, 2026 at 11:57 AM EDT

Retiring at 68 With $980,000 Means Navigating a $14,200 Annual Property Insurance Spike Florida Retirees Did Not See Coming

A single 68-year-old retiree owns a $620,000 home on Florida’s coast, purchased in 2018, with $980,000 spread across retirement accounts.…

Ian Cooper | May 31, 2026 at 11:37 AM EDT

Want $4,800 in Annual Passive Income? Invest $40,000 Into These 3 High Yield Dividend Stocks

The pitch sounds simple. Put $40,000 to work, collect $4,800 a year, never sell a share. The arithmetic behind that…

David Beren | May 31, 2026 at 11:36 AM EDT

A 71-Year-Old Widow Discovered Her Husband’s Pension Survivor Election Was Filed Wrong and the $146,000 Mistake Is Mostly Recoverable

A pension check that disappeared overnight A widow at 71 opens a letter from her late husband’s former employer and…

Gerelyn Terzo | May 31, 2026 at 10:40 AM EDT

Social Security’s Special Minimum Benefit is Disappearing. Here’s Who Still Qualifies in 2026

Picture a 67-year-old who cleaned hotel rooms in her 30s, ran a cash register through her 40s, and spent her…

Michael Williams | May 31, 2026 at 10:10 AM EDT

Social Security Retirees Face a New Tax Cliff in 2026. Most Americans Missed It

A 68-year-old retired teacher in Ohio got her full Social Security check this spring after the Windfall Elimination Provision was…

Jeremy Phillips | May 31, 2026 at 9:35 AM EDT

Suze Orman Shows the Exact Steps on a $1.6 Million Roth Conversion to Shrink Future RMDs

Most retirees with seven-figure 401(k) balances never run the math on what their Required Minimum Distributions will look like at…

Drew Wood | May 31, 2026 at 9:30 AM EDT

Retiring at 62 With $2.6 Million Means Quietly Funding $24,000 of Adult-Son Health Insurance Until He Hits 26

You spent decades saving to walk away from work. You hit the number: $2.6 million across retirement accounts and a…

Michael Williams | May 31, 2026 at 8:45 AM EDT

The Hidden Cost of Large IRA Withdrawals: How $50,000 Can Cost You $6,200 in Taxes

The Moment Many Retirees Don’t See Coming A 70-year-old living on $30,000 in Social Security has been getting by on…

Jeremy Phillips | May 31, 2026 at 8:26 AM EDT

S&P 500 Dividend Yield Hits 1.08%. The Lowest Payout Rate Since the 1800s Is a Retirement Red Flag.

The S&P 500 dividend yield has fallen to 1.08%, a level the index has not seen since the 1800s. For…

Ian Cooper | May 31, 2026 at 8:25 AM EDT

The Quiet $32,000 Cost of Skipping the Medigap Open Enrollment Window at 65

Turning 65 comes with a quiet deadline most people never hear about until it has passed. The six-month window that…

Ian Cooper | May 31, 2026 at 8:20 AM EDT

How Corporate Executives With $7 Million 401(k)s Stay Under the Top Tax Bracket in Retirement

A retired executive sitting on $7 million across a traditional 401(k), a Roth 401(k), and a taxable brokerage has a…

Drew Wood | May 31, 2026 at 7:24 AM EDT

A 67-Year-Old Widow With $1.6 Million Discovers Her Late Husband’s IRA Will Cost Her Over $100,000 in Avoidable Tax Through Retirement

A reader writes in: her husband passed away last year at age 70, leaving behind a $740,000 traditional IRA. She…

Gerelyn Terzo | May 31, 2026 at 7:23 AM EDT

Why a Single Self-Employed 62-Year-Old Should Claim Social Security at FRA, Not 70

Picture a 62-year-old consultant who works alone, bills clients directly, and pulls in around $90,000 in net self-employment income most…

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Personal Finance Articles

All Personal Finance Articles

I’m 53 With $1.5 Million and Want to Retire in Carmel With a Sports Car. Here’s the Real Math.

What $11,000 a Month Really Looks Like in Retirement at Age 65

Retiring at 68 With $980,000 Means Navigating a $14,200 Annual Property Insurance Spike Florida Retirees Did Not See Coming

Want $4,800 in Annual Passive Income? Invest $40,000 Into These 3 High Yield Dividend Stocks

A 71-Year-Old Widow Discovered Her Husband’s Pension Survivor Election Was Filed Wrong and the $146,000 Mistake Is Mostly Recoverable

Social Security’s Special Minimum Benefit is Disappearing. Here’s Who Still Qualifies in 2026

Social Security Retirees Face a New Tax Cliff in 2026. Most Americans Missed It

Suze Orman Shows the Exact Steps on a $1.6 Million Roth Conversion to Shrink Future RMDs

Retiring at 62 With $2.6 Million Means Quietly Funding $24,000 of Adult-Son Health Insurance Until He Hits 26

The Hidden Cost of Large IRA Withdrawals: How $50,000 Can Cost You $6,200 in Taxes

S&P 500 Dividend Yield Hits 1.08%. The Lowest Payout Rate Since the 1800s Is a Retirement Red Flag.

The Quiet $32,000 Cost of Skipping the Medigap Open Enrollment Window at 65

How Corporate Executives With $7 Million 401(k)s Stay Under the Top Tax Bracket in Retirement

A 67-Year-Old Widow With $1.6 Million Discovers Her Late Husband’s IRA Will Cost Her Over $100,000 in Avoidable Tax Through Retirement

Why a Single Self-Employed 62-Year-Old Should Claim Social Security at FRA, Not 70

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

The Augusta Rule: How a Small Business Owner Pays Herself $20,000 of Tax-Free Income for Renting Her Own Home to Her Company

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

Personal Finance Articles

All Personal Finance Articles

I’m 53 With $1.5 Million and Want to Retire in Carmel With a Sports Car. Here’s the Real Math.

What $11,000 a Month Really Looks Like in Retirement at Age 65

Retiring at 68 With $980,000 Means Navigating a $14,200 Annual Property Insurance Spike Florida Retirees Did Not See Coming

Want $4,800 in Annual Passive Income? Invest $40,000 Into These 3 High Yield Dividend Stocks

A 71-Year-Old Widow Discovered Her Husband’s Pension Survivor Election Was Filed Wrong and the $146,000 Mistake Is Mostly Recoverable

Social Security’s Special Minimum Benefit is Disappearing. Here’s Who Still Qualifies in 2026

Social Security Retirees Face a New Tax Cliff in 2026. Most Americans Missed It

Suze Orman Shows the Exact Steps on a $1.6 Million Roth Conversion to Shrink Future RMDs

Retiring at 62 With $2.6 Million Means Quietly Funding $24,000 of Adult-Son Health Insurance Until He Hits 26

The Hidden Cost of Large IRA Withdrawals: How $50,000 Can Cost You $6,200 in Taxes

S&P 500 Dividend Yield Hits 1.08%. The Lowest Payout Rate Since the 1800s Is a Retirement Red Flag.

The Quiet $32,000 Cost of Skipping the Medigap Open Enrollment Window at 65

How Corporate Executives With $7 Million 401(k)s Stay Under the Top Tax Bracket in Retirement

A 67-Year-Old Widow With $1.6 Million Discovers Her Late Husband’s IRA Will Cost Her Over $100,000 in Avoidable Tax Through Retirement

Why a Single Self-Employed 62-Year-Old Should Claim Social Security at FRA, Not 70

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

The Augusta Rule: How a Small Business Owner Pays Herself $20,000 of Tax-Free Income for Renting Her Own Home to Her Company

Featured Reads

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It