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5774 Articles

Gerelyn Terzo | May 15, 2026 at 8:20 AM EDT

The Two Bend Points That Tilt Social Security Toward Lower Earners and Cost a $200,000 Salary $14,000 a Year

A software engineer who spent 35 years earning $200,000 or more, paying maximum Social Security tax and hitting the wage…

Carl Sullivan | May 15, 2026 at 7:51 AM EDT

Social Security Math After a Spouse Gets Cancer Diagnosis

Even the best prepared retirees can face unexpected monkey wrenches, often of the medical variety. A recent caller into The Retirement…

Gerelyn Terzo | May 15, 2026 at 7:23 AM EDT

How $50,000 in Capital Gains Made 85 Percent of Social Security Taxable for Retirees

A retired couple in their late 60s sells long-held mutual funds to rebalance their brokerage account. A few months later,…

Austin Smith | May 15, 2026 at 7:15 AM EDT

The RMD Tax Trap That Turns $260,000 in 401(k) Deferrals Into a $700,000 Problem

A 56-year-old dual-income couple earning $480,000 in W-2 wages, with $2.6 million already sitting in traditional 401(k)s and a target…

Michael Williams | May 15, 2026 at 7:15 AM EDT

A 56-Year-Old Couple Discovers Their $3.6M Portfolio Is Hemorrhaging $24,000 a Year in Avoidable Taxes

A 56-year-old couple filing jointly, earning $400,000 a year, recently posted a portfolio summary that looks textbook on the surface…

Christy Bieber | May 15, 2026 at 7:07 AM EDT

Once You Earn This Much, You Face a Big Tax Bill on Your Social Security Benefits

Many people are surprised to discover that Social Security can sometimes be taxable. Since these are earned benefits that you…

Austin Smith | May 15, 2026 at 7:00 AM EDT

Back-Loading an Inherited 401(k) After 56 Could Cut Your Lifetime Tax Bill by Nearly $140,000

A 56-year-old hospital VP earning $325,000 just inherited a $740,000 traditional 401(k) from a parent who died in 2024 at…

Austin Smith | May 15, 2026 at 6:15 AM EDT

The $39,200 Tax Cost That Saves $100,000 Later: A 401(k) Strategy for 60-Year-Olds

A single filer at 60, $250,000 of W-2 income, $2.1 million already stacked in a traditional 401(k), five years from…

Marc Guberti | May 14, 2026 at 7:56 PM EDT

The Backdoor Roth IRA Move High Earners Use to Get $7,500 of Tax-Free Money Past the Income Cap

A 42-year-old couple posted to r/personalfinance last month asking whether they had to give up on Roth IRAs entirely. Their…

David Beren | May 14, 2026 at 3:10 PM EDT

40% of Americans Plan to Work in Retirement, But the Northwestern Mutual Study Reveals Why That Number Is More Complicated Than It Looks

The Northwestern Mutual 2025 Planning & Progress Study put a clean number on something Americans have been hinting at for…

David Beren | May 14, 2026 at 2:00 PM EDT

61% of Americans Have No Will, According to Northwestern Mutual’s 2025 Planning & Progress Study

Thirty‑one percent of American adults expect to leave an inheritance or charitable gift when they die, yet a large share…

Drew Wood | May 14, 2026 at 1:57 PM EDT

A 59-Year-Old Software Engineer With $4.1 Million Cannot Touch a Penny Without a 10 Percent Penalty for Six More Months

A software engineer at a private equity-backed firm hands in her notice in April 2026, confident that $4.1 million is…

Gerelyn Terzo | May 14, 2026 at 1:45 PM EDT

How 4 Years of Work in Germany Unlocks a $400 Monthly U.S. Social Security Check a Retiree Otherwise Could Not Collect

A retirement plan that almost left $4,800 a year on the table Picture a 65-year-old who spent six years in…

Christy Bieber | May 14, 2026 at 12:43 PM EDT

Why Switching From Spousal to Survivor Benefits Adds $1,224 a Month for the Rest of a Widow’s Life

For many retirees, Social Security benefits are one of their most important sources of income. But these benefits can be…

Austin Smith | May 14, 2026 at 11:30 AM EDT

58-Year-Old With $2.3M 401(k) Cuts Deferrals in Half: Here’s Why Brokerage Accounts Win at High Incomes

A 58-year-old investment banker pulling in $850,000 in W-2 income just cut his traditional 401(k) deferral roughly in half and…

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Personal Finance Articles

All Personal Finance Articles

The Two Bend Points That Tilt Social Security Toward Lower Earners and Cost a $200,000 Salary $14,000 a Year

Social Security Math After a Spouse Gets Cancer Diagnosis

How $50,000 in Capital Gains Made 85 Percent of Social Security Taxable for Retirees

The RMD Tax Trap That Turns $260,000 in 401(k) Deferrals Into a $700,000 Problem

A 56-Year-Old Couple Discovers Their $3.6M Portfolio Is Hemorrhaging $24,000 a Year in Avoidable Taxes

Once You Earn This Much, You Face a Big Tax Bill on Your Social Security Benefits

Back-Loading an Inherited 401(k) After 56 Could Cut Your Lifetime Tax Bill by Nearly $140,000

The $39,200 Tax Cost That Saves $100,000 Later: A 401(k) Strategy for 60-Year-Olds

The Backdoor Roth IRA Move High Earners Use to Get $7,500 of Tax-Free Money Past the Income Cap

40% of Americans Plan to Work in Retirement, But the Northwestern Mutual Study Reveals Why That Number Is More Complicated Than It Looks

61% of Americans Have No Will, According to Northwestern Mutual’s 2025 Planning & Progress Study

A 59-Year-Old Software Engineer With $4.1 Million Cannot Touch a Penny Without a 10 Percent Penalty for Six More Months

How 4 Years of Work in Germany Unlocks a $400 Monthly U.S. Social Security Check a Retiree Otherwise Could Not Collect

Why Switching From Spousal to Survivor Benefits Adds $1,224 a Month for the Rest of a Widow’s Life

58-Year-Old With $2.3M 401(k) Cuts Deferrals in Half: Here’s Why Brokerage Accounts Win at High Incomes

The American Chip Boom Picks Winners: TXN, INTC, and QRVO at Current Share Prices

NVIDIA is Acquiring ‘Dark Fiber’ Across the United States. Here’s Why That’s a Big Deal.

SpaceX Just Erased $1 Trillion in Value. Here’s Why the Worst Could Be Yet to Come.

If Social Security Cuts Benefits, Here's Who Might Get Hurt the Most

Peter Thiel Turned a $2,000 Roth IRA Into $5 Billion and Will Never Owe a Penny of Tax. The Same Rules Apply to Your Account

The American Chip Boom Picks Winners: TXN, INTC, and QRVO at Current Share Prices

NVIDIA is Acquiring ‘Dark Fiber’ Across the United States. Here’s Why That’s a Big Deal.

Personal Finance Articles

All Personal Finance Articles

The Two Bend Points That Tilt Social Security Toward Lower Earners and Cost a $200,000 Salary $14,000 a Year

Social Security Math After a Spouse Gets Cancer Diagnosis

How $50,000 in Capital Gains Made 85 Percent of Social Security Taxable for Retirees

The RMD Tax Trap That Turns $260,000 in 401(k) Deferrals Into a $700,000 Problem

A 56-Year-Old Couple Discovers Their $3.6M Portfolio Is Hemorrhaging $24,000 a Year in Avoidable Taxes

Once You Earn This Much, You Face a Big Tax Bill on Your Social Security Benefits

Back-Loading an Inherited 401(k) After 56 Could Cut Your Lifetime Tax Bill by Nearly $140,000

The $39,200 Tax Cost That Saves $100,000 Later: A 401(k) Strategy for 60-Year-Olds

The Backdoor Roth IRA Move High Earners Use to Get $7,500 of Tax-Free Money Past the Income Cap

40% of Americans Plan to Work in Retirement, But the Northwestern Mutual Study Reveals Why That Number Is More Complicated Than It Looks

61% of Americans Have No Will, According to Northwestern Mutual’s 2025 Planning & Progress Study

A 59-Year-Old Software Engineer With $4.1 Million Cannot Touch a Penny Without a 10 Percent Penalty for Six More Months

How 4 Years of Work in Germany Unlocks a $400 Monthly U.S. Social Security Check a Retiree Otherwise Could Not Collect

Why Switching From Spousal to Survivor Benefits Adds $1,224 a Month for the Rest of a Widow’s Life

58-Year-Old With $2.3M 401(k) Cuts Deferrals in Half: Here’s Why Brokerage Accounts Win at High Incomes

The American Chip Boom Picks Winners: TXN, INTC, and QRVO at Current Share Prices

NVIDIA is Acquiring ‘Dark Fiber’ Across the United States. Here’s Why That’s a Big Deal.

SpaceX Just Erased $1 Trillion in Value. Here’s Why the Worst Could Be Yet to Come.

Featured Reads

If Social Security Cuts Benefits, Here's Who Might Get Hurt the Most

Peter Thiel Turned a $2,000 Roth IRA Into $5 Billion and Will Never Owe a Penny of Tax. The Same Rules Apply to Your Account