Personal Finance Articles

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5555 Articles

David Beren | Apr 30, 2026 at 9:41 AM EDT

The 401(k) Paradox: Record Highs Mask a Growing Financial Crisis for Millions

Vanguard's 2025 How America Saves report describes a 401(k) landscape that appears healthy on the surface yet strained beneath. The…

Maurie Backman | Apr 30, 2026 at 8:54 AM EDT

Social Security Tax Reprieve Has a Shocking Cost for Retirees

If there’s one thing seniors on Social Security have long griped about, and understandably so, it’s the fact that benefits…

Carl Sullivan | Apr 30, 2026 at 8:49 AM EDT

A Real Warning to Engaged Couples: “Stop Venmo-Splitting Bills Like Roommates”

Shelby is a blended-family mom with three kids of her own and a fiancé with his own child. She’s a…

David Beren | Apr 30, 2026 at 8:29 AM EDT

Half of Americans Think $1,000 Is Needed to Start Investing, They’re Wrong

A perception gap is keeping millions of Americans on the sidelines of the stock market. This is especially true if…

Carl Sullivan | Apr 30, 2026 at 7:49 AM EDT

Why Wes Moss Thinks Many People Should Skip Long-term Care Insurance

How much of a nest egg should be held aside for potential long-term care, separate from retirement spending money? That…

Maurie Backman | Apr 30, 2026 at 7:19 AM EDT

Fed Holds Interest Rates Steady: What It Means for Your Social Security COLA

Elevated borrowing rates have been making life difficult for consumers. And many are hoping the Federal Reserve will opt…

Maurie Backman | Apr 30, 2026 at 7:09 AM EDT

Inflation Boost Prompts Fed Rate Pause: Here’s Why Social Security Recipients Lose Out

When the Federal Reserve gathered in April, the general consensus was that the central bank was not going to lower…

Drew Wood | Apr 29, 2026 at 6:59 PM EDT

How Much Do You Really Need Invested to Replace a $40,000 Salary With Dividends?

A $40,000 salary works out to about $19 an hour: a lower-middle wage range for careers like delivery drivers, bank…

David Beren | Apr 29, 2026 at 2:12 PM EDT

46% of Americans Split Their Investments Into Separate Buckets. Should Your Retirement Strategy Too?

The Charles Schwab Modern Wealth Survey 2025 found that 46% of American investors maintain a main investment portfolio alongside one…

Drew Wood | Apr 29, 2026 at 1:44 PM EDT

Delaying Social Security to 70 Could Add $311,000 to a Surviving Spouse’s Lifetime Household Income

The most consequential Social Security decision most married couples will ever make has almost nothing to do with the person…

David Beren | Apr 29, 2026 at 1:32 PM EDT

57% of Americans Say Their Portfolios Are Too Complex to Manage Alone

A Charles Schwab Modern Wealth Survey 2025 finding that 57% of Americans agree modern investment portfolios are more sophisticated and…

Ian Cooper | Apr 29, 2026 at 12:15 PM EDT

OpenAI’s $122 Billion Burn Rate Sparks Debate on AI Spending Excesses

On a recent Animal Spirits Podcast episode, co-host Ben Carlson summed up the AI capex worry plainly: “If there’s one…

David Beren | Apr 29, 2026 at 11:00 AM EDT

35% of Americans Hold Crypto. Here’s Why That Allocation Terrifies Financial Planners

The Charles Schwab Modern Wealth Survey 2025 found that cryptocurrency now accounts for 10% of the average American investor’s portfolio,…

Drew Wood | Apr 29, 2026 at 10:47 AM EDT

That $95,000 Retirement Income Only Looks Stable Until Year 15 When the Pension Runs Out

The math looks fine on paper. A 65-year-old retires with $95,000 a year in income: $36,000 from Social Security, a…

Carl Sullivan | Apr 29, 2026 at 10:39 AM EDT

Hard Choices: Paying Off Mortgage vs. Prioritizing Kids. The Ramsey Show Offers Advice.

A mother of two called into The Ramsey Show with a dilemma. She and her husband had finished the show’s…

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Personal Finance Articles

All Personal Finance Articles

The 401(k) Paradox: Record Highs Mask a Growing Financial Crisis for Millions

Social Security Tax Reprieve Has a Shocking Cost for Retirees

A Real Warning to Engaged Couples: “Stop Venmo-Splitting Bills Like Roommates”

Half of Americans Think $1,000 Is Needed to Start Investing, They’re Wrong

Why Wes Moss Thinks Many People Should Skip Long-term Care Insurance

Fed Holds Interest Rates Steady: What It Means for Your Social Security COLA

Inflation Boost Prompts Fed Rate Pause: Here’s Why Social Security Recipients Lose Out

How Much Do You Really Need Invested to Replace a $40,000 Salary With Dividends?

46% of Americans Split Their Investments Into Separate Buckets. Should Your Retirement Strategy Too?

Delaying Social Security to 70 Could Add $311,000 to a Surviving Spouse’s Lifetime Household Income

57% of Americans Say Their Portfolios Are Too Complex to Manage Alone

OpenAI’s $122 Billion Burn Rate Sparks Debate on AI Spending Excesses

35% of Americans Hold Crypto. Here’s Why That Allocation Terrifies Financial Planners

That $95,000 Retirement Income Only Looks Stable Until Year 15 When the Pension Runs Out

Hard Choices: Paying Off Mortgage vs. Prioritizing Kids. The Ramsey Show Offers Advice.

The Case for Holding AVUV in Your Roth IRA

The Real Risk in Retirement Isn’t Running Out of Money. It’s Losing Your Purchasing Power.

He Thought Social Security Would Be Enough. A Knee Surgery and the Rising Cost of Living Sent Him Back to Work at 72.

The Real Risk in Retirement Isn't Running Out of Money. It's Losing Your Purchasing Power.

He Thought Social Security Would Be Enough. A Knee Surgery and the Rising Cost of Living Sent Him Back to Work at 72.

If You’d Invested $10,000 In Gold When The Iran Conflict Started, Here’s How Much You’d Have Now

The Case for Holding AVUV in Your Roth IRA

Personal Finance Articles

All Personal Finance Articles

The 401(k) Paradox: Record Highs Mask a Growing Financial Crisis for Millions

Social Security Tax Reprieve Has a Shocking Cost for Retirees

A Real Warning to Engaged Couples: “Stop Venmo-Splitting Bills Like Roommates”

Half of Americans Think $1,000 Is Needed to Start Investing, They’re Wrong

Why Wes Moss Thinks Many People Should Skip Long-term Care Insurance

Fed Holds Interest Rates Steady: What It Means for Your Social Security COLA

Inflation Boost Prompts Fed Rate Pause: Here’s Why Social Security Recipients Lose Out

How Much Do You Really Need Invested to Replace a $40,000 Salary With Dividends?

46% of Americans Split Their Investments Into Separate Buckets. Should Your Retirement Strategy Too?

Delaying Social Security to 70 Could Add $311,000 to a Surviving Spouse’s Lifetime Household Income

57% of Americans Say Their Portfolios Are Too Complex to Manage Alone

OpenAI’s $122 Billion Burn Rate Sparks Debate on AI Spending Excesses

35% of Americans Hold Crypto. Here’s Why That Allocation Terrifies Financial Planners

That $95,000 Retirement Income Only Looks Stable Until Year 15 When the Pension Runs Out

Hard Choices: Paying Off Mortgage vs. Prioritizing Kids. The Ramsey Show Offers Advice.

The Case for Holding AVUV in Your Roth IRA

The Real Risk in Retirement Isn’t Running Out of Money. It’s Losing Your Purchasing Power.

He Thought Social Security Would Be Enough. A Knee Surgery and the Rising Cost of Living Sent Him Back to Work at 72.

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The Real Risk in Retirement Isn't Running Out of Money. It's Losing Your Purchasing Power.

He Thought Social Security Would Be Enough. A Knee Surgery and the Rising Cost of Living Sent Him Back to Work at 72.