Personal Finance Articles

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4644 Articles

Carl Sullivan | May 31, 2026 at 6:52 AM EDT

A $600,000 Annuity Pays $3,700 a Month for Life. What About Your Spouse?

A 65-year-old retiree walks into a meeting with $600,000 in an IRA and walks out with a pitch. Hand it…

Michael Williams | May 31, 2026 at 6:30 AM EDT

How $500,000 in Life Insurance Can Earn $18,000 to $19,000 Annually While You Grieve and Decide

Two weeks after her 52-year-old husband died unexpectedly, a 54-year-old woman called Suze Orman’s podcast with the question hundreds of…

Michael Williams | May 31, 2026 at 6:20 AM EDT

Social Security Gets Taxed When Dividends Cross This Threshold. Most Retirees Miss It

When a Comfortable Dividend Stream Turns Into a Tax Surprise Picture a single retiree drawing $30,000 a year in Social…

Drew Wood | May 31, 2026 at 5:19 AM EDT

A 58-Year-Old Divorcée With $1.4 Million From a QDRO Discovers She Cannot Roll It Until She Resolves a 15-Year-Old Court Order

A 58-year-old woman who divorced in 2010 walks into retirement planning with what looks like a straightforward task. Her ex-husband’s…

David Beren | May 30, 2026 at 2:32 PM EDT

Locked Into a Lower Social Security Benefit? The 12-Month Fix You Need to Know

A reader recently described a situation that comes up more often than people realize. She lost her job at 62,…

David Beren | May 30, 2026 at 12:31 PM EDT

The Charitable Remainder Trust Strategy That Lets a 68-Year-Old Sell a $2.4 Million Concentrated Stock Position Without Triggering a $480,000 Tax Bill

A 68-year-old retired executive sits on $2.4 million of a single stock, likely shares from a long-ago IPO or decades…

Drew Wood | May 30, 2026 at 11:45 AM EDT

A 71-Year-Old Retired Federal Employee With $890,000 in a TSP Discovers His Pension Quietly Disqualified Him for the IRMAA Hold-Harmless Rule

A retired GS-13 with a solid FERS pension, a well-funded Thrift Savings Plan, and steady Social Security income would seem…

Michael Williams | May 30, 2026 at 11:30 AM EDT

The $2,076 Monthly Benefit Most Divorced Women Over 62 Never Claim From Social Security

Picture this: you are 65, divorced for years, and quietly worried that your Social Security check will not stretch far…

Maurie Backman | May 30, 2026 at 11:29 AM EDT

Retirees Are Furious That Their COLA Can’t Keep Up With Soaring Healthcare Costs

Social Security plays a big role in many people’s retirement. Without those benefits, a lot of seniors would not be…

David Beren | May 30, 2026 at 11:23 AM EDT

What Happens to a $4.2 Million Estate When the Older Spouse Dies First vs. Second, and Why the Order Determines a $700,000 Tax Gap

A 73-year-old husband and 70-year-old wife sitting on $4.2 million in retirement and brokerage assets generally assume the federal estate…

Drew Wood | May 30, 2026 at 11:21 AM EDT

Tax Aware Dividend Stacking: How a $750,000 Roth Portfolio Pays $42,000 Federally Tax Free

A 65 year old retiree sitting on $750,000 inside a Roth IRA can engineer roughly $42,000 of annual dividend income…

Austin Smith | May 30, 2026 at 11:00 AM EDT

The $200,000 Social Security Mistake Couples Make at 64 Without Realizing It

The Decision Sitting on the Kitchen Table You are both 64. One of you earned more over a long career,…

David Beren | May 30, 2026 at 10:27 AM EDT

The Cash Balance Plan a 58-Year-Old Solo Consultant Is Using to Shelter $312,000 a Year From Federal Tax

A 58-year-old strategy consultant working solo, with 2025 net Schedule C income of $480,000, has already filled the obvious retirement…

Carl Sullivan | May 30, 2026 at 10:27 AM EDT

73-Year-Old Widow With $2.1M Discovers Husband’s IRA Beneficiary Election Triggered a $96K Tax Bill

Margaret is 73. Her husband died in March, and six months later, her CPA delivered some bad news. A single…

Ian Cooper | May 30, 2026 at 10:21 AM EDT

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

A retiree with $100,000 in a brokerage account wants a predictable monthly check covering recurring bills. The target is $750…

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Personal Finance Articles

All Personal Finance Articles

A $600,000 Annuity Pays $3,700 a Month for Life. What About Your Spouse?

How $500,000 in Life Insurance Can Earn $18,000 to $19,000 Annually While You Grieve and Decide

Social Security Gets Taxed When Dividends Cross This Threshold. Most Retirees Miss It

A 58-Year-Old Divorcée With $1.4 Million From a QDRO Discovers She Cannot Roll It Until She Resolves a 15-Year-Old Court Order

Locked Into a Lower Social Security Benefit? The 12-Month Fix You Need to Know

The Charitable Remainder Trust Strategy That Lets a 68-Year-Old Sell a $2.4 Million Concentrated Stock Position Without Triggering a $480,000 Tax Bill

A 71-Year-Old Retired Federal Employee With $890,000 in a TSP Discovers His Pension Quietly Disqualified Him for the IRMAA Hold-Harmless Rule

The $2,076 Monthly Benefit Most Divorced Women Over 62 Never Claim From Social Security

Retirees Are Furious That Their COLA Can’t Keep Up With Soaring Healthcare Costs

What Happens to a $4.2 Million Estate When the Older Spouse Dies First vs. Second, and Why the Order Determines a $700,000 Tax Gap

Tax Aware Dividend Stacking: How a $750,000 Roth Portfolio Pays $42,000 Federally Tax Free

The $200,000 Social Security Mistake Couples Make at 64 Without Realizing It

The Cash Balance Plan a 58-Year-Old Solo Consultant Is Using to Shelter $312,000 a Year From Federal Tax

73-Year-Old Widow With $2.1M Discovers Husband’s IRA Beneficiary Election Triggered a $96K Tax Bill

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

69-Year-Old Widow With $890,000 in Late Husband’s IRA Faces a Massive Tax Bill if She Isn’t Careful

Forget SCHD: DGRO’s Looser Quality Filter Has Quietly Delivered Higher Total Returns Over the Last Decade

MSTX Lost 89 Percent From Its August 2024 Peak, and Friday’s Payroll Print Showed Why Leverage Decay Never Stops

69-Year-Old Widow With $890,000 in Late Husband's IRA Faces a Massive Tax Bill if She Isn't Careful

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn't See Coming

NUGT Collapsed 17% on Friday While Gold Fell Just 3%: The Hidden Leverage Destroying Miners ETF Holders

69-Year-Old Widow With $890,000 in Late Husband’s IRA Faces a Massive Tax Bill if She Isn’t Careful

Personal Finance Articles

All Personal Finance Articles

A $600,000 Annuity Pays $3,700 a Month for Life. What About Your Spouse?

How $500,000 in Life Insurance Can Earn $18,000 to $19,000 Annually While You Grieve and Decide

Social Security Gets Taxed When Dividends Cross This Threshold. Most Retirees Miss It

A 58-Year-Old Divorcée With $1.4 Million From a QDRO Discovers She Cannot Roll It Until She Resolves a 15-Year-Old Court Order

Locked Into a Lower Social Security Benefit? The 12-Month Fix You Need to Know

The Charitable Remainder Trust Strategy That Lets a 68-Year-Old Sell a $2.4 Million Concentrated Stock Position Without Triggering a $480,000 Tax Bill

A 71-Year-Old Retired Federal Employee With $890,000 in a TSP Discovers His Pension Quietly Disqualified Him for the IRMAA Hold-Harmless Rule

The $2,076 Monthly Benefit Most Divorced Women Over 62 Never Claim From Social Security

Retirees Are Furious That Their COLA Can’t Keep Up With Soaring Healthcare Costs

What Happens to a $4.2 Million Estate When the Older Spouse Dies First vs. Second, and Why the Order Determines a $700,000 Tax Gap

Tax Aware Dividend Stacking: How a $750,000 Roth Portfolio Pays $42,000 Federally Tax Free

The $200,000 Social Security Mistake Couples Make at 64 Without Realizing It

The Cash Balance Plan a 58-Year-Old Solo Consultant Is Using to Shelter $312,000 a Year From Federal Tax

73-Year-Old Widow With $2.1M Discovers Husband’s IRA Beneficiary Election Triggered a $96K Tax Bill

Want $9,000 in Annual Passive Income? Invest $100,000 Into These 3 Monthly Paying Funds

69-Year-Old Widow With $890,000 in Late Husband’s IRA Faces a Massive Tax Bill if She Isn’t Careful

Forget SCHD: DGRO’s Looser Quality Filter Has Quietly Delivered Higher Total Returns Over the Last Decade

MSTX Lost 89 Percent From Its August 2024 Peak, and Friday’s Payroll Print Showed Why Leverage Decay Never Stops

Featured Reads

69-Year-Old Widow With $890,000 in Late Husband's IRA Faces a Massive Tax Bill if She Isn't Careful

The Six-Month Medicare Lookback That Costs a 66-Year-Old HSA Holder $7,800 in Excess Contributions Penalties She Didn't See Coming