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5857 Articles

Carl Sullivan | Apr 20, 2026 at 10:16 AM EDT

Ramsey Show to Miserly Retiree With $2.4M: Don’t Be Afraid to Spend

Charlie is a retired IBM computer engineer with $2.4 million in net worth and 50 years of sports officiating under…

Gerelyn Terzo | Apr 20, 2026 at 9:52 AM EDT

Why High Earners in the 37% Tax Bracket Are Switching From Treasuries to Municipal Bonds

A 4.5% municipal bond yield and a 4.29% 10-year Treasury yield look nearly identical on paper. For someone in the…

Gerelyn Terzo | Apr 20, 2026 at 9:49 AM EDT

The Income Level That Makes 85 Percent of Your Social Security Check Taxable

A married couple each collecting Social Security discovers they owe taxes they never expected. Their benefits felt modest. Their IRA…

Drew Wood | Apr 20, 2026 at 9:08 AM EDT

Retiring at 67 With $950,000 Means Navigating a $7,200 Annual Gap Nobody Budgets For

Retiring at 67 with $950,000 saved and Social Security paying $3,200 per month looks comfortable on paper. Run the standard…

Drew Wood | Apr 20, 2026 at 9:06 AM EDT

A Dividend Portfolio That Pays a $45,000 Salary on $700K Invested

$700,000 invested at a blended yield near 6.4% produces roughly $45,000 a year in income. That is a full-time median…

Drew Wood | Apr 20, 2026 at 9:05 AM EDT

The 8% Yield Portfolio That Actually Lets You Sleep at Night

An 8% yield sits in a sweet spot: high enough to generate real income on a realistic capital base, low…

Gerelyn Terzo | Apr 20, 2026 at 6:52 AM EDT

Why Doctors and Lawyers in High-Tax States Are Moving Money Into Muni Bonds as Rates Rise

A physician in California earning $500,000 a year hands roughly half of every dollar of taxable investment income to the…

Gerelyn Terzo | Apr 20, 2026 at 6:27 AM EDT

Teachers, Firefighters, and Federal Employees: Your Social Security Benefits Just Got Bigger

A law signed in January 2025 eliminated two provisions that had reduced or wiped out Social Security benefits for earners…

Drew Wood | Apr 19, 2026 at 12:08 PM EDT

Retiring at 62 With $1.8 Million Means Covering a $47,000 Healthcare Gap Before Medicare Kicks In

Retiring at 62 with $1.8 million puts a couple in genuinely strong financial shape. The problem is the calendar. Medicare…

Gerelyn Terzo | Apr 19, 2026 at 10:49 AM EDT

How $40,000 in IRA Withdrawals Triggers a Surprise Tax Bill on Your Social Security

Pull $40,000 from a traditional IRA to cover living expenses, and you might expect a typical tax bill on that…

Gerelyn Terzo | Apr 19, 2026 at 10:27 AM EDT

The $109,000 Threshold That Triggers Medicare Surcharges Most Retirees Miss

Most Medicare enrollees pay the same $202.90 per month for Part B coverage. But cross one of five critical income…

Christy Bieber | Apr 19, 2026 at 10:20 AM EDT

This is the Biggest Social Security Check Any Senior Will Get in 2026

Social Security benefits are a key income source for many people, but not every retiree gets the same amount of…

Drew Wood | Apr 19, 2026 at 9:00 AM EDT

Replace a $90K Salary With Dividend Income: The $1.5M Strategy Explained

At 6% yield, a $1.5 million portfolio produces $90,000 per year. That is achievable today with real income investments. The…

Gerelyn Terzo | Apr 19, 2026 at 8:52 AM EDT

The Income Strategy That Pays High Earners More After Tax Than a 7% Taxable Bond

A 30-year AA-rated municipal bond currently yields 4.75%, and that number looks modest next to a 7% corporate bond. But…

Austin Smith | Apr 19, 2026 at 8:30 AM EDT

Dave Ramsey to Caller: ‘You Didn’t Live in a Mercedes, Don’t Die in One’ Over $25K Funeral

Jeff from Austin called The Ramsey Show in April with a problem that is more common than most families want…

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Personal Finance Articles

All Personal Finance Articles

Ramsey Show to Miserly Retiree With $2.4M: Don’t Be Afraid to Spend

Why High Earners in the 37% Tax Bracket Are Switching From Treasuries to Municipal Bonds

The Income Level That Makes 85 Percent of Your Social Security Check Taxable

Retiring at 67 With $950,000 Means Navigating a $7,200 Annual Gap Nobody Budgets For

A Dividend Portfolio That Pays a $45,000 Salary on $700K Invested

The 8% Yield Portfolio That Actually Lets You Sleep at Night

Why Doctors and Lawyers in High-Tax States Are Moving Money Into Muni Bonds as Rates Rise

Teachers, Firefighters, and Federal Employees: Your Social Security Benefits Just Got Bigger

Retiring at 62 With $1.8 Million Means Covering a $47,000 Healthcare Gap Before Medicare Kicks In

How $40,000 in IRA Withdrawals Triggers a Surprise Tax Bill on Your Social Security

The $109,000 Threshold That Triggers Medicare Surcharges Most Retirees Miss

This is the Biggest Social Security Check Any Senior Will Get in 2026

Replace a $90K Salary With Dividend Income: The $1.5M Strategy Explained

The Income Strategy That Pays High Earners More After Tax Than a 7% Taxable Bond

Dave Ramsey to Caller: ‘You Didn’t Live in a Mercedes, Don’t Die in One’ Over $25K Funeral

Snowbirding Sounds Like the Dream Retirement but The Math on Two Homes Is Brutal

How $400,000 in BDC ETFs Can Pay $36,000 a Year and What the Default Risk Really Looks Like

A Crash in Your First Year of Retirement Can Wreck All 30. These 3 ETFs Soften the Blow

Snowbirding Sounds Like the Dream Retirement but The Math on Two Homes Is Brutal

How $400,000 in BDC ETFs Can Pay $36,000 a Year and What the Default Risk Really Looks Like

Snowbirding Sounds Like the Dream Retirement but The Math on Two Homes Is Brutal

How $400,000 in BDC ETFs Can Pay $36,000 a Year and What the Default Risk Really Looks Like

Personal Finance Articles

All Personal Finance Articles

Ramsey Show to Miserly Retiree With $2.4M: Don’t Be Afraid to Spend

Why High Earners in the 37% Tax Bracket Are Switching From Treasuries to Municipal Bonds

The Income Level That Makes 85 Percent of Your Social Security Check Taxable

Retiring at 67 With $950,000 Means Navigating a $7,200 Annual Gap Nobody Budgets For

A Dividend Portfolio That Pays a $45,000 Salary on $700K Invested

The 8% Yield Portfolio That Actually Lets You Sleep at Night

Why Doctors and Lawyers in High-Tax States Are Moving Money Into Muni Bonds as Rates Rise

Teachers, Firefighters, and Federal Employees: Your Social Security Benefits Just Got Bigger

Retiring at 62 With $1.8 Million Means Covering a $47,000 Healthcare Gap Before Medicare Kicks In

How $40,000 in IRA Withdrawals Triggers a Surprise Tax Bill on Your Social Security

The $109,000 Threshold That Triggers Medicare Surcharges Most Retirees Miss

This is the Biggest Social Security Check Any Senior Will Get in 2026

Replace a $90K Salary With Dividend Income: The $1.5M Strategy Explained

The Income Strategy That Pays High Earners More After Tax Than a 7% Taxable Bond

Dave Ramsey to Caller: ‘You Didn’t Live in a Mercedes, Don’t Die in One’ Over $25K Funeral

Snowbirding Sounds Like the Dream Retirement but The Math on Two Homes Is Brutal

How $400,000 in BDC ETFs Can Pay $36,000 a Year and What the Default Risk Really Looks Like

A Crash in Your First Year of Retirement Can Wreck All 30. These 3 ETFs Soften the Blow

Featured Reads

Snowbirding Sounds Like the Dream Retirement but The Math on Two Homes Is Brutal

How $400,000 in BDC ETFs Can Pay $36,000 a Year and What the Default Risk Really Looks Like