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5743 Articles

David Beren | Jul 11, 2026 at 4:29 PM EDT

Social Security Replaces About 40% of Your Paycheck. Here’s How Much You Need Invested to Cover the Rest.

The Social Security Administration has long estimated that its retirement benefit replaces roughly 40% of a typical worker’s pre-retirement earnings.…

Drew Wood | Jul 11, 2026 at 3:31 PM EDT

Could You Retire Like Royalty in Vietnam With $400,000?

Vietnam can be one of the world’s more affordable retirement destinations, but “retire like royalty” is where the math gets…

Gerelyn Terzo | Jul 11, 2026 at 2:05 PM EDT

A Widow Turned Down the Survivor Check at 60 to Protect a Bigger One Later. The Wait Cost Her $50,000.

A Cautious Choice That Quietly Drained Her Bank Account She was widowed at 59. When she turned 60, a caseworker…

Drew Wood | Jul 11, 2026 at 2:04 PM EDT

He Kept His Spouse’s Employer Plan Past 65. Medicare Called It a Gap — and Charged Him for Life.

A 68-year-old stays on his wife’s employer health plan after turning 65 because she is still working, and he assumes…

Drew Wood | Jul 11, 2026 at 12:42 PM EDT

The Dividend Growth Plan That Leaves High-Yield Stocks Behind

A 10% dividend feels like a win because it solves the income problem with less capital. The arithmetic is seductive:…

Thomas Richmond | Jul 11, 2026 at 12:27 PM EDT

“Bro, 3 Years and the Finances Are Separate?”: Caleb Hammer Confronts Married Couple With 4 Kids and a Past-Due Mortgage

Caleb Hammer sat down with a married couple raising four kids on a past-due mortgage, and the first thing he…

Thomas Richmond | Jul 11, 2026 at 12:16 PM EDT

“They’re Going to Accuse You of Having Stolen From Your Parents”: George Kamel to Caller Hiding a $50,000 CD From Her Siblings

Cheryl's parents offered her fair compensation for retiring early to become their full-time caregiver, with one condition that made her…

David Beren | Jul 11, 2026 at 12:16 PM EDT

$400 a Month Starting at 30 Beats $900 a Month Starting at 45. Most People Wait.

A saver who puts $400 a month into a diversified portfolio from age 30 through 65 ends up with more…

Thomas Richmond | Jul 11, 2026 at 12:06 PM EDT

“I Carry a Pocketful of Hundreds”: Dave Ramsey Explains Why Giving Money Away Is “The Most Fun You’ll Ever Have”

She gave thousands to charity every month and felt nothing. Dave Ramsey heard her problem and pulled out a pocketful…

David Beren | Jul 11, 2026 at 12:04 PM EDT

Most Workers Could Save $23,000 a Year. The Average One Saves $2,667. Here’s the Gap.

The IRS lets workers under 50 shelter $24,500 a year in a 401(k) in 2026, up from the $23,500 cap…

David Beren | Jul 11, 2026 at 11:54 AM EDT

The Average 70-Year-Old Has $250,000. Their First RMD Triggers a $1,132 Tax Bill.

Fidelity’s latest analysis of 24.8 million participants shows that the average American age 70 and older with a workplace retirement…

Thomas Richmond | Jul 11, 2026 at 11:52 AM EDT

Dave Ramsey Tells Divorced Woman Earning $100,000 to Sell Her House and Wipe Out Her Debt: “Put That Dumpster Fire in the Rearview Mirror”

A 47-year-old woman fresh out of a 19-year marriage called Dave Ramsey with a loaded question about her home equity,…

Thomas Richmond | Jul 11, 2026 at 11:42 AM EDT

“FAFSA Really Is a Funnel to Get People Into Student Loan Debt”: Dave Ramsey Warns Parents Against Draining Their Savings in Pursuit of More Financial Aid

A mom following popular FAFSA guides that tell families to spend down their savings before filing got a sharp reality…

Thomas Richmond | Jul 11, 2026 at 11:30 AM EDT

Dave Ramsey Tells Newlywed Man With 10 Rental Properties to Pay Off His Wife’s $48,000 Debt: “You Are Now Married”

Five months into her marriage, Trudy called Dave Ramsey convinced her husband's generosity was helping her tackle $48,000 in debt.…

Drew Wood | Jul 11, 2026 at 11:30 AM EDT

Why Today’s Small Dividend Could Become Tomorrow’s Retirement Engine

A stock screener sorted by current yield misses one of the most powerful income stories in the market. Microsoft (NASDAQ:…

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Personal Finance Articles

All Personal Finance Articles

Social Security Replaces About 40% of Your Paycheck. Here’s How Much You Need Invested to Cover the Rest.

Could You Retire Like Royalty in Vietnam With $400,000?

A Widow Turned Down the Survivor Check at 60 to Protect a Bigger One Later. The Wait Cost Her $50,000.

He Kept His Spouse’s Employer Plan Past 65. Medicare Called It a Gap — and Charged Him for Life.

The Dividend Growth Plan That Leaves High-Yield Stocks Behind

“Bro, 3 Years and the Finances Are Separate?”: Caleb Hammer Confronts Married Couple With 4 Kids and a Past-Due Mortgage

“They’re Going to Accuse You of Having Stolen From Your Parents”: George Kamel to Caller Hiding a $50,000 CD From Her Siblings

$400 a Month Starting at 30 Beats $900 a Month Starting at 45. Most People Wait.

“I Carry a Pocketful of Hundreds”: Dave Ramsey Explains Why Giving Money Away Is “The Most Fun You’ll Ever Have”

Most Workers Could Save $23,000 a Year. The Average One Saves $2,667. Here’s the Gap.

The Average 70-Year-Old Has $250,000. Their First RMD Triggers a $1,132 Tax Bill.

Dave Ramsey Tells Divorced Woman Earning $100,000 to Sell Her House and Wipe Out Her Debt: “Put That Dumpster Fire in the Rearview Mirror”

“FAFSA Really Is a Funnel to Get People Into Student Loan Debt”: Dave Ramsey Warns Parents Against Draining Their Savings in Pursuit of More Financial Aid

Dave Ramsey Tells Newlywed Man With 10 Rental Properties to Pay Off His Wife’s $48,000 Debt: “You Are Now Married”

Why Today’s Small Dividend Could Become Tomorrow’s Retirement Engine

‘Who Loans Somebody $175,000 to Get an Almost Degree?’: Dave Ramsey Unloads on an Army Soldier Whose Wife Has $177K in Student Debt and No Degree

Let’s Be Real. For Most Retirees, Only One Caribbean Island Actually Works

Is This the Most Undervalued Sector ETF on the Market?

He Turned 50, Walked Off the Job, and Tapped His $900,000 401(k) With Zero Penalty. The Age Rule Written for One Kind of Worker

'Who Loans Somebody $175,000 to Get an Almost Degree?': Dave Ramsey Unloads on an Army Soldier Whose Wife Has $177K in Student Debt and No Degree

He Turned 50, Walked Off the Job, and Tapped His $900,000 401(k) With Zero Penalty. The Age Rule Written for One Kind of Worker

‘Who Loans Somebody $175,000 to Get an Almost Degree?’: Dave Ramsey Unloads on an Army Soldier Whose Wife Has $177K in Student Debt and No Degree

Personal Finance Articles

All Personal Finance Articles

Social Security Replaces About 40% of Your Paycheck. Here’s How Much You Need Invested to Cover the Rest.

Could You Retire Like Royalty in Vietnam With $400,000?

A Widow Turned Down the Survivor Check at 60 to Protect a Bigger One Later. The Wait Cost Her $50,000.

He Kept His Spouse’s Employer Plan Past 65. Medicare Called It a Gap — and Charged Him for Life.

The Dividend Growth Plan That Leaves High-Yield Stocks Behind

“Bro, 3 Years and the Finances Are Separate?”: Caleb Hammer Confronts Married Couple With 4 Kids and a Past-Due Mortgage

“They’re Going to Accuse You of Having Stolen From Your Parents”: George Kamel to Caller Hiding a $50,000 CD From Her Siblings

$400 a Month Starting at 30 Beats $900 a Month Starting at 45. Most People Wait.

“I Carry a Pocketful of Hundreds”: Dave Ramsey Explains Why Giving Money Away Is “The Most Fun You’ll Ever Have”

Most Workers Could Save $23,000 a Year. The Average One Saves $2,667. Here’s the Gap.

The Average 70-Year-Old Has $250,000. Their First RMD Triggers a $1,132 Tax Bill.

Dave Ramsey Tells Divorced Woman Earning $100,000 to Sell Her House and Wipe Out Her Debt: “Put That Dumpster Fire in the Rearview Mirror”

“FAFSA Really Is a Funnel to Get People Into Student Loan Debt”: Dave Ramsey Warns Parents Against Draining Their Savings in Pursuit of More Financial Aid

Dave Ramsey Tells Newlywed Man With 10 Rental Properties to Pay Off His Wife’s $48,000 Debt: “You Are Now Married”

Why Today’s Small Dividend Could Become Tomorrow’s Retirement Engine

‘Who Loans Somebody $175,000 to Get an Almost Degree?’: Dave Ramsey Unloads on an Army Soldier Whose Wife Has $177K in Student Debt and No Degree

Let’s Be Real. For Most Retirees, Only One Caribbean Island Actually Works

Is This the Most Undervalued Sector ETF on the Market?

Featured Reads

He Turned 50, Walked Off the Job, and Tapped His $900,000 401(k) With Zero Penalty. The Age Rule Written for One Kind of Worker

'Who Loans Somebody $175,000 to Get an Almost Degree?': Dave Ramsey Unloads on an Army Soldier Whose Wife Has $177K in Student Debt and No Degree