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5813 Articles

Danielle Liverance | Jul 14, 2026 at 11:12 AM EDT

She’s 66 With Only $10,000 Saved for Retirement. Dave Ramsey Says She’ll Still Be ‘Okay’

Mary from Pittsburgh earns $125,000 a year with her husband and has almost nothing saved for retirement at 66, yet…

Carl Sullivan | Jul 14, 2026 at 10:53 AM EDT

A $350,000 Annuity Guarantees $2,200 a Month for Life, but Here Is What Retirees Give Up

Insurance companies pitch a guaranteed monthly check for life as the antidote to retirement anxiety, but the contract buries a…

Maurie Backman | Jul 14, 2026 at 10:24 AM EDT

The $600 Social Security Decision That Could Actually Be Worth $103,000 Over Time

Claiming Social Security at 62 feels like a safe bet when the future is uncertain, but for people who live…

Drew Wood | Jul 14, 2026 at 10:03 AM EDT

A Dividend Portfolio That Can Cover the Cost of Living in San Francisco

San Francisco makes passive income math unforgiving. SmartAsset’s 2026 comfort-salary study estimates that a single adult needs about $134,950 in…

Gerelyn Terzo | Jul 14, 2026 at 10:03 AM EDT

Americans Gave a Record $617 Billion Last Year. The Retirees Who Wrote Checks Instead of Using This IRA Move Overpaid the IRS.

Americans gave a record $617 billion last year, even as households squeezed by higher prices for groceries, insurance, and utilities…

Carl Sullivan | Jul 14, 2026 at 7:41 AM EDT

75-Year-Old With $1.3M Faces $58,000 RMD That Drags 85% of His Social Security Into Tax

A retiree who saved diligently for decades watches his first required minimum distribution trigger a tax bill that swallows most…

Drew Wood | Jul 14, 2026 at 7:02 AM EDT

The Real Risk in Retirement Isn’t Running Out of Money. It’s Losing Your Purchasing Power.

Retirement planning fixates on depletion risk. The quieter problem is that a portfolio can hold its dollar value for thirty…

Gerelyn Terzo | Jul 14, 2026 at 7:01 AM EDT

He Thought Social Security Would Be Enough. A Knee Surgery and the Rising Cost of Living Sent Him Back to Work at 72.

James spent two decades with Amtrak and retired to a quiet island life, certain his Social Security check would cover…

Gerelyn Terzo | Jul 14, 2026 at 6:03 AM EDT

He Retired at 58, Not 65. Here’s Why His Social Security Claiming Decision Matters More Than His Portfolio

Picture a project manager who circled his 65th birthday on the calendar years ago. That was the day. Pension paperwork…

Drew Wood | Jul 14, 2026 at 5:07 AM EDT

What It Takes to Age in Place, And the Portfolio That Pays For It

The house is paid off. The kids have moved out. Yet the number that may determine whether you can stay…

Michael Williams | Jul 13, 2026 at 11:29 PM EDT

He Retired at 55 With $1.2 Million in His 401(k). One Routine Paperwork Move Would Have Locked It All Up for Years

Rolling a 401(k) into an IRA feels like a routine retirement move, but for anyone planning to retire at 55,…

Michael Williams | Jul 13, 2026 at 10:20 PM EDT

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64

Most people turning 60 this year are leaving thousands of dollars on the table inside their 401(k) because they never…

Michael Williams | Jul 13, 2026 at 9:23 PM EDT

A Retired Couple Can Realize Nearly $100,000 in Gains This Year and Pay $0 Federal Tax. Most Sail Right Past It

The tax code contains a bracket most retired couples never notice, and missing it costs them thousands of dollars in…

Thomas Richmond | Jul 13, 2026 at 5:56 PM EDT

Personal Finance Expert Warns Buy Now, Pay Later Can Reach “100% APR” as 29% of Customers Use It to Buy Groceries

A financial tool pitched as a flexible, interest-free way to split purchases is quietly reshaping how millions of Americans pay…

Carl Sullivan | Jul 13, 2026 at 4:01 PM EDT

A $250,000 Annuity Guarantees $1,600 a Month for Life, but What Are Retirees Giving Up?

A 7.7% payout sounds like a windfall compared to Treasuries and CDs, but retirees who sign on the dotted line…

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Personal Finance Articles

All Personal Finance Articles

She’s 66 With Only $10,000 Saved for Retirement. Dave Ramsey Says She’ll Still Be ‘Okay’

A $350,000 Annuity Guarantees $2,200 a Month for Life, but Here Is What Retirees Give Up

The $600 Social Security Decision That Could Actually Be Worth $103,000 Over Time

A Dividend Portfolio That Can Cover the Cost of Living in San Francisco

Americans Gave a Record $617 Billion Last Year. The Retirees Who Wrote Checks Instead of Using This IRA Move Overpaid the IRS.

75-Year-Old With $1.3M Faces $58,000 RMD That Drags 85% of His Social Security Into Tax

The Real Risk in Retirement Isn’t Running Out of Money. It’s Losing Your Purchasing Power.

He Thought Social Security Would Be Enough. A Knee Surgery and the Rising Cost of Living Sent Him Back to Work at 72.

He Retired at 58, Not 65. Here’s Why His Social Security Claiming Decision Matters More Than His Portfolio

What It Takes to Age in Place, And the Portfolio That Pays For It

He Retired at 55 With $1.2 Million in His 401(k). One Routine Paperwork Move Would Have Locked It All Up for Years

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64

A Retired Couple Can Realize Nearly $100,000 in Gains This Year and Pay $0 Federal Tax. Most Sail Right Past It

Personal Finance Expert Warns Buy Now, Pay Later Can Reach “100% APR” as 29% of Customers Use It to Buy Groceries

A $250,000 Annuity Guarantees $1,600 a Month for Life, but What Are Retirees Giving Up?

T-Bill Returns Without the Annual Tax Bill: The $12 Billion Fund Using an Options Trick

Like It or Not, Apple Built a Perfect Mousetrap, So I Keep on Buying

The Most Basic Economics Lesson Is Why I Won’t Stop Buying Nvidia This Earnings Season

You Can Go Decades on Original Medicare and Never Get a Covered Pair of Glasses. Here's the One Loophole.

She Chose Retirement Over the Next Tech Overhaul. It Unlocked a Hidden Social Security Window.

T-Bill Returns Without the Annual Tax Bill: The $12 Billion Fund Using an Options Trick

Like It or Not, Apple Built a Perfect Mousetrap, So I Keep on Buying

Personal Finance Articles

All Personal Finance Articles

She’s 66 With Only $10,000 Saved for Retirement. Dave Ramsey Says She’ll Still Be ‘Okay’

A $350,000 Annuity Guarantees $2,200 a Month for Life, but Here Is What Retirees Give Up

The $600 Social Security Decision That Could Actually Be Worth $103,000 Over Time

A Dividend Portfolio That Can Cover the Cost of Living in San Francisco

Americans Gave a Record $617 Billion Last Year. The Retirees Who Wrote Checks Instead of Using This IRA Move Overpaid the IRS.

75-Year-Old With $1.3M Faces $58,000 RMD That Drags 85% of His Social Security Into Tax

The Real Risk in Retirement Isn’t Running Out of Money. It’s Losing Your Purchasing Power.

He Thought Social Security Would Be Enough. A Knee Surgery and the Rising Cost of Living Sent Him Back to Work at 72.

He Retired at 58, Not 65. Here’s Why His Social Security Claiming Decision Matters More Than His Portfolio

What It Takes to Age in Place, And the Portfolio That Pays For It

He Retired at 55 With $1.2 Million in His 401(k). One Routine Paperwork Move Would Have Locked It All Up for Years

Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64

A Retired Couple Can Realize Nearly $100,000 in Gains This Year and Pay $0 Federal Tax. Most Sail Right Past It

Personal Finance Expert Warns Buy Now, Pay Later Can Reach “100% APR” as 29% of Customers Use It to Buy Groceries

A $250,000 Annuity Guarantees $1,600 a Month for Life, but What Are Retirees Giving Up?

T-Bill Returns Without the Annual Tax Bill: The $12 Billion Fund Using an Options Trick

Like It or Not, Apple Built a Perfect Mousetrap, So I Keep on Buying

The Most Basic Economics Lesson Is Why I Won’t Stop Buying Nvidia This Earnings Season

Featured Reads

You Can Go Decades on Original Medicare and Never Get a Covered Pair of Glasses. Here's the One Loophole.

She Chose Retirement Over the Next Tech Overhaul. It Unlocked a Hidden Social Security Window.