Personal Finance - Page 2

2018’s Top Consumer Frauds

The U.S. Federal Trade Commission (FTC) received nearly 3 million reports of fraud, identity theft and other scams in 2018. The year's total dollar loss from fraud came to $1.48 ...
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Auto Loan Delinquencies Up on Record-High Monthly Payments

The best-selling light vehicles in the United States are pickup trucks, followed closely by sport utility vehicles. Automakers spotted the trend years ago and have raised prices on these popular ...
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Top 10 Vehicles to Buy Used, Not New

Buying a one-year-old used car can save consumers 23% compared to buying the new model of the same car. Depending on the model, savings could be more than double according ...
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How Much You Need to Earn to Buy a Home in 50 Largest US Cities

The partial federal government shutdown in December and January has delayed publication of what most economists consider the "official" data on any number of U.S. economic categories. One is new ...
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How to Get a Loan Now Based on a Coming Tax Refund

There is any number of possible reasons why a U.S. taxpayer may want or need to receive an expected tax refund early. And there likely are an equal number of ...
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January Data Breaches Expose 370,000 Personal Records

More than 370,000 sensitive personal records were exposed in data breaches during the month of January according to the latest monthly report from the Identity Theft Resource Center (ITRC). Nearly ...
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Marriage: Still the Main Route to the 1% for Women

To reach the top 1% of households in 2016 required an income of $845,000 or more. On her own, a woman represents just one of 22 of those top-earning households. ...
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Growing Pains in America: Too Much Credit Card Debt vs Emergency Savings

It really should be nothing new that too many Americans have far too little saved up for a rainy day. It also shouldn't be all that shocking to hear about ...
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5 Billion Records Exposed in 2018 Data Breaches

Over the course of 2018, security firm Risk Based Security reported 6,515 data breaches that exposed more than 5 billion records. Year over year, the total number of breaches slipped ...
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Americans’ Confidence About Their Own Finances Reaches Near-Record Highs

Americans are feeling more and more confident about their finances in 2019. It turns out that the stock market panic late in 2018, all the trade war fears and even ...
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The 15 Best Dividend Stocks for Retirees to Own

There are many types of investors in America. Whether you are in your twenties or retired, it is important to know what strategy is the best fit for your portfolio. ...
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Student Debt Stopped 400,000 Home Sales

Between 2005 and 2014, the homeownership rate among Americans in an age range of 24 to 32 dropped by 8.8 percentage points, more than double the drop in the number ...
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Sports Auction for the Record Books – Jackie Robinson’s First Baseball Contracts

The world of vintage sports collecting has evolved from a cottage hobby to big money, make that serious money, over the years. Whether it's Honus Wagner baseball cards, certain game-worn ...
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Most Americans Don’t Expect Their Finances to Improve

As a partial government shutdown begins to bite the economy, trade friction with China increases and real wages have been close to static for over a decade, Americans do not ...
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10 Financial Planning Tips to Start 2019 With Success

It's a new year, and that means it's time for people to set new financial goals. Go ahead, call them New Year's resolutions for your money and assets. Being financially ...
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