Personal Finance Articles

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5326 Articles

Joey Frenette | Apr 13, 2025 at 12:02 PM EDT

I May Have a 720+ Credit Score, But Am Still Missing Out By Using A Debit Card.

If you’ve made a habit of paying off your credit card balances at the end of every month, I believe…

Christy Bieber | Apr 13, 2025 at 11:40 AM EDT

As A Beginner, What Should I know About Cash Back Credit Cards?

A 19-year-old is trying to find the right cash back credit card to earn rewards and build his credit. His…

Joey Frenette | Apr 13, 2025 at 11:35 AM EDT

Which Cash Back Cards Make Sense For Members Of the Military?

For those actively serving in the military, there is a fairly long list of premier credit cards that won’t cost…

Christy Bieber | Apr 13, 2025 at 11:00 AM EDT

If You’ve Banked $3 Million By 40, Is It Possible to Retire?

If you have $3 million, you undoubtedly have a lot of money — and more than most people ever will.…

Maurie Backman | Apr 13, 2025 at 10:51 AM EDT

I’m 35 and want to hear from someone who has worked with a financial advisor. Is it helpful?

I started using a financial advisor when I was in my mid-30s. But I can admit that prior to…

Maurie Backman | Apr 13, 2025 at 10:42 AM EDT

Will My Credit Score Drop If I Exceed 10% Utilization Even If I Pay It Off Immediately?

Your credit score is an important number, because it tells lenders how trustworthy a borrower you are. The higher…

Drew Wood | Apr 13, 2025 at 10:41 AM EDT

A Rich Guy Experimented with Working His Way Up from Homelessness. It Did Not Go Well.

Ever seen someone homeless and thought, “McDonald’s is always hiring. Why don’t they just get a job and work their…

Austin Smith | Apr 13, 2025 at 10:13 AM EDT

What Cash Back Cards Make The Most Sense For Everyday Purchases, Like Gas or Groceries?

What is “the best card that can give me the max amount of cash back for everyday purchases like gas…

Maurie Backman | Apr 13, 2025 at 9:05 AM EDT

What I Wish I Knew Before Setting Up a 401k: Lessons from My Small Business Experience

Owning a small business is no easy feat. There are a world of things you have to keep tabs…

Maurie Backman | Apr 13, 2025 at 7:49 AM EDT

We both started collecting Social Security but didn’t file for spousal benefits – can we still fix it?

Social Security is a complex program that’s loaded with rules. And sometimes, not knowing the rules can come back…

Christy Bieber | Apr 12, 2025 at 5:10 PM EDT

Robert Kiyosaki says “the 401(k) is a trap for most people” – is he right?

Robert Kiyosaki is the author of “Rich Dad, Poor Dad.” He also has a very controversial opinion on 401(k) plans.…

Christy Bieber | Apr 12, 2025 at 4:55 PM EDT

Will $2,700 a Month Be Enough for My Retirement Adventures?

A Reddit user is trying to determine if the “spare” money he will have each month is going to be…

David Beren | Apr 12, 2025 at 2:27 PM EDT

4 in 10 Side Hustlers Earn Under $100 Dollars a Month – Why Do They Keep Going?

One of the biggest truths in the American workforce today is that one income alone might not be enough to…

David Beren | Apr 12, 2025 at 1:57 PM EDT

Frankly, After 3 Months The Apple Credit Card Just Kind of Stinks Compared to Others

As much of a believer as I am around Apple making the best phones and computers in the country, I…

David Beren | Apr 12, 2025 at 1:33 PM EDT

Take These Financial Planning Steps if You’re Concerned About Social Security’s Future

One of the most important questions in the US right now is what will happen to Social Security in the…

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Personal Finance Articles

All Personal Finance Articles

I May Have a 720+ Credit Score, But Am Still Missing Out By Using A Debit Card.

As A Beginner, What Should I know About Cash Back Credit Cards?

Which Cash Back Cards Make Sense For Members Of the Military?

If You’ve Banked $3 Million By 40, Is It Possible to Retire?

I’m 35 and want to hear from someone who has worked with a financial advisor. Is it helpful?

Will My Credit Score Drop If I Exceed 10% Utilization Even If I Pay It Off Immediately?

A Rich Guy Experimented with Working His Way Up from Homelessness. It Did Not Go Well.

What Cash Back Cards Make The Most Sense For Everyday Purchases, Like Gas or Groceries?

What I Wish I Knew Before Setting Up a 401k: Lessons from My Small Business Experience

We both started collecting Social Security but didn’t file for spousal benefits – can we still fix it?

Robert Kiyosaki says “the 401(k) is a trap for most people” – is he right?

Will $2,700 a Month Be Enough for My Retirement Adventures?

4 in 10 Side Hustlers Earn Under $100 Dollars a Month – Why Do They Keep Going?

Frankly, After 3 Months The Apple Credit Card Just Kind of Stinks Compared to Others

Take These Financial Planning Steps if You’re Concerned About Social Security’s Future

QYLD’s $10,000 Problem: How a Covered-Call ETF Left Investors With a Fraction of Nasdaq Gains

The HSA Move High Earners Are Prioritizing Over 401(k) Catch-Up Contributions in 2026

The $82 Annual Fee Is Just the Start: TQQQ’s Hidden Cost Structure Explained

The HSA Move High Earners Are Prioritizing Over 401(k) Catch-Up Contributions in 2026

Your First Required IRA Withdrawal at 73 Can Push You Past the IRMAA Cliff for a Full Year

QYLD’s $10,000 Problem: How a Covered-Call ETF Left Investors With a Fraction of Nasdaq Gains

The HSA Move High Earners Are Prioritizing Over 401(k) Catch-Up Contributions in 2026

Personal Finance Articles

All Personal Finance Articles

I May Have a 720+ Credit Score, But Am Still Missing Out By Using A Debit Card.

As A Beginner, What Should I know About Cash Back Credit Cards?

Which Cash Back Cards Make Sense For Members Of the Military?

If You’ve Banked $3 Million By 40, Is It Possible to Retire?

I’m 35 and want to hear from someone who has worked with a financial advisor. Is it helpful?

Will My Credit Score Drop If I Exceed 10% Utilization Even If I Pay It Off Immediately?

A Rich Guy Experimented with Working His Way Up from Homelessness. It Did Not Go Well.

What Cash Back Cards Make The Most Sense For Everyday Purchases, Like Gas or Groceries?

What I Wish I Knew Before Setting Up a 401k: Lessons from My Small Business Experience

We both started collecting Social Security but didn’t file for spousal benefits – can we still fix it?

Robert Kiyosaki says “the 401(k) is a trap for most people” – is he right?

Will $2,700 a Month Be Enough for My Retirement Adventures?

4 in 10 Side Hustlers Earn Under $100 Dollars a Month – Why Do They Keep Going?

Frankly, After 3 Months The Apple Credit Card Just Kind of Stinks Compared to Others

Take These Financial Planning Steps if You’re Concerned About Social Security’s Future

QYLD’s $10,000 Problem: How a Covered-Call ETF Left Investors With a Fraction of Nasdaq Gains

The HSA Move High Earners Are Prioritizing Over 401(k) Catch-Up Contributions in 2026

The $82 Annual Fee Is Just the Start: TQQQ’s Hidden Cost Structure Explained

Featured Reads

The HSA Move High Earners Are Prioritizing Over 401(k) Catch-Up Contributions in 2026

Your First Required IRA Withdrawal at 73 Can Push You Past the IRMAA Cliff for a Full Year