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4606 Articles

Drew Wood | May 23, 2026 at 5:33 AM EDT

Quitting at 59 and Bridging Eight Years to Social Security at 67? Here Is the $530,000 Income Portfolio I Would Build

For a 59-year-old hoping to leave work today, the math is unforgiving. A $530,000 brokerage account would need to generate…

Marc Guberti | May 22, 2026 at 9:47 PM EDT

The Triple Tax Free HSA Account High Earners Are Funding Before Maxing Their 401(k)

Picture a dual-income couple with combined wages well into the high six figures. They already max the 401(k). Their employer…

Marc Guberti | May 22, 2026 at 6:47 PM EDT

The Roth Conversion Strategy Affluent Investors Over 55 Are Using to Empty Their 401(k)s Before Required Distributions

The Bogleheads forum is full of posts that read the same way: a 56-year-old executive, $1.8 million in a traditional…

Michael Williams | May 22, 2026 at 3:30 PM EDT

How a Two-Year Tax Return Delay Costs Retirees $487 Extra Monthly on Medicare

Two retirees living next door can open their Medicare statements in January and see wildly different numbers. One owes $202.90…

Carl Sullivan | May 22, 2026 at 3:01 PM EDT

A Couple With $4 Million Discovers State’s Estate Tax Could Cost Heirs $280,000

With the federal estate and gift tax exemption sitting at $15 million per person, most families assume estate tax is…

Austin Smith | May 22, 2026 at 2:25 PM EDT

Widow’s Social Security Check Shrinks by $500 to $1,200 a Month After Spouse Dies. Here’s Why

A widow in her early seventies opens her bank statement a few months after her husband’s funeral and notices the…

Carl Sullivan | May 22, 2026 at 2:01 PM EDT

Has 50-Year-Old Couple With $1.1 Million Saved Enough?

A 50-year-old couple with $1.1 million in combined retirement savings is in pretty good shape, but have they saved enough?…

Marc Guberti | May 22, 2026 at 1:47 PM EDT

The In Plan Roth 401(k) Conversion That Saves a $400,000 Earner $58,000 in Future RMD Taxes

Picture a 55-year-old earning $400,000 with $1.5 million in a traditional 401(k). The plan’s summary plan description allows in-plan Roth…

Danielle Liverance | May 22, 2026 at 12:36 PM EDT

60-Year-Old’s Pension Dilemma: Financial Expert Explains Why the 7% Payout Rate Wins

Scott, age 60, called into Jill on Money with the kind of question that keeps soon-to-be retirees awake: “I can…

Danielle Liverance | May 22, 2026 at 11:57 AM EDT

Dave Ramsey Tells $385K Business Owner to Sell $575K House and Escape $575K Debt

On a recent episode of The Ramsey Show titled “If You Want Wealth, Stop Being Dumb With Money,” a caller…

David Beren | May 22, 2026 at 11:40 AM EDT

The Northwestern Mutual 2025 Study Says 74% of Millennials Want to Leave an Inheritance But 74% Also Have No Will

Two contrasting metrics from Northwestern Mutual’s 2025 Planning & Progress Study clash awkwardly when analyzed side by side. Fully 74%…

David Beren | May 22, 2026 at 11:33 AM EDT

69% of Millennials Say an Inheritance Is Critical to Their Retirement, According to the Northwestern Mutual 2025 Study

Northwestern Mutual’s 2025 Planning & Progress Study landed on a number that reframes how a generation is approaching retirement. 69%…

Drew Wood | May 22, 2026 at 11:27 AM EDT

How a 56-Year-Old Built a $1.4 Million Bridge Portfolio That Pays $7,200 a Month Through Year 10 of Retirement

Retiring at 56 with eleven years to bridge before Social Security begins at 67 creates one of the hardest funding…

Don Lair | May 22, 2026 at 11:19 AM EDT

Gold IRAs Could Cost You 33% in Taxes. Here’s What Aggressive Commercials Won’t Tell You

Turn on talk radio during an oil price spike or a Middle East flare-up and you will hear the pitch…

Drew Wood | May 22, 2026 at 10:16 AM EDT

Should You Buy the 8 Percent Closed-End Fund a 68-Year-Old Couple Has Held for 12 Years and Most Advisors Will Not Touch?

A retired couple, both 68, has owned the same closed-end fund for 12 years, collecting an 8% yield the entire…

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Personal Finance Articles

All Personal Finance Articles

Quitting at 59 and Bridging Eight Years to Social Security at 67? Here Is the $530,000 Income Portfolio I Would Build

The Triple Tax Free HSA Account High Earners Are Funding Before Maxing Their 401(k)

The Roth Conversion Strategy Affluent Investors Over 55 Are Using to Empty Their 401(k)s Before Required Distributions

How a Two-Year Tax Return Delay Costs Retirees $487 Extra Monthly on Medicare

A Couple With $4 Million Discovers State’s Estate Tax Could Cost Heirs $280,000

Widow’s Social Security Check Shrinks by $500 to $1,200 a Month After Spouse Dies. Here’s Why

Has 50-Year-Old Couple With $1.1 Million Saved Enough?

The In Plan Roth 401(k) Conversion That Saves a $400,000 Earner $58,000 in Future RMD Taxes

60-Year-Old’s Pension Dilemma: Financial Expert Explains Why the 7% Payout Rate Wins

Dave Ramsey Tells $385K Business Owner to Sell $575K House and Escape $575K Debt

The Northwestern Mutual 2025 Study Says 74% of Millennials Want to Leave an Inheritance But 74% Also Have No Will

69% of Millennials Say an Inheritance Is Critical to Their Retirement, According to the Northwestern Mutual 2025 Study

How a 56-Year-Old Built a $1.4 Million Bridge Portfolio That Pays $7,200 a Month Through Year 10 of Retirement

Gold IRAs Could Cost You 33% in Taxes. Here’s What Aggressive Commercials Won’t Tell You

Should You Buy the 8 Percent Closed-End Fund a 68-Year-Old Couple Has Held for 12 Years and Most Advisors Will Not Touch?

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

Avoid Zillow: This Infrastructure Redirect Is a “No-Brainer” Buy as the Housing Market Stalls

History Says This Unstoppable Dow Juggernaut Is a No-Brainer Buy Right Now

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

The $1,847 Monthly Survivor Benefit Most Widows Leave on the Table by Filing at the Wrong Age

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

Avoid Zillow: This Infrastructure Redirect Is a “No-Brainer” Buy as the Housing Market Stalls

Personal Finance Articles

All Personal Finance Articles

Quitting at 59 and Bridging Eight Years to Social Security at 67? Here Is the $530,000 Income Portfolio I Would Build

The Triple Tax Free HSA Account High Earners Are Funding Before Maxing Their 401(k)

The Roth Conversion Strategy Affluent Investors Over 55 Are Using to Empty Their 401(k)s Before Required Distributions

How a Two-Year Tax Return Delay Costs Retirees $487 Extra Monthly on Medicare

A Couple With $4 Million Discovers State’s Estate Tax Could Cost Heirs $280,000

Widow’s Social Security Check Shrinks by $500 to $1,200 a Month After Spouse Dies. Here’s Why

Has 50-Year-Old Couple With $1.1 Million Saved Enough?

The In Plan Roth 401(k) Conversion That Saves a $400,000 Earner $58,000 in Future RMD Taxes

60-Year-Old’s Pension Dilemma: Financial Expert Explains Why the 7% Payout Rate Wins

Dave Ramsey Tells $385K Business Owner to Sell $575K House and Escape $575K Debt

The Northwestern Mutual 2025 Study Says 74% of Millennials Want to Leave an Inheritance But 74% Also Have No Will

69% of Millennials Say an Inheritance Is Critical to Their Retirement, According to the Northwestern Mutual 2025 Study

How a 56-Year-Old Built a $1.4 Million Bridge Portfolio That Pays $7,200 a Month Through Year 10 of Retirement

Gold IRAs Could Cost You 33% in Taxes. Here’s What Aggressive Commercials Won’t Tell You

Should You Buy the 8 Percent Closed-End Fund a 68-Year-Old Couple Has Held for 12 Years and Most Advisors Will Not Touch?

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

Avoid Zillow: This Infrastructure Redirect Is a “No-Brainer” Buy as the Housing Market Stalls

History Says This Unstoppable Dow Juggernaut Is a No-Brainer Buy Right Now

Featured Reads

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

The $1,847 Monthly Survivor Benefit Most Widows Leave on the Table by Filing at the Wrong Age