Personal Finance Articles

All Personal Finance Articles

5018 Articles

Rich Duprey | Dec 21, 2024 at 12:10 PM EST

With the current economy, I’m considering cashing out my 401(k) despite the penalties — is this a bad idea?

Sometimes it feels like it’s not worth even trying. You invest in your 401(k) for years to build up a…

Christy Bieber | Dec 21, 2024 at 10:45 AM EST

In my late 30s with $273k in my 401(k) — can I hit $1 million before retirement?

Many people aspire to amass a $1 million nest egg for retirement — including a Reddit poster who recently shared…

Rich Duprey | Dec 21, 2024 at 10:15 AM EST

I have a large 401k balance and when I retire I want to take the entire balance and pay taxes on it – is this a smart idea?

After a lifetime of work and saving, you finally made it to retirement and managed to squirrel away a significant…

Christy Bieber | Dec 21, 2024 at 10:14 AM EST

These are Baby Boomers Top Financial Priorities

from 24/7 Wall St.: Baby Boomers are focused on retirement savings. Paying off debt is another top priority for Boomers.…

Rich Duprey | Dec 21, 2024 at 9:10 AM EST

Only contributed $5k to my 401(k) this year — can I put 75% of my paycheck toward it now?

The 401(k) program has been a tremendous help to workers planning for their retirement. Over 71 million workers have access…

Joey Frenette | Dec 20, 2024 at 10:21 PM EST

Avoid These Holiday Season Splurges That Could Derail Your Retirement Goals

The holiday season is upon us, and for many financially-savvy folks, it’s time to spoil the loved ones in our…

Maurie Backman | Dec 20, 2024 at 7:25 PM EST

I’m 52 With $5 Million and I’m Tired of Working. Can I Retire Now and Stretch My Savings?

The 2026 Northwestern Mutual Planning & Progress Study found that while Americans’ perceived retirement “magic number” has flattened at $1.46…

Maurie Backman | Dec 20, 2024 at 7:10 PM EST

The Surprising Reason You Might End Up With Less Social Security

from 24/7 Wall St. Social Security benefits can be subject to taxes. The income thresholds at which taxes apply haven’t…

Maurie Backman | Dec 20, 2024 at 6:56 PM EST

I’m 36 With $3.6 Million and I Still Rent a Home. Am I Making a Bad Decision?

When I bought my home about 15 years ago, I remember feeling jittery about making that financial commitment. But I…

Christy Bieber | Dec 20, 2024 at 3:57 PM EST

I make $135k a year and my company is offering a 401k or a 401k Roth – which one should I pick?

In a Reddit post, an important question came up. The Reddit user said they make $135,000 annually and work at…

David Beren | Dec 20, 2024 at 2:59 PM EST

The Most-Searched Cash Back Credit Cards of 2024

In the world of cash-back credit cards, the race to offer the best bonuses, sign-up rewards, and customer perks is…

David Beren | Dec 20, 2024 at 2:11 PM EST

The End-of-Year Financial Checkup That Every Near-Retiree Needs to Do Now

As the end of the year approaches, it’s only right that people thinking about retirement consider doing a top-down financial…

Joey Frenette | Dec 20, 2024 at 12:31 PM EST

I was disciplined with credit cards until a trip to Japan — peer pressure led me to overspend. Should I cut up my cards?

“Flywheel Publishing has partnered with CardRatings for our coverage of credit card products. Flywheel Publishing and CardRatings may receive a…

John Seetoo | Dec 20, 2024 at 10:34 AM EST

My husband and I have $4.5 million net worth and are considering divorce down the road – how do we plan for it financially?

Issues of sexuality have universally plagued marriages since time immemorial. For better or worse, contemporary culture has created a greater…

Maurie Backman | Dec 20, 2024 at 10:15 AM EST

We’re in our 50s with over $2 million in retirement accounts — should we keep maxing them out?

from 24/7 Wall St. Maxing out a 401(k) or IRA gives you a nice tax break. There may come a…

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Personal Finance Articles

All Personal Finance Articles

With the current economy, I’m considering cashing out my 401(k) despite the penalties — is this a bad idea?

In my late 30s with $273k in my 401(k) — can I hit $1 million before retirement?

I have a large 401k balance and when I retire I want to take the entire balance and pay taxes on it – is this a smart idea?

These are Baby Boomers Top Financial Priorities

Only contributed $5k to my 401(k) this year — can I put 75% of my paycheck toward it now?

Avoid These Holiday Season Splurges That Could Derail Your Retirement Goals

I’m 52 With $5 Million and I’m Tired of Working. Can I Retire Now and Stretch My Savings?

The Surprising Reason You Might End Up With Less Social Security

I’m 36 With $3.6 Million and I Still Rent a Home. Am I Making a Bad Decision?

I make $135k a year and my company is offering a 401k or a 401k Roth – which one should I pick?

The Most-Searched Cash Back Credit Cards of 2024

The End-of-Year Financial Checkup That Every Near-Retiree Needs to Do Now

I was disciplined with credit cards until a trip to Japan — peer pressure led me to overspend. Should I cut up my cards?

My husband and I have $4.5 million net worth and are considering divorce down the road – how do we plan for it financially?

We’re in our 50s with over $2 million in retirement accounts — should we keep maxing them out?

FIDI’s 4.1% Yield Holds Firm as Dollar Weakness Boosts International Dividends

Why BDC Income Investors Are Facing Smaller Quarterly Checks in 2026

Monthly Gold Income of $4.43 Appeals to Retirees; Volatility Decline Threatens The Flow

A $1.8 Million 401(k) and Social Security Coming Up? Drain It Before 70 to Dodge the IRMAA Cliff

The IRS Loophole That Lets You Give Your Kids Unlimited Money Tax-Free (It's Not the $19,000 Gift Limit)

FIDI’s 4.1% Yield Holds Firm as Dollar Weakness Boosts International Dividends

Why BDC Income Investors Are Facing Smaller Quarterly Checks in 2026

Personal Finance Articles

All Personal Finance Articles

With the current economy, I’m considering cashing out my 401(k) despite the penalties — is this a bad idea?

In my late 30s with $273k in my 401(k) — can I hit $1 million before retirement?

I have a large 401k balance and when I retire I want to take the entire balance and pay taxes on it – is this a smart idea?

These are Baby Boomers Top Financial Priorities

Only contributed $5k to my 401(k) this year — can I put 75% of my paycheck toward it now?

Avoid These Holiday Season Splurges That Could Derail Your Retirement Goals

I’m 52 With $5 Million and I’m Tired of Working. Can I Retire Now and Stretch My Savings?

The Surprising Reason You Might End Up With Less Social Security

I’m 36 With $3.6 Million and I Still Rent a Home. Am I Making a Bad Decision?

I make $135k a year and my company is offering a 401k or a 401k Roth – which one should I pick?

The Most-Searched Cash Back Credit Cards of 2024

The End-of-Year Financial Checkup That Every Near-Retiree Needs to Do Now

I was disciplined with credit cards until a trip to Japan — peer pressure led me to overspend. Should I cut up my cards?

My husband and I have $4.5 million net worth and are considering divorce down the road – how do we plan for it financially?

We’re in our 50s with over $2 million in retirement accounts — should we keep maxing them out?

FIDI’s 4.1% Yield Holds Firm as Dollar Weakness Boosts International Dividends

Why BDC Income Investors Are Facing Smaller Quarterly Checks in 2026

Monthly Gold Income of $4.43 Appeals to Retirees; Volatility Decline Threatens The Flow

Featured Reads

A $1.8 Million 401(k) and Social Security Coming Up? Drain It Before 70 to Dodge the IRMAA Cliff

The IRS Loophole That Lets You Give Your Kids Unlimited Money Tax-Free (It's Not the $19,000 Gift Limit)