Personal Finance Articles

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5174 Articles

Marc Guberti | Jun 11, 2026 at 3:24 PM EDT

Why Delaying Social Security While Emptying Your 401(k) Can Slash Your Lifetime Taxes

A 65-year-old couple with $1.5 million in a traditional 401(k) and a combined Social Security benefit waiting at full retirement…

Carl Sullivan | Jun 11, 2026 at 2:38 PM EDT

Retiring With $1.8M in New Jersey Means an $11,400 Annual Tax Bill the Calculators Skip

Location always matters. Consider a married couple, both aged 65, retiring with $1.8 million in combined IRAs and brokerage assets.…

Gerelyn Terzo | Jun 11, 2026 at 2:00 PM EDT

A 62-Year-Old Locks In a $2,400 Monthly Check to Beat the 2032 Cut, but the 22% Reduction Finds Her Anyway

She is 62, eligible to file for Social Security this month, and the headlines have her rattled. The 2026 Trustees…

Maurie Backman | Jun 11, 2026 at 12:54 PM EDT

Social Security Benefit Cuts Could Be 6 Years Away. Here’s How Likely Cuts Are, and How to Prepare

If you’re among the millions of retirees who collect Social Security today, there’s a dire milestone looming: 2032. That’s the…

Marc Guberti | Jun 11, 2026 at 11:24 AM EDT

Why a $1.4 Million 401(k) Makes That Side Hustle Far More Expensive Than You Think

A reader on the Bogleheads forum laid out a familiar setup last month: 67 years old, spouse the same age,…

Drew Wood | Jun 11, 2026 at 11:13 AM EDT

What a $1.5 Million Dividend Portfolio Actually Pays a Retired Couple After Federal Tax, State Tax, and IRMAA

Consider a retired married couple, both age 67, receiving $58,000 per year in combined Social Security benefits and holding a…

Drew Wood | Jun 11, 2026 at 11:10 AM EDT

Their Horse Rescue Eats $90,000 a Year. Can Their Retirement Savings Survive the Strain?

Retirement was supposed to be slower. Instead, Jim and Linda spend their days feeding horses, coordinating veterinary visits, repairing fences,…

Christy Bieber | Jun 11, 2026 at 10:39 AM EDT

How a 48-Year Old Electrician Could Replace a $102,000 Salary With Covered Call Dividends

After nearly three decades of crawling through attics, pulling wire through cramped crawlspaces, and responding to emergency calls at all…

Maurie Backman | Jun 11, 2026 at 10:37 AM EDT

3 Ways You Could Slash Your Social Security Benefits Without Even Realizing It

Once you retire, you’ll probably depend heavily on Social Security to cover your costs. Even if you have savings, your…

David Beren | Jun 11, 2026 at 10:05 AM EDT

Medicare Advantage’s $0 Premium Comes With a $9,250 Catch

Medicare’s Initial Enrollment Period offers two options that look nothing alike on the enrollment screen. Plan A is a Medicare…

Gerelyn Terzo | Jun 11, 2026 at 10:00 AM EDT

Earning $0 or $100,000 in Your Final Year Barely Moves a 66-Year-Old’s Social Security, But It Can Raise Medicare Two Years Later

The Worry That Shows Up on the SSA Screen A 66-year-old logs into the Social Security website to file. The…

David Beren | Jun 11, 2026 at 9:54 AM EDT

COLA Went Up in 2026, but Medicare Quietly Took $215 of It

The 2026 Social Security cost-of-living adjustment landed at 2.8%, which added roughly $56 a month, or about $672 a year,…

Danielle Liverance | Jun 11, 2026 at 9:07 AM EDT

Suze Orman Has Been Pounding the Table on This Roth Rule for Years and Most Retirees Still Do Not Understand Why Medicare Cares

Suze Orman has been pounding the table on Roth accounts for years, and her case is sharper than the tax…

Michael Williams | Jun 11, 2026 at 8:39 AM EDT

‘Don’t Blame Your Stupidity on Christianity’: Dave Ramsey’s Blunt Advice to a Bride Whose Fiancé Refuses to Save

A Philadelphia bride named Nicole called The Ramsey Show with a problem most couples never address before the wedding. “I’m…

David Beren | Jun 11, 2026 at 8:29 AM EDT

The $109,000 Income Threshold That Triggers a $1,148 Medicare Surcharge Most Retirees Miss

Fewer than one in ten Medicare beneficiaries pays an Income-Related Monthly Adjustment Amount, so a reader whose household income sits…

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Personal Finance Articles

All Personal Finance Articles

Why Delaying Social Security While Emptying Your 401(k) Can Slash Your Lifetime Taxes

Retiring With $1.8M in New Jersey Means an $11,400 Annual Tax Bill the Calculators Skip

A 62-Year-Old Locks In a $2,400 Monthly Check to Beat the 2032 Cut, but the 22% Reduction Finds Her Anyway

Social Security Benefit Cuts Could Be 6 Years Away. Here’s How Likely Cuts Are, and How to Prepare

Why a $1.4 Million 401(k) Makes That Side Hustle Far More Expensive Than You Think

What a $1.5 Million Dividend Portfolio Actually Pays a Retired Couple After Federal Tax, State Tax, and IRMAA

Their Horse Rescue Eats $90,000 a Year. Can Their Retirement Savings Survive the Strain?

How a 48-Year Old Electrician Could Replace a $102,000 Salary With Covered Call Dividends

3 Ways You Could Slash Your Social Security Benefits Without Even Realizing It

Medicare Advantage’s $0 Premium Comes With a $9,250 Catch

Earning $0 or $100,000 in Your Final Year Barely Moves a 66-Year-Old’s Social Security, But It Can Raise Medicare Two Years Later

COLA Went Up in 2026, but Medicare Quietly Took $215 of It

Suze Orman Has Been Pounding the Table on This Roth Rule for Years and Most Retirees Still Do Not Understand Why Medicare Cares

‘Don’t Blame Your Stupidity on Christianity’: Dave Ramsey’s Blunt Advice to a Bride Whose Fiancé Refuses to Save

The $109,000 Income Threshold That Triggers a $1,148 Medicare Surcharge Most Retirees Miss

XRP’s ETF Inflow Streak Hit 8 Weeks but It’s Not Moving the XRP Price

“You Are So Vulnerable and So Unaware of How Vulnerable You Are”: Dave Ramsey to Woman Paying Off Her Boyfriend’s $15,000 Debt

“A Divorce Turns Your Life Into a Business Transaction”: Dave Ramsey to Man Torn Over His Ex-Wife’s $500,000 Inheritance Home

"You Are So Vulnerable and So Unaware of How Vulnerable You Are": Dave Ramsey to Woman Paying Off Her Boyfriend's $15,000 Debt

"A Divorce Turns Your Life Into a Business Transaction": Dave Ramsey to Man Torn Over His Ex-Wife's $500,000 Inheritance Home

XRP’s ETF Inflow Streak Hit 8 Weeks but It’s Not Moving the XRP Price

“You Are So Vulnerable and So Unaware of How Vulnerable You Are”: Dave Ramsey to Woman Paying Off Her Boyfriend’s $15,000 Debt

Personal Finance Articles

All Personal Finance Articles

Why Delaying Social Security While Emptying Your 401(k) Can Slash Your Lifetime Taxes

Retiring With $1.8M in New Jersey Means an $11,400 Annual Tax Bill the Calculators Skip

A 62-Year-Old Locks In a $2,400 Monthly Check to Beat the 2032 Cut, but the 22% Reduction Finds Her Anyway

Social Security Benefit Cuts Could Be 6 Years Away. Here’s How Likely Cuts Are, and How to Prepare

Why a $1.4 Million 401(k) Makes That Side Hustle Far More Expensive Than You Think

What a $1.5 Million Dividend Portfolio Actually Pays a Retired Couple After Federal Tax, State Tax, and IRMAA

Their Horse Rescue Eats $90,000 a Year. Can Their Retirement Savings Survive the Strain?

How a 48-Year Old Electrician Could Replace a $102,000 Salary With Covered Call Dividends

3 Ways You Could Slash Your Social Security Benefits Without Even Realizing It

Medicare Advantage’s $0 Premium Comes With a $9,250 Catch

Earning $0 or $100,000 in Your Final Year Barely Moves a 66-Year-Old’s Social Security, But It Can Raise Medicare Two Years Later

COLA Went Up in 2026, but Medicare Quietly Took $215 of It

Suze Orman Has Been Pounding the Table on This Roth Rule for Years and Most Retirees Still Do Not Understand Why Medicare Cares

‘Don’t Blame Your Stupidity on Christianity’: Dave Ramsey’s Blunt Advice to a Bride Whose Fiancé Refuses to Save

The $109,000 Income Threshold That Triggers a $1,148 Medicare Surcharge Most Retirees Miss

XRP’s ETF Inflow Streak Hit 8 Weeks but It’s Not Moving the XRP Price

“You Are So Vulnerable and So Unaware of How Vulnerable You Are”: Dave Ramsey to Woman Paying Off Her Boyfriend’s $15,000 Debt

“A Divorce Turns Your Life Into a Business Transaction”: Dave Ramsey to Man Torn Over His Ex-Wife’s $500,000 Inheritance Home

Featured Reads

"You Are So Vulnerable and So Unaware of How Vulnerable You Are": Dave Ramsey to Woman Paying Off Her Boyfriend's $15,000 Debt

"A Divorce Turns Your Life Into a Business Transaction": Dave Ramsey to Man Torn Over His Ex-Wife's $500,000 Inheritance Home