A 67-year-old single retiree sits on a $1.4 million traditional 401(k), just turned on a $30,000 annual Social Security benefit, and spends roughly $70,000 a year. On paper the plan works. The portfolio yields…
There are a lot of warnings about the future of Social Security. Both the Social Security trustees and the Congressional Budget Office have sounded the alarm about the program’s trust fund running dry. An…
The Couple, the Cliff, and the $200,000 Spend A married couple, both 65, sits on $2.4 million in a traditional 401(k), $750,000 in a Roth IRA, and $400,000 in a taxable brokerage. They plan…
Picture a 64-year-old who has been receiving $1,800 a month in Social Security Disability Insurance (SSDI) since age 56. The check has paid the mortgage, kept the lights on, and covered the Medicare premium…
A couple in their late sixties with $3.2 million in combined traditional 401(k) assets and a healthy spending plan can write a clean check to the IRS every April and still get hit with…
A 73-year-old single retiree sitting on $2.5 million in a traditional 401(k) is about to learn that the IRS does not care whether the income is needed. The first required minimum distribution lands at…
It’s an unfortunate truth that getting divorced, no matter the age, can have a devastating impact on your finances. This is even more true as you get older, when it can significantly alter your…
George Kamel watched a TikToker break down the startup costs for a vending machine side hustle and landed on a number: $3,330.22. His advice was direct: save it in cash, not borrowed or on…
A caller phoned The Clark Howard Podcast on May 11, 2026 with a marital bet on the line. He had an 810 credit score. His wife wanted to help his brother, sitting at 690,…
Caleb Hammer’s Financial Audit show has built a following on one premise: confront people drowning in debt with the math they have been avoiding. His episode with a guest named Veronica delivered one of…
George Kamel went on The Iced Coffee Hour with Graham Stephan and revisited one of the most replayed moments of his career. The caller was Katie, from rural Kentucky, earning $36,000 a year at…
David from Marana, Arizona called into Talking Real Money with a question many retirees carry quietly. “I have a $100,000 variable annuity as part of my traditional individual retirement account held at Edward Jones.”…
Nicole Lapin recently took a sledgehammer to one of personal finance’s most repeated platitudes. On her show Money Rehab, talking with real estate agent Glennda Baker, she flipped the script on the “renting is…
Adrianne’s call to The Ramsey Show is one of the clearest cautionary tales I’ve seen. Adrianne, a restaurant general manager earning $65,000 annually, called the show with a problem she could not outrun. “I’ve…
Pete from Massachusetts called into The Clark Howard Podcast last week with a flex most savers will never match. “Recently had a caller asking about bank account bonuses and whether they should continue to…
