A 29-year old Reddit user is eager to achieve financial independence and retire early. However, he is also feeling very burned out at his job and is not sure if he should pause on his…
Dave Ramsey, one of the more prolific voices in the personal finance world, has never been one to shy away from having a strong opinion. As someone who regularly voices a strong opinion around…
Homeownership has been an integral part of the American dream for generations, but for many people today that dream is evaporating in the harsh morning light of economic reality. Today renter households make up…
Social Security pays benefits to millions of retired Americans. But until recently, certain retirees weren’t eligible for their benefits in full — or at all. The Windfall Elimination Provision (WEP) and the Government…
Dave Ramsey is a well-known financial guru who has given some very good advice to people. However, there’s a lot of disagreement about certain aspects of his philosophy. Specifically, Ramsey is very anti-debt, and…
The Vanguard S&P 500 ETF (VOO) remains one of the top exchange traded funds (ETFs) in the market, and for good reason. This is a fund that continues to be a go-to investment for…
Dave Ramsey has captivated millions of listeners through his show and has sold many copies of his book. The financial guru has helped people get out of debt and gain control over their finances,…
“Be wary of strong drink. It can make you shoot at tax collectors… and miss.” – Robert A. Heinlein Tax collectors in Ancient China and Ancient Rome routinely enriched themselves by gaming the system.…
The FIRE Reddit community got into a healthy debate after a user posted about spending after retirement. The Redditor asked how retirees turn on the switch and go from saving to spending. The idea is…
If you’re like many young investors who are looking to grow their wealth by jumping into the investment world, it’s important to understand each asset class, the potential returns, and the risks you’ll have…
Retiring with $3 million in the bank might sound like complete financial security and freedom from the workforce forever. At a time when the FIRE lifestyle is so prominent, looking to retire with millions…
There are millions of older Americans today who use their monthly Social Security benefits to cover their essential retirement expenses. And without that money, many would struggle. If you’re in your 40s and retirement…
When you pay for goods and services in today’s day and age, you have a lot of different choices for how to complete the transaction. Cash is largely falling by the wayside, with some…
Whenever the topic of talking with a financial professional who can help create a long-term strategy toward retirement arises, we label this individual a financial advisor. Choosing this individual is a big decision in…
Receiving a big inheritance can be a good thing or a bad thing. It’s good if you use the money wisely, but an inheritance can turn into a nightmare if you get deeper into…
