Personal Finance Articles

All Personal Finance Articles

5510 Articles

Gerelyn Terzo | Yesterday

The Hardest Retirement Money Decisions Pile Up Just as the Mind Slows. A 68-Year-Old Is Locking In Her Social Security and Tax Moves While She’s Sharp.

She is 68, single, manages her own brokerage and IRA accounts, and reads the fine print on her Medicare statements.…

Drew Wood | Yesterday

Sell a Rental Property Once, and Medicare Treats You as Wealthy for 24 Months

A retired couple in their late 60s closes on the sale of a longtime rental property in 2024. After taxable…

Michael Williams | Jul 9, 2026 at 8:53 PM EDT

At 65, Your HSA Stops Being a Medical Account and Starts Beating Your 401(k)

If you have a Health Savings Account, you already own the only account in the U.S. tax code that gets…

Michael Williams | Jul 9, 2026 at 7:50 PM EDT

Lower Your Mortgage Payment Without Refinancing, Without Closing Costs, and Without a Credit Check

If you have a conventional mortgage, your lender is probably sitting on a button that can shrink your monthly payment…

Michael Williams | Jul 9, 2026 at 7:29 PM EDT

No, Your Teacher Pension Isn’t Enough, and the $49,000 Loophole Buried in Your Own Benefits Packet Could Save Your Retirement

Your state pension check looks like a safety net until you stack it against real retirement costs. Average annual household…

Michael Williams | Jul 9, 2026 at 6:47 PM EDT

Convert Your IRA While the Market Is Crashing and the IRS Basically Gives You a Discount

If you have a traditional IRA and you watched your balance drop earlier this year, the IRS quietly handed you…

Michael Williams | Jul 9, 2026 at 6:27 PM EDT

Your Business Is Your Retirement Plan? That’s the Million-Dollar Mistake. Open a Solo 401(k) Before December 31

Ask a founder how they plan to retire and you’ll often get a version of the same answer: “I’ll sell…

Danielle Liverance | Jul 9, 2026 at 5:59 PM EDT

They Did Everything Right. $2 Million Saved, No Debt, Home Paid Off. Suze Orman Says They Still Made a Huge Mistake

Suze Orman looked at a couple with $2 million saved, zero debt, and a pension on the way and told…

Michael Williams | Jul 9, 2026 at 5:25 PM EDT

Doctors Earning $400K Are Quietly Funneling $70,000 a Year Into a Roth the IRS Says They Can’t Have

A physician pulling $400,000 a year sits well above the Roth IRA contribution income limit. The IRS closes the front…

Thomas Richmond | Jul 9, 2026 at 5:05 PM EDT

Family Saved $100 a Month for 12 Years for a Hawaii Vacation. Dave Ramsey: “You Have Put Too Much Psychological Bullcrap on This Trip.”

Julie called into The Ramsey Show with a story many families recognize. Her family of five had been saving $100…

Thomas Richmond | Jul 9, 2026 at 4:51 PM EDT

Dave Ramsey Says Early 401(k) Withdrawals Are Like “Borrowing Money at 30% Interest.” Here’s What He Recommends Instead

A recently divorced 41-year-old called The Ramsey Show wondering whether she should cash out part of her 401(k) to eliminate…

Thomas Richmond | Jul 9, 2026 at 4:40 PM EDT

Dave Ramsey: “There’s No Possible Way I Would Pull Money Out of a Roth and Pay Off a Mortgage.” Here’s Why

A 28-year-old per diem nurse called The Ramsey Show looking for a second opinion after her husband proposed using part…

Austin Smith | Jul 9, 2026 at 3:55 PM EDT

Ally Bank Savings, Reviewed

Ally Bank’s Online Savings Account is one of the most widely used high yield savings accounts in the country. It…

Drew Wood | Jul 9, 2026 at 3:01 PM EDT

How Large Does Your Portfolio Need to Be to Generate $12,000 a Month?

Twelve thousand dollars a month sounds like a round number, but it carries weight. It works out to $144,000 a…

Drew Wood | Jul 9, 2026 at 2:37 PM EDT

Here’s How You Can Retire to Boise, Idaho, at 62 on $900,000 and Never Look Back

A $900,000 portfolio can make retirement at 62 realistic in Boise, but only with the right housing setup and the…

1 … 3 4 5 6 7 … 370

Personal Finance Articles

All Personal Finance Articles

The Hardest Retirement Money Decisions Pile Up Just as the Mind Slows. A 68-Year-Old Is Locking In Her Social Security and Tax Moves While She’s Sharp.

Sell a Rental Property Once, and Medicare Treats You as Wealthy for 24 Months

At 65, Your HSA Stops Being a Medical Account and Starts Beating Your 401(k)

Lower Your Mortgage Payment Without Refinancing, Without Closing Costs, and Without a Credit Check

No, Your Teacher Pension Isn’t Enough, and the $49,000 Loophole Buried in Your Own Benefits Packet Could Save Your Retirement

Convert Your IRA While the Market Is Crashing and the IRS Basically Gives You a Discount

Your Business Is Your Retirement Plan? That’s the Million-Dollar Mistake. Open a Solo 401(k) Before December 31

They Did Everything Right. $2 Million Saved, No Debt, Home Paid Off. Suze Orman Says They Still Made a Huge Mistake

Doctors Earning $400K Are Quietly Funneling $70,000 a Year Into a Roth the IRS Says They Can’t Have

Family Saved $100 a Month for 12 Years for a Hawaii Vacation. Dave Ramsey: “You Have Put Too Much Psychological Bullcrap on This Trip.”

Dave Ramsey Says Early 401(k) Withdrawals Are Like “Borrowing Money at 30% Interest.” Here’s What He Recommends Instead

Dave Ramsey: “There’s No Possible Way I Would Pull Money Out of a Roth and Pay Off a Mortgage.” Here’s Why

Ally Bank Savings, Reviewed

How Large Does Your Portfolio Need to Be to Generate $12,000 a Month?

Here’s How You Can Retire to Boise, Idaho, at 62 on $900,000 and Never Look Back

Google vs Apple: Which of the 2 Biggest AI Stocks Is the Better Buy Right Now?

The 20% Tax Credit Developers Use to Flip Historic Buildings and How You Can Claim It

Your RV Qualifies for the Same Mortgage Interest Deduction as a House, but Most Owners Never Claim It

The 20% Tax Credit Developers Use to Flip Historic Buildings and How You Can Claim It

Your RV Qualifies for the Same Mortgage Interest Deduction as a House, but Most Owners Never Claim It

Google vs Apple: Which of the 2 Biggest AI Stocks Is the Better Buy Right Now?

The 20% Tax Credit Developers Use to Flip Historic Buildings and How You Can Claim It

Personal Finance Articles

All Personal Finance Articles

The Hardest Retirement Money Decisions Pile Up Just as the Mind Slows. A 68-Year-Old Is Locking In Her Social Security and Tax Moves While She’s Sharp.

Sell a Rental Property Once, and Medicare Treats You as Wealthy for 24 Months

At 65, Your HSA Stops Being a Medical Account and Starts Beating Your 401(k)

Lower Your Mortgage Payment Without Refinancing, Without Closing Costs, and Without a Credit Check

No, Your Teacher Pension Isn’t Enough, and the $49,000 Loophole Buried in Your Own Benefits Packet Could Save Your Retirement

Convert Your IRA While the Market Is Crashing and the IRS Basically Gives You a Discount

Your Business Is Your Retirement Plan? That’s the Million-Dollar Mistake. Open a Solo 401(k) Before December 31

They Did Everything Right. $2 Million Saved, No Debt, Home Paid Off. Suze Orman Says They Still Made a Huge Mistake

Doctors Earning $400K Are Quietly Funneling $70,000 a Year Into a Roth the IRS Says They Can’t Have

Family Saved $100 a Month for 12 Years for a Hawaii Vacation. Dave Ramsey: “You Have Put Too Much Psychological Bullcrap on This Trip.”

Dave Ramsey Says Early 401(k) Withdrawals Are Like “Borrowing Money at 30% Interest.” Here’s What He Recommends Instead

Dave Ramsey: “There’s No Possible Way I Would Pull Money Out of a Roth and Pay Off a Mortgage.” Here’s Why

Ally Bank Savings, Reviewed

How Large Does Your Portfolio Need to Be to Generate $12,000 a Month?

Here’s How You Can Retire to Boise, Idaho, at 62 on $900,000 and Never Look Back

Google vs Apple: Which of the 2 Biggest AI Stocks Is the Better Buy Right Now?

The 20% Tax Credit Developers Use to Flip Historic Buildings and How You Can Claim It

Your RV Qualifies for the Same Mortgage Interest Deduction as a House, but Most Owners Never Claim It

Featured Reads

The 20% Tax Credit Developers Use to Flip Historic Buildings and How You Can Claim It

Your RV Qualifies for the Same Mortgage Interest Deduction as a House, but Most Owners Never Claim It