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4614 Articles

David Beren | May 9, 2026 at 10:35 AM EDT

The Goldman Sachs Retirement Survey Found That 67% of Americans Say Too Many Monthly Expenses Are Killing Their Ability to Save

Goldman Sachs (NYSE:GS | GS Price Prediction) and its latest retirement survey quantified something millions of households already feel: 67%…

Drew Wood | May 9, 2026 at 10:30 AM EDT

How to Build $5,000 a Month in Dividend Income

Five thousand dollars a month in dividend income is the number where a paycheck stops being mandatory. $60,000 a year…

David Beren | May 9, 2026 at 9:54 AM EDT

Mortgage Originations Hit $524 Billion but Credit Scores Tell The Story That Actually Matters

Mortgage originations in the fourth quarter of 2025 appeared resilient on the surface. Lenders pushed out $524 billion in new…

David Beren | May 9, 2026 at 9:41 AM EDT

The Nationwide Social Security Survey Reveals a Tax Planning Crisis, 6 in 10 Retirees Wish They Had Prepared Better

The Nationwide Retirement Institute’s 2025 Social Security Survey does not bury the tax finding. It surfaces immediately, and the data…

Marc Guberti | May 9, 2026 at 8:39 AM EDT

The 401(k) to Roth IRA Rollover That Quietly Saves Retirees $66,000 in Medicare Surcharges

A 64-year-old single retiree with $1.5 million in a traditional 401(k) looks at the balance with quiet satisfaction. Then a…

Drew Wood | May 9, 2026 at 8:08 AM EDT

Playing It Safe at 65 With $1.9 Million Is Costing This Retiree $340 a Month in Lost Income

At 65 with $1.9 million saved, this retiree’s biggest risk may not be losing money in the stock market. It…

Christy Bieber | May 9, 2026 at 7:34 AM EDT

Working While Collecting Social Security in 2026? The Earnings Test Could Cost You Thousands

Around four in 10 older households receive income from work, according to Pew research. Pew Charitable Trusts also reports that…

Christy Bieber | May 9, 2026 at 7:31 AM EDT

The Unfortunate Truth About Claiming Social Security at Your Full Retirement Age.

Your decision about claiming Social Security can be very complicated. You have an eight-year window when you can start your…

Drew Wood | May 9, 2026 at 7:30 AM EDT

The Dividend Portfolio That Outlasts a 4% Withdrawal Plan by a Decade

The 4% withdrawal rule was built for a different rate environment. Today, with the 10-year Treasury yielding about 4.4% and…

John Seetoo | May 9, 2026 at 6:30 AM EDT

What To Do If You Reach Retirement Without Enough Savings

Many Americans reach retirement age only to realize they may not have enough money saved to comfortably support themselves long-term.…

Drew Wood | May 9, 2026 at 6:15 AM EDT

A $500,000 Portfolio That Quietly Pays You $2,680 a Month, No Job Required

Not having a job is the dream part. A $500,000 portfolio that quietly pays you about $2,680 a month means…

Marc Guberti | May 9, 2026 at 4:39 AM EDT

Why Wealthy Retirees Are Spending Their 401(k)s First and Letting Social Security Compound to 70

Affluent couples increasingly spend down 401(k) balances between ages 65 and 70 while delaying Social Security until 70. The trade…

David Beren | May 8, 2026 at 4:41 PM EDT

The Nationwide Social Security Survey Found That 56% of Americans Can’t Afford to Miss Even Half a Payment, Are You One of Them?

The Nationwide Retirement Institute’s 2025 Social Security Survey delivered a number that should stop anyone planning for retirement in their…

David Beren | May 8, 2026 at 3:40 PM EDT

The Nationwide Social Security Survey Says Most Americans Are Flying Blind on Benefits, Here’s the Income Strategy That Fills the Gap

A new Nationwide Retirement Institute survey paints a stark picture: most Americans approaching retirement do not actually understand the program…

David Beren | May 8, 2026 at 2:49 PM EDT

Nationwide Survey: Two-Thirds of Americans Think Tariffs Will Outpace Social Security COLA, How Retirees Can Fight Back

A new Nationwide Retirement Institute survey lands on a fear most retirees can already feel: 66% of current Social Security…

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Personal Finance Articles

All Personal Finance Articles

The Goldman Sachs Retirement Survey Found That 67% of Americans Say Too Many Monthly Expenses Are Killing Their Ability to Save

How to Build $5,000 a Month in Dividend Income

Mortgage Originations Hit $524 Billion but Credit Scores Tell The Story That Actually Matters

The Nationwide Social Security Survey Reveals a Tax Planning Crisis, 6 in 10 Retirees Wish They Had Prepared Better

The 401(k) to Roth IRA Rollover That Quietly Saves Retirees $66,000 in Medicare Surcharges

Playing It Safe at 65 With $1.9 Million Is Costing This Retiree $340 a Month in Lost Income

Working While Collecting Social Security in 2026? The Earnings Test Could Cost You Thousands

The Unfortunate Truth About Claiming Social Security at Your Full Retirement Age.

The Dividend Portfolio That Outlasts a 4% Withdrawal Plan by a Decade

What To Do If You Reach Retirement Without Enough Savings

A $500,000 Portfolio That Quietly Pays You $2,680 a Month, No Job Required

Why Wealthy Retirees Are Spending Their 401(k)s First and Letting Social Security Compound to 70

The Nationwide Social Security Survey Found That 56% of Americans Can’t Afford to Miss Even Half a Payment, Are You One of Them?

The Nationwide Social Security Survey Says Most Americans Are Flying Blind on Benefits, Here’s the Income Strategy That Fills the Gap

Nationwide Survey: Two-Thirds of Americans Think Tariffs Will Outpace Social Security COLA, How Retirees Can Fight Back

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

The Augusta Rule: How a Small Business Owner Pays Herself $20,000 of Tax-Free Income for Renting Her Own Home to Her Company

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

Personal Finance Articles

All Personal Finance Articles

The Goldman Sachs Retirement Survey Found That 67% of Americans Say Too Many Monthly Expenses Are Killing Their Ability to Save

How to Build $5,000 a Month in Dividend Income

Mortgage Originations Hit $524 Billion but Credit Scores Tell The Story That Actually Matters

The Nationwide Social Security Survey Reveals a Tax Planning Crisis, 6 in 10 Retirees Wish They Had Prepared Better

The 401(k) to Roth IRA Rollover That Quietly Saves Retirees $66,000 in Medicare Surcharges

Playing It Safe at 65 With $1.9 Million Is Costing This Retiree $340 a Month in Lost Income

Working While Collecting Social Security in 2026? The Earnings Test Could Cost You Thousands

The Unfortunate Truth About Claiming Social Security at Your Full Retirement Age.

The Dividend Portfolio That Outlasts a 4% Withdrawal Plan by a Decade

What To Do If You Reach Retirement Without Enough Savings

A $500,000 Portfolio That Quietly Pays You $2,680 a Month, No Job Required

Why Wealthy Retirees Are Spending Their 401(k)s First and Letting Social Security Compound to 70

The Nationwide Social Security Survey Found That 56% of Americans Can’t Afford to Miss Even Half a Payment, Are You One of Them?

The Nationwide Social Security Survey Says Most Americans Are Flying Blind on Benefits, Here’s the Income Strategy That Fills the Gap

Nationwide Survey: Two-Thirds of Americans Think Tariffs Will Outpace Social Security COLA, How Retirees Can Fight Back

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

These Investors Earned 20% to 33% Returns Using The Same Philosophy on Completely Different Stocks

The Augusta Rule: How a Small Business Owner Pays Herself $20,000 of Tax-Free Income for Renting Her Own Home to Her Company

Featured Reads

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It