Personal Finance Articles

All Personal Finance Articles

4609 Articles

Marc Guberti | Jun 3, 2026 at 7:33 AM EDT

The 8-Year Window That Turns a $1.6 Million 401(k) Into a $310,000 Roth and a Bigger Social Security Check at 70

The decision appears constantly on retirement forums: a single filer in their early sixties, recently retired, with a seven-figure traditional…

Drew Wood | Jun 3, 2026 at 7:08 AM EDT

A 67-Year-Old Retiree’s $1.9 Million Portfolio Survived a $390,000 Drawdown Because of One Asset Allocation Choice Most Advisors Skip

A 67-year-old retiree watched a $1.9 million portfolio fall to $1.51 million during a sharp market decline, a 21% drop…

Drew Wood | Jun 3, 2026 at 6:43 AM EDT

How a 48-Year-Old Engineer Could Replace a $150,000 Salary With Dividend Growth Plus Covered Calls

A senior software engineer earning $150,000 annually at age 48 still has approximately 15 to 20 years before reaching a…

Drew Wood | Jun 3, 2026 at 6:03 AM EDT

Can You Afford the French Riviera in Retirement? Here’s the Real Number

For many Americans, the French Riviera evokes images of superyachts, Monaco penthouses, celebrity villas, and some of the most expensive…

Drew Wood | Jun 3, 2026 at 5:56 AM EDT

The Continuing Care Retirement Community Math a 72-Year-Old Couple Ran Before Writing an $880,000 Entrance Check

A 72-year-old couple with $3.2 million in retirement assets toured a Continuing Care Retirement Community (CCRC) and was presented with…

Gerelyn Terzo | Jun 3, 2026 at 5:00 AM EDT

Medicare’s Hidden Cost: How a $120,000 Roth Conversion Added $2,194 to Future Premiums

A 63-year-old single retiree with light consulting income converted $120,000 from her traditional IRA into a Roth in 2024. Tax…

Marc Guberti | Jun 2, 2026 at 8:33 PM EDT

The QCD Move That Turns a $60,000 RMD From a $1.6 Million 401(k) Into Zero Taxable Income at 73

A charitably inclined 73-year-old single retiree with $1.6 million in a traditional 401(k), $300,000 in a Roth IRA, and $30,000…

Marc Guberti | Jun 2, 2026 at 4:33 PM EDT

Why a 65-Year-Old With $1.8 Million Is Spending Her 401(k) Before Claiming Social Security at 70

A 65-year-old single woman walks into retirement with $1.8 million in a traditional 401(k), $250,000 in a taxable brokerage, and…

Austin Smith | Jun 2, 2026 at 3:30 PM EDT

Social Security Benefits Face 19% Cut in 2034. Here’s What That Means in Monthly Dollars

If you have been following the headlines about Social Security running out of money, you probably feel a knot in…

Gerelyn Terzo | Jun 2, 2026 at 2:37 PM EDT

The 35-Year Earnings Average That Could Cost You $240,000 in Social Security Benefits

Two retirees with similar lifetime earnings walk away with vastly different Social Security checks. One receives about $4,152 a month.…

Danielle Liverance | Jun 2, 2026 at 1:35 PM EDT

Financial Advisors Explain Why Roth IRAs Beat Traditional 401(k)s for Average Savers

A caller on The Money Guy Show recently dismissed Roth IRAs as a government revenue grab, saying “Why would I…

Christy Bieber | Jun 2, 2026 at 1:19 PM EDT

4 Social Security Changes Retirees Need to Start Preparing for in 2027

Changes to Social Security can have a huge impact on your finances when you are retired. Most seniors rely on…

Don Lair | Jun 2, 2026 at 12:55 PM EDT

Electric Vehicles Lost 40% to 50% of Value in Three Years. Here’s When Leasing Wins.

You walk into a dealership in 2026 and the salesperson hands you two quotes for the same vehicle: a lease…

Marc Guberti | Jun 2, 2026 at 12:33 PM EDT

The Three-Account Withdrawal Order That Saved a $2.4 Million Retiree $187,000 in Lifetime Taxes

A 64-year-old couple sits on $1.5 million in a traditional 401(k), $500,000 in a Roth IRA with the five-year clock…

Don Lair | Jun 2, 2026 at 12:26 PM EDT

Healthcare costs explode when your income falls: Why most retirees underestimate medical expenses

On NerdWallet’s Smart Money Podcast episode How to Put $200K to Work and The Truth About Generational Spending, the guest…

1 … 4 5 6 7 8 … 308

Personal Finance Articles

All Personal Finance Articles

The 8-Year Window That Turns a $1.6 Million 401(k) Into a $310,000 Roth and a Bigger Social Security Check at 70

A 67-Year-Old Retiree’s $1.9 Million Portfolio Survived a $390,000 Drawdown Because of One Asset Allocation Choice Most Advisors Skip

How a 48-Year-Old Engineer Could Replace a $150,000 Salary With Dividend Growth Plus Covered Calls

Can You Afford the French Riviera in Retirement? Here’s the Real Number

The Continuing Care Retirement Community Math a 72-Year-Old Couple Ran Before Writing an $880,000 Entrance Check

Medicare’s Hidden Cost: How a $120,000 Roth Conversion Added $2,194 to Future Premiums

The QCD Move That Turns a $60,000 RMD From a $1.6 Million 401(k) Into Zero Taxable Income at 73

Why a 65-Year-Old With $1.8 Million Is Spending Her 401(k) Before Claiming Social Security at 70

Social Security Benefits Face 19% Cut in 2034. Here’s What That Means in Monthly Dollars

The 35-Year Earnings Average That Could Cost You $240,000 in Social Security Benefits

Financial Advisors Explain Why Roth IRAs Beat Traditional 401(k)s for Average Savers

4 Social Security Changes Retirees Need to Start Preparing for in 2027

Electric Vehicles Lost 40% to 50% of Value in Three Years. Here’s When Leasing Wins.

The Three-Account Withdrawal Order That Saved a $2.4 Million Retiree $187,000 in Lifetime Taxes

Healthcare costs explode when your income falls: Why most retirees underestimate medical expenses

How $400,000 in SCHD Multiplies Into a $50,000 Annual Dividend Stream Over 15 Years

Not SpaceX: The Forgotten Satellite Stocks Quietly Plugging Into the Future of Space That Are Investible Today

The Next Quantum Computing IPO CEO Just Told CNBC ‘It Is Not 10 to 15 Years Out. It’s Very Much Now’

How $400,000 in SCHD Multiplies Into a $50,000 Annual Dividend Stream Over 15 Years

Surprise! Millions of Americans Receive an Unexpected Bonus. Tax Refunds Just Surged 17%

BWET’s 1,645% Gain Rests on One Geopolitical Event That Could Reverse in Hours

How $400,000 in SCHD Multiplies Into a $50,000 Annual Dividend Stream Over 15 Years

Personal Finance Articles

All Personal Finance Articles

The 8-Year Window That Turns a $1.6 Million 401(k) Into a $310,000 Roth and a Bigger Social Security Check at 70

A 67-Year-Old Retiree’s $1.9 Million Portfolio Survived a $390,000 Drawdown Because of One Asset Allocation Choice Most Advisors Skip

How a 48-Year-Old Engineer Could Replace a $150,000 Salary With Dividend Growth Plus Covered Calls

Can You Afford the French Riviera in Retirement? Here’s the Real Number

The Continuing Care Retirement Community Math a 72-Year-Old Couple Ran Before Writing an $880,000 Entrance Check

Medicare’s Hidden Cost: How a $120,000 Roth Conversion Added $2,194 to Future Premiums

The QCD Move That Turns a $60,000 RMD From a $1.6 Million 401(k) Into Zero Taxable Income at 73

Why a 65-Year-Old With $1.8 Million Is Spending Her 401(k) Before Claiming Social Security at 70

Social Security Benefits Face 19% Cut in 2034. Here’s What That Means in Monthly Dollars

The 35-Year Earnings Average That Could Cost You $240,000 in Social Security Benefits

Financial Advisors Explain Why Roth IRAs Beat Traditional 401(k)s for Average Savers

4 Social Security Changes Retirees Need to Start Preparing for in 2027

Electric Vehicles Lost 40% to 50% of Value in Three Years. Here’s When Leasing Wins.

The Three-Account Withdrawal Order That Saved a $2.4 Million Retiree $187,000 in Lifetime Taxes

Healthcare costs explode when your income falls: Why most retirees underestimate medical expenses

How $400,000 in SCHD Multiplies Into a $50,000 Annual Dividend Stream Over 15 Years

Not SpaceX: The Forgotten Satellite Stocks Quietly Plugging Into the Future of Space That Are Investible Today

The Next Quantum Computing IPO CEO Just Told CNBC ‘It Is Not 10 to 15 Years Out. It’s Very Much Now’

Featured Reads

How $400,000 in SCHD Multiplies Into a $50,000 Annual Dividend Stream Over 15 Years

Surprise! Millions of Americans Receive an Unexpected Bonus. Tax Refunds Just Surged 17%