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4607 Articles

David Beren | Apr 29, 2026 at 2:12 PM EDT

46% of Americans Split Their Investments Into Separate Buckets. Should Your Retirement Strategy Too?

The Charles Schwab Modern Wealth Survey 2025 found that 46% of American investors maintain a main investment portfolio alongside one…

Drew Wood | Apr 29, 2026 at 1:44 PM EDT

Delaying Social Security to 70 Could Add $311,000 to a Surviving Spouse’s Lifetime Household Income

The most consequential Social Security decision most married couples will ever make has almost nothing to do with the person…

David Beren | Apr 29, 2026 at 1:32 PM EDT

57% of Americans Say Their Portfolios Are Too Complex to Manage Alone

A Charles Schwab Modern Wealth Survey 2025 finding that 57% of Americans agree modern investment portfolios are more sophisticated and…

Ian Cooper | Apr 29, 2026 at 12:15 PM EDT

OpenAI’s $122 Billion Burn Rate Sparks Debate on AI Spending Excesses

On a recent Animal Spirits Podcast episode, co-host Ben Carlson summed up the AI capex worry plainly: “If there’s one…

David Beren | Apr 29, 2026 at 11:00 AM EDT

35% of Americans Hold Crypto. Here’s Why That Allocation Terrifies Financial Planners

The Charles Schwab Modern Wealth Survey 2025 found that cryptocurrency now accounts for 10% of the average American investor’s portfolio,…

Drew Wood | Apr 29, 2026 at 10:47 AM EDT

That $95,000 Retirement Income Only Looks Stable Until Year 15 When the Pension Runs Out

The math looks fine on paper. A 65-year-old retires with $95,000 a year in income: $36,000 from Social Security, a…

Carl Sullivan | Apr 29, 2026 at 10:39 AM EDT

Hard Choices: Paying Off Mortgage vs. Prioritizing Kids. The Ramsey Show Offers Advice.

A mother of two called into The Ramsey Show with a dilemma. She and her husband had finished the show’s…

Drew Wood | Apr 29, 2026 at 10:10 AM EDT

Be Careful: Retiring at 60 With $1.6 Million Means Burning Through $420,000 Before Medicare Starts

Sixty years old, $1.6 million saved, and a plan to never punch a clock again. For many couples, that feels…

Maurie Backman | Apr 29, 2026 at 8:54 AM EDT

Social Security Staffing Overhaul Has Staggering Repercussions

There are millions of older Americans today who rely on Social Security for monthly benefits. And without those checks, many…

David Beren | Apr 29, 2026 at 6:30 AM EDT

The Lasting Impact of Growing Up Broke (And How to Heal It)

The way we were raised and our early childhood memories can affect us throughout life. Growing up in poverty can…

Maurie Backman | Apr 28, 2026 at 1:51 PM EDT

The 2027 Social Security COLA Forecast: Why Q1 Inflation Data Points to a Disappointing Raise

There’s a reason lawmakers voted years ago to make Social Security’s cost-of-living adjustments, or COLAs, automatic. Without those yearly increases,…

Drew Wood | Apr 28, 2026 at 12:03 PM EDT

Your $2 Million Nest Egg Loses 5 Years of Runway When Inflation Stays Above 4%

A 62-year-old couple retires with $2 million saved, plans to draw $80,000 a year using the classic 4% rule, and…

Maurie Backman | Apr 28, 2026 at 11:10 AM EDT

Want the Maximum Social Security Benefit? It May Not Be Possible, but You Can Do This Instead

If you try to retire on Social Security alone, you may end up struggling financially. That’s because the average recipient…

Carl Sullivan | Apr 28, 2026 at 10:40 AM EDT

Pay Off Student Loans or Invest in the Market? George Kamel’s Advice

A 23-year-old with $25,000 in federal student loans has grown his brokerage account to $25,000. Should we pay off his…

David Beren | Apr 28, 2026 at 9:51 AM EDT

The Roth Tipping Point: Why 86% of Companies Just Changed the Tax Game

The single biggest design shift inside the American 401(k) this decade is about taxes, more than fees, target-date funds, or…

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Personal Finance Articles

All Personal Finance Articles

46% of Americans Split Their Investments Into Separate Buckets. Should Your Retirement Strategy Too?

Delaying Social Security to 70 Could Add $311,000 to a Surviving Spouse’s Lifetime Household Income

57% of Americans Say Their Portfolios Are Too Complex to Manage Alone

OpenAI’s $122 Billion Burn Rate Sparks Debate on AI Spending Excesses

35% of Americans Hold Crypto. Here’s Why That Allocation Terrifies Financial Planners

That $95,000 Retirement Income Only Looks Stable Until Year 15 When the Pension Runs Out

Hard Choices: Paying Off Mortgage vs. Prioritizing Kids. The Ramsey Show Offers Advice.

Be Careful: Retiring at 60 With $1.6 Million Means Burning Through $420,000 Before Medicare Starts

Social Security Staffing Overhaul Has Staggering Repercussions

The Lasting Impact of Growing Up Broke (And How to Heal It)

The 2027 Social Security COLA Forecast: Why Q1 Inflation Data Points to a Disappointing Raise

Your $2 Million Nest Egg Loses 5 Years of Runway When Inflation Stays Above 4%

Want the Maximum Social Security Benefit? It May Not Be Possible, but You Can Do This Instead

Pay Off Student Loans or Invest in the Market? George Kamel’s Advice

The Roth Tipping Point: Why 86% of Companies Just Changed the Tax Game

XRP Price Analysis: Will XRP ETF Inflows Stall as Price Approaches $1?

The Social Security Switch Most Widows Never Make: How to Gain $5,856 Yearly Income

Top Wall Street Strategist: AI ‘Reality Check’ Is Coming as Bond Market Flashes Warning Signs

The Social Security Switch Most Widows Never Make: How to Gain $5,856 Yearly Income

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income

XRP Price Analysis: Will XRP ETF Inflows Stall as Price Approaches $1?

The Social Security Switch Most Widows Never Make: How to Gain $5,856 Yearly Income

Personal Finance Articles

All Personal Finance Articles

46% of Americans Split Their Investments Into Separate Buckets. Should Your Retirement Strategy Too?

Delaying Social Security to 70 Could Add $311,000 to a Surviving Spouse’s Lifetime Household Income

57% of Americans Say Their Portfolios Are Too Complex to Manage Alone

OpenAI’s $122 Billion Burn Rate Sparks Debate on AI Spending Excesses

35% of Americans Hold Crypto. Here’s Why That Allocation Terrifies Financial Planners

That $95,000 Retirement Income Only Looks Stable Until Year 15 When the Pension Runs Out

Hard Choices: Paying Off Mortgage vs. Prioritizing Kids. The Ramsey Show Offers Advice.

Be Careful: Retiring at 60 With $1.6 Million Means Burning Through $420,000 Before Medicare Starts

Social Security Staffing Overhaul Has Staggering Repercussions

The Lasting Impact of Growing Up Broke (And How to Heal It)

The 2027 Social Security COLA Forecast: Why Q1 Inflation Data Points to a Disappointing Raise

Your $2 Million Nest Egg Loses 5 Years of Runway When Inflation Stays Above 4%

Want the Maximum Social Security Benefit? It May Not Be Possible, but You Can Do This Instead

Pay Off Student Loans or Invest in the Market? George Kamel’s Advice

The Roth Tipping Point: Why 86% of Companies Just Changed the Tax Game

XRP Price Analysis: Will XRP ETF Inflows Stall as Price Approaches $1?

The Social Security Switch Most Widows Never Make: How to Gain $5,856 Yearly Income

Top Wall Street Strategist: AI ‘Reality Check’ Is Coming as Bond Market Flashes Warning Signs

Featured Reads

The Social Security Switch Most Widows Never Make: How to Gain $5,856 Yearly Income

This $750,000 Municipal Bond Sleeve Pays a High-Earner Couple $33,000 a Year of Federal-Tax-Free Income