Personal Finance Articles

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4614 Articles

Marc Guberti | Apr 25, 2026 at 9:18 AM EDT

Why Public School Teachers and State Workers Can Save $65,000 a Year for Retirement While Most Americans Max Out at $24,500

A public school teacher at 55 with a 403(b) and access to a governmental 457(b) plan can legally shelter $65,000…

Drew Wood | Apr 25, 2026 at 9:12 AM EDT

What $4,800 a Month Really Looks Like in Retirement at 63

$4,800 a month sounds like a real retirement income. For a single 63-year-old, it is close to the median household…

Carl Sullivan | Apr 25, 2026 at 8:53 AM EDT

The Trouble With Teen Banking Apps, According to Clark Howard

A mom named Sandy from Michigan called into The Clark Howard Podcast this week with a parenting question. “My 12-year-old…

Ian Cooper | Apr 25, 2026 at 8:01 AM EDT

57% of Americans Have Zero Savings Outside Their 401(k). Here’s the Math to Catch Up.

Brian Preston of the Money Guy Show recently distilled a quiet crisis into one number: “57% of Americans, that this…

Ian Cooper | Apr 25, 2026 at 6:36 AM EDT

The USPS Got a ‘Free Lunch’ for Decades. That’s Over Now

On a recent episode of NerdWallet’s Smart Money Podcast titled USPS’ Cash Crisis Hits More Than Your Mailbox, Plus The…

Carl Sullivan | Apr 24, 2026 at 1:52 PM EDT

Worry About Yourself Before the Grandkids, Wes Moss Advises

Donna from Alaska wants to leave something for her grandchildren but at age 57, she only has $20,000 in her…

Carl Sullivan | Apr 24, 2026 at 1:45 PM EDT

Take a Monthly Pension Over a Lump Sum, Says Wes Moss

A caller named Alex phoned into The Clark Howard Podcast recently for help with a decision most pension holders only…

Ian Cooper | Apr 24, 2026 at 12:40 PM EDT

‘You’ll Be Working Well Past 70’: Ramsey to 65-Year-Old Who Started Work at 63

A 65-year-old woman called into The Ramsey Show recently with a situation many Americans face but rarely discuss: she started…

Carl Sullivan | Apr 24, 2026 at 12:38 PM EDT

Why a $5M Windfall Won’t Fix Money Problems, According to Jade Warshaw

A couple that makes only $31,000 annually and carrying debt of $55,000 is expecting a lawsuit settlement that could be…

Ian Cooper | Apr 24, 2026 at 11:50 AM EDT

Kevin Warsh’s Fed Confirmation Hearing Just Killed Rate Cuts for 2026. Here’s What It Means for Your Portfolio

The Quote That Repriced 2026 Speaking before the Senate Banking Committee at his Fed chair confirmation hearing, Kevin Warsh pushed…

Marc Guberti | Apr 24, 2026 at 8:18 AM EDT

How To Use 3 Retirement Accounts To Pay No Federal Taxes in Retirement

A married couple, both 67, holds $1.2 million in a traditional 401(k), a $300,000 Roth IRA, and a $200,000 taxable…

Drew Wood | Apr 24, 2026 at 7:03 AM EDT

A $900,000 Stock Portfolio Exposed to Just Three Sectors Is a Retirement Time Bomb

At 63, with $900,000 in a brokerage account split across tech (45%), healthcare (30%), and financials (25%), you have built…

Joey Frenette | Apr 24, 2026 at 6:30 AM EDT

Jack Bogle’s Money Smart Advice for Anyone Nearing Retirement

The late John C. Bogle built a legacy around a simple but powerful idea: investors don't need to be market…

Ian Cooper | Apr 23, 2026 at 3:06 PM EDT

‘DRAM Will Double or Triple From Here’ as AI Demand Outpaces Supply Chain Capacity

Dylan Patel, founder and chief analyst at SemiAnalysis, laid out a blunt thesis on the Invest Like the Best podcast…

Marc Guberti | Apr 23, 2026 at 10:18 AM EDT

The 5-Year Roth Conversion Ladder Early Retirees Use to Access Retirement Funds Penalty-Free Before 59 and a Half

You retired at 54 with $1.2 million in a traditional 401(k). Touch it before 59½ and the IRS charges a…

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Personal Finance Articles

All Personal Finance Articles

Why Public School Teachers and State Workers Can Save $65,000 a Year for Retirement While Most Americans Max Out at $24,500

What $4,800 a Month Really Looks Like in Retirement at 63

The Trouble With Teen Banking Apps, According to Clark Howard

57% of Americans Have Zero Savings Outside Their 401(k). Here’s the Math to Catch Up.

The USPS Got a ‘Free Lunch’ for Decades. That’s Over Now

Worry About Yourself Before the Grandkids, Wes Moss Advises

Take a Monthly Pension Over a Lump Sum, Says Wes Moss

‘You’ll Be Working Well Past 70’: Ramsey to 65-Year-Old Who Started Work at 63

Why a $5M Windfall Won’t Fix Money Problems, According to Jade Warshaw

Kevin Warsh’s Fed Confirmation Hearing Just Killed Rate Cuts for 2026. Here’s What It Means for Your Portfolio

How To Use 3 Retirement Accounts To Pay No Federal Taxes in Retirement

A $900,000 Stock Portfolio Exposed to Just Three Sectors Is a Retirement Time Bomb

Jack Bogle’s Money Smart Advice for Anyone Nearing Retirement

‘DRAM Will Double or Triple From Here’ as AI Demand Outpaces Supply Chain Capacity

The 5-Year Roth Conversion Ladder Early Retirees Use to Access Retirement Funds Penalty-Free Before 59 and a Half

SpaceX IPO Could Create ‘The Biggest Short Squeeze’ of All Time on Index Funds. Here’s How That Happens.

Google Data Center Deal Will Save Xcel Energy Customers Up To $1.5 Billion Over 15 Years

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It

SpaceX IPO Could Create ‘The Biggest Short Squeeze’ of All Time on Index Funds. Here’s How That Happens.

Google Data Center Deal Will Save Xcel Energy Customers Up To $1.5 Billion Over 15 Years

Personal Finance Articles

All Personal Finance Articles

Why Public School Teachers and State Workers Can Save $65,000 a Year for Retirement While Most Americans Max Out at $24,500

What $4,800 a Month Really Looks Like in Retirement at 63

The Trouble With Teen Banking Apps, According to Clark Howard

57% of Americans Have Zero Savings Outside Their 401(k). Here’s the Math to Catch Up.

The USPS Got a ‘Free Lunch’ for Decades. That’s Over Now

Worry About Yourself Before the Grandkids, Wes Moss Advises

Take a Monthly Pension Over a Lump Sum, Says Wes Moss

‘You’ll Be Working Well Past 70’: Ramsey to 65-Year-Old Who Started Work at 63

Why a $5M Windfall Won’t Fix Money Problems, According to Jade Warshaw

Kevin Warsh’s Fed Confirmation Hearing Just Killed Rate Cuts for 2026. Here’s What It Means for Your Portfolio

How To Use 3 Retirement Accounts To Pay No Federal Taxes in Retirement

A $900,000 Stock Portfolio Exposed to Just Three Sectors Is a Retirement Time Bomb

Jack Bogle’s Money Smart Advice for Anyone Nearing Retirement

‘DRAM Will Double or Triple From Here’ as AI Demand Outpaces Supply Chain Capacity

The 5-Year Roth Conversion Ladder Early Retirees Use to Access Retirement Funds Penalty-Free Before 59 and a Half

SpaceX IPO Could Create ‘The Biggest Short Squeeze’ of All Time on Index Funds. Here’s How That Happens.

Google Data Center Deal Will Save Xcel Energy Customers Up To $1.5 Billion Over 15 Years

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

Featured Reads

How Closed-End Funds at a 12% Discount Can Turn $300,000 Into $30,000 a Year

In 2026, RMDs Are Still Costing Retirees Six Figures, And the New One Big Beautiful Bill Did Nothing About It