Personal Finance Articles

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5132 Articles

Don Lair | May 22, 2026 at 11:19 AM EDT

Gold IRAs Could Cost You 33% in Taxes. Here’s What Aggressive Commercials Won’t Tell You

Turn on talk radio during an oil price spike or a Middle East flare-up and you will hear the pitch…

Drew Wood | May 22, 2026 at 10:16 AM EDT

Should You Buy the 8 Percent Closed-End Fund a 68-Year-Old Couple Has Held for 12 Years and Most Advisors Will Not Touch?

A retired couple, both 68, has owned the same closed-end fund for 12 years, collecting an 8% yield the entire…

Marc Guberti | May 22, 2026 at 9:47 AM EDT

The After Tax 401(k) Move That Lets a $250,000 Earner Shelter Up to $47,500 More Per Year in a Roth Account

A 45-year-old software engineer earning $250,000 already maxes the 401(k), captures the full employer match, and quietly funnels another $7,500…

Drew Wood | May 22, 2026 at 9:02 AM EDT

Three Bond ETFs and Three High-Yield Equity ETFs: How $740,000 Pays $44,000 a Year Without Sector Drama

A 71-year-old retiree with $740,000 in investable assets who needs $44,000 a year in portfolio income has one number that…

Drew Wood | May 22, 2026 at 8:21 AM EDT

The 6.4 Percent Yield Portfolio That Lets a 70-Year-Old Sleep Through Every Market Selloff Since 2020

A 70-year-old single retiree with $1.05 million in a deliberately conservative income portfolio yielding 6.4% can generate roughly $67,200 a…

Don Lair | May 22, 2026 at 8:12 AM EDT

The Real Price of That $12,000 Car Loan: George Kamel Shows Young Borrowers What $3,400 in Interest Actually Costs

A college student at Arizona State University told personal finance personality George Kamel he was carrying a $12,000 car loan…

Don Lair | May 22, 2026 at 7:44 AM EDT

Dave Ramsey to Young Couple: $281k Income Means You Can Eliminate $207k Debt in 12 Months

Joe, 25, called The Ramsey Show 12 days before his wedding with a question most engaged couples whisper about: “I…

Austin Smith | May 22, 2026 at 7:15 AM EDT

The $650,000 Mistake One Caller Made Without Telling Her Spouse

Dave Ramsey’s call-in show pulls in real households at their worst financial moments. A recent episode laid out three patterns…

Drew Wood | May 22, 2026 at 7:15 AM EDT

Six Boring Blue Chips Generate $54,000 a Year on $920,000 Without a Single 7 Percent Yield Trap

A $54,000 annual income is roughly in line with what the average U.S. household spends after taxes each year. For…

Drew Wood | May 22, 2026 at 6:27 AM EDT

A 62-Year-Old Engineer’s $1.1 Million Portfolio That Pays $5,800 a Month and Drops to $3,400 When Social Security Kicks In at 67

A 62-year-old engineer retiring today with $1.1 million and planning to wait until 67 to claim Social Security needs the…

Don Lair | May 22, 2026 at 6:17 AM EDT

Don McDonald Reveals the Cash Flow Question That Retirees Must Answer First

On a recent episode of Talking Real Money, a caller named Michael from Vancouver, Washington asked the hosts something most…

Drew Wood | May 22, 2026 at 6:10 AM EDT

A Dividend Portfolio That Pays a 65-Year-Old More Than Her Final Salary at the Same Job She Just Left

A marketing manager who retired at the end of 2025 walked away from a $98,000 salary after 35 years of…

Don Lair | May 22, 2026 at 5:55 AM EDT

Dave Ramsey’s Baby Steps Work for Most Americans. Here’s When They Might Not

On a recent episode of Smart Money Happy Hour, Ramsey Solutions personalities Rachel Cruze and George Campbell were asked whether…

Don Lair | May 22, 2026 at 5:52 AM EDT

I pay my parents $1,000 a month to babysit but they spend it on toys. Should I invest it for them instead?

On a recent episode of the Rich Habits Podcast titled Q&A: $1.3M IRA, Aging Parents & SpaceX’s IPO, a listener…

Don Lair | May 22, 2026 at 5:45 AM EDT

Dave Ramsey Tells 25-Year-Old With $150k Savings: Pay Off $207k Debt Before Honeymoon

Twelve days before his wedding, a 25-year-old self-employed caller named Joe phoned The Ramsey Show with a question most people…

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Personal Finance Articles

All Personal Finance Articles

Gold IRAs Could Cost You 33% in Taxes. Here’s What Aggressive Commercials Won’t Tell You

Should You Buy the 8 Percent Closed-End Fund a 68-Year-Old Couple Has Held for 12 Years and Most Advisors Will Not Touch?

The After Tax 401(k) Move That Lets a $250,000 Earner Shelter Up to $47,500 More Per Year in a Roth Account

Three Bond ETFs and Three High-Yield Equity ETFs: How $740,000 Pays $44,000 a Year Without Sector Drama

The 6.4 Percent Yield Portfolio That Lets a 70-Year-Old Sleep Through Every Market Selloff Since 2020

The Real Price of That $12,000 Car Loan: George Kamel Shows Young Borrowers What $3,400 in Interest Actually Costs

Dave Ramsey to Young Couple: $281k Income Means You Can Eliminate $207k Debt in 12 Months

The $650,000 Mistake One Caller Made Without Telling Her Spouse

Six Boring Blue Chips Generate $54,000 a Year on $920,000 Without a Single 7 Percent Yield Trap

A 62-Year-Old Engineer’s $1.1 Million Portfolio That Pays $5,800 a Month and Drops to $3,400 When Social Security Kicks In at 67

Don McDonald Reveals the Cash Flow Question That Retirees Must Answer First

A Dividend Portfolio That Pays a 65-Year-Old More Than Her Final Salary at the Same Job She Just Left

Dave Ramsey’s Baby Steps Work for Most Americans. Here’s When They Might Not

I pay my parents $1,000 a month to babysit but they spend it on toys. Should I invest it for them instead?

Dave Ramsey Tells 25-Year-Old With $150k Savings: Pay Off $207k Debt Before Honeymoon

What It Takes to Retire in Boca Raton, Florida, at 62 on $1.3 Million and Live the Coastal Life

Scott Bessent Recommends Social Security Cut Benefits “by 30.3%” for New Retirees as Trust Fund Collapse Accelerates

OpenAI IPO May Not Be Coming Anytime Soon, Veteran Journalist Says

What It Takes to Retire in Boca Raton, Florida, at 62 on $1.3 Million and Live the Coastal Life

Scott Bessent Recommends Social Security Cut Benefits "by 30.3%" for New Retirees as Trust Fund Collapse Accelerates

What It Takes to Retire in Boca Raton, Florida, at 62 on $1.3 Million and Live the Coastal Life

Scott Bessent Recommends Social Security Cut Benefits “by 30.3%” for New Retirees as Trust Fund Collapse Accelerates

Personal Finance Articles

All Personal Finance Articles

Gold IRAs Could Cost You 33% in Taxes. Here’s What Aggressive Commercials Won’t Tell You

Should You Buy the 8 Percent Closed-End Fund a 68-Year-Old Couple Has Held for 12 Years and Most Advisors Will Not Touch?

The After Tax 401(k) Move That Lets a $250,000 Earner Shelter Up to $47,500 More Per Year in a Roth Account

Three Bond ETFs and Three High-Yield Equity ETFs: How $740,000 Pays $44,000 a Year Without Sector Drama

The 6.4 Percent Yield Portfolio That Lets a 70-Year-Old Sleep Through Every Market Selloff Since 2020

The Real Price of That $12,000 Car Loan: George Kamel Shows Young Borrowers What $3,400 in Interest Actually Costs

Dave Ramsey to Young Couple: $281k Income Means You Can Eliminate $207k Debt in 12 Months

The $650,000 Mistake One Caller Made Without Telling Her Spouse

Six Boring Blue Chips Generate $54,000 a Year on $920,000 Without a Single 7 Percent Yield Trap

A 62-Year-Old Engineer’s $1.1 Million Portfolio That Pays $5,800 a Month and Drops to $3,400 When Social Security Kicks In at 67

Don McDonald Reveals the Cash Flow Question That Retirees Must Answer First

A Dividend Portfolio That Pays a 65-Year-Old More Than Her Final Salary at the Same Job She Just Left

Dave Ramsey’s Baby Steps Work for Most Americans. Here’s When They Might Not

I pay my parents $1,000 a month to babysit but they spend it on toys. Should I invest it for them instead?

Dave Ramsey Tells 25-Year-Old With $150k Savings: Pay Off $207k Debt Before Honeymoon

What It Takes to Retire in Boca Raton, Florida, at 62 on $1.3 Million and Live the Coastal Life

Scott Bessent Recommends Social Security Cut Benefits “by 30.3%” for New Retirees as Trust Fund Collapse Accelerates

OpenAI IPO May Not Be Coming Anytime Soon, Veteran Journalist Says

Featured Reads

What It Takes to Retire in Boca Raton, Florida, at 62 on $1.3 Million and Live the Coastal Life

Scott Bessent Recommends Social Security Cut Benefits "by 30.3%" for New Retirees as Trust Fund Collapse Accelerates