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4605 Articles

Drew Wood | Apr 21, 2026 at 1:17 PM EDT

Just Five Dividend Stocks Transform $500,000 Into $3,100 a Month in Retirement Income

A $500,000 retirement portfolio spread across five income-focused stocks can generate a blended yield of roughly 7.4%, translating to about…

Gerelyn Terzo | Apr 21, 2026 at 9:54 AM EDT

How to Turn $500,000 in Stock Options Into a Tax Bill You Can Actually Control

Receiving $500,000 in stock options sounds like winning. Exercising them without a plan can feel like handing a large portion…

Gerelyn Terzo | Apr 21, 2026 at 9:53 AM EDT

$1 Million in Municipal Bonds Generates $50,000 Tax-Free Income That Beats Treasury Returns

A $1 million municipal bond portfolio yielding 5% generates $50,000 per year in interest income that the federal government cannot…

Gerelyn Terzo | Apr 21, 2026 at 9:27 AM EDT

High Earners Could Pay Thousands More in Social Security Taxes if Congress Lifts the Cap in 2026

Every year around early March, something changes for the highest-paid workers in America: their Social Security paycheck deduction disappears. That…

Carl Sullivan | Apr 21, 2026 at 9:21 AM EDT

‘Our Realtor Literally Laughed at Us’: Ken Coleman’s Advice to Mom Who Can’t Afford Home

“Our realtor literally laughed at us and then fired us,” said Hope, a recent caller on The Ramsey Show. She…

Gerelyn Terzo | Apr 21, 2026 at 9:18 AM EDT

Social Security Has a Hidden Do-Over Option. You Have Exactly 12 Months to Use It.

Most people treat a Social Security filing like a one-way door. You walk through it, the check starts arriving, and…

Drew Wood | Apr 21, 2026 at 8:09 AM EDT

A 66-Year-Old With $1.1 Million Discovers the Tax Bomb Hiding Inside Her Traditional IRA

She did everything right. She saved diligently for decades, retired at 66 with $1.1 million in a traditional IRA, claimed…

Gerelyn Terzo | Apr 21, 2026 at 7:53 AM EDT

The $115,000 ISO Tax Trap: Why Exercising Stock Options in One Year Can Backfire

Exercising incentive stock options feels like a windfall moment. You have the grant, the stock has run up, and you…

Christy Bieber | Apr 20, 2026 at 4:39 PM EDT

Jim Cramer Says This Controversial Social Security Solution Could Be The Best Fix

Social Security is one of the most critical income sources for retirees in the United States, but it is unfortunately…

Don Lair | Apr 20, 2026 at 1:39 PM EDT

The Stealth Wealth Trap: Navigating Friendships When You’re Secretly Rich

When friends talk about retirement stress or career pivots, some people at the table already have more money than anyone…

Marc Guberti | Apr 20, 2026 at 12:59 PM EDT

I need a job that pays more than $100k, is low stress, and has good work life balance – where should I look?

Many people seek jobs that offer a good combination of high pay and low stress. While most jobs require giving…

Gerelyn Terzo | Apr 20, 2026 at 11:17 AM EDT

Self-Employed Workers Face 12.4% Social Security Tax Hit in 2026. Here’s How to Cut It

Running your own business means freedom, flexibility, and a tax bill that can feel like a gut punch. When you…

Carl Sullivan | Apr 20, 2026 at 10:24 AM EDT

529 vs. UTMA: Jade Warshaw’s Advice on Saving for Kids

A father named Josh called The Ramsey Show recently with a problem most parents would envy: He and his wife…

Gerelyn Terzo | Apr 20, 2026 at 10:17 AM EDT

Social Security Abroad: The Countries Where Your Monthly Check Goes Furthest in 2026

One American couple spent 15 years in a penthouse apartment with river and mountain views, dining out several times a…

Carl Sullivan | Apr 20, 2026 at 10:16 AM EDT

Ramsey Show to Miserly Retiree With $2.4M: Don’t Be Afraid to Spend

Charlie is a retired IBM computer engineer with $2.4 million in net worth and 50 years of sports officiating under…

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Personal Finance Articles

All Personal Finance Articles

Just Five Dividend Stocks Transform $500,000 Into $3,100 a Month in Retirement Income

How to Turn $500,000 in Stock Options Into a Tax Bill You Can Actually Control

$1 Million in Municipal Bonds Generates $50,000 Tax-Free Income That Beats Treasury Returns

High Earners Could Pay Thousands More in Social Security Taxes if Congress Lifts the Cap in 2026

‘Our Realtor Literally Laughed at Us’: Ken Coleman’s Advice to Mom Who Can’t Afford Home

Social Security Has a Hidden Do-Over Option. You Have Exactly 12 Months to Use It.

A 66-Year-Old With $1.1 Million Discovers the Tax Bomb Hiding Inside Her Traditional IRA

The $115,000 ISO Tax Trap: Why Exercising Stock Options in One Year Can Backfire

Jim Cramer Says This Controversial Social Security Solution Could Be The Best Fix

The Stealth Wealth Trap: Navigating Friendships When You’re Secretly Rich

I need a job that pays more than $100k, is low stress, and has good work life balance – where should I look?

Self-Employed Workers Face 12.4% Social Security Tax Hit in 2026. Here’s How to Cut It

529 vs. UTMA: Jade Warshaw’s Advice on Saving for Kids

Social Security Abroad: The Countries Where Your Monthly Check Goes Furthest in 2026

Ramsey Show to Miserly Retiree With $2.4M: Don’t Be Afraid to Spend

Avoid Zillow: This Infrastructure Redirect Is a “No-Brainer” Buy as the Housing Market Stalls

History Says This Unstoppable Dow Juggernaut Is a No-Brainer Buy Right Now

Lucid Stock Is Deeply Oversold and We See 45% Gains Ahead

The $1,847 Monthly Survivor Benefit Most Widows Leave on the Table by Filing at the Wrong Age

The West's Home Prices Just Fell 1.4% While the Rest of America Climbed. Here's Why.

Avoid Zillow: This Infrastructure Redirect Is a “No-Brainer” Buy as the Housing Market Stalls

History Says This Unstoppable Dow Juggernaut Is a No-Brainer Buy Right Now

Personal Finance Articles

All Personal Finance Articles

Just Five Dividend Stocks Transform $500,000 Into $3,100 a Month in Retirement Income

How to Turn $500,000 in Stock Options Into a Tax Bill You Can Actually Control

$1 Million in Municipal Bonds Generates $50,000 Tax-Free Income That Beats Treasury Returns

High Earners Could Pay Thousands More in Social Security Taxes if Congress Lifts the Cap in 2026

‘Our Realtor Literally Laughed at Us’: Ken Coleman’s Advice to Mom Who Can’t Afford Home

Social Security Has a Hidden Do-Over Option. You Have Exactly 12 Months to Use It.

A 66-Year-Old With $1.1 Million Discovers the Tax Bomb Hiding Inside Her Traditional IRA

The $115,000 ISO Tax Trap: Why Exercising Stock Options in One Year Can Backfire

Jim Cramer Says This Controversial Social Security Solution Could Be The Best Fix

The Stealth Wealth Trap: Navigating Friendships When You’re Secretly Rich

I need a job that pays more than $100k, is low stress, and has good work life balance – where should I look?

Self-Employed Workers Face 12.4% Social Security Tax Hit in 2026. Here’s How to Cut It

529 vs. UTMA: Jade Warshaw’s Advice on Saving for Kids

Social Security Abroad: The Countries Where Your Monthly Check Goes Furthest in 2026

Ramsey Show to Miserly Retiree With $2.4M: Don’t Be Afraid to Spend

Avoid Zillow: This Infrastructure Redirect Is a “No-Brainer” Buy as the Housing Market Stalls

History Says This Unstoppable Dow Juggernaut Is a No-Brainer Buy Right Now

Lucid Stock Is Deeply Oversold and We See 45% Gains Ahead

Featured Reads

The $1,847 Monthly Survivor Benefit Most Widows Leave on the Table by Filing at the Wrong Age

The West's Home Prices Just Fell 1.4% While the Rest of America Climbed. Here's Why.