Stock Market Live June 12, 2026: S&P 500 (SPY) Green on End of War Hopes

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David Beren | Apr 16, 2026 at 10:47 AM EDT

The 401(k) Divorce Mistake That Costs Americans Thousands and How a Single Document Prevents It

A divorce settlement awards the non-participant spouse $200,000 from a $400,000 401(k). The divorce decree spells it out clearly. The…

Gerelyn Terzo | Apr 16, 2026 at 9:47 AM EDT

Your 401(k) Plan Blocks the Mega Backdoor Roth: Here’s How to Change It

You researched the Mega Backdoor Roth, ran the numbers, and got excited. Then you pulled up your 401(k) summary plan…

Drew Wood | Apr 16, 2026 at 9:00 AM EDT

The $40,000 Dividend Raise Hiding in These Four Tickers on a $600K Account

Four tickers, $600,000, and a target of $40,000 per year in dividend income. That math requires a blended yield of…

Gerelyn Terzo | Apr 16, 2026 at 8:45 AM EDT

Earning Above $153,000? Your December 31st Roth Conversion Window Just Closed for 2026

Every December, financial advisors ask high-earning clients: have you done your backdoor Roth yet? The mechanics are straightforward and the…

Carl Sullivan | Apr 16, 2026 at 8:05 AM EDT

Stop Doing the Roth IRA Right Now: Clark Howard’s Advice to MBA Candidate

Clark Howard, the personal finance radio host and podcaster, had what at first might seem like some unusual advice for…

Drew Wood | Apr 16, 2026 at 8:00 AM EDT

This $250,000 Income Portfolio Pays a $20,000 Annual Dividend

A $20,000 annual income stream requires roughly $571,000 at a 3.5% yield, $333,000 at 6%, or $250,000 at 8%. The…

Austin Smith | Apr 16, 2026 at 8:00 AM EDT

The $1,000 Monthly Car Payment Costing This Young Couple $8 Million in Wealth

At 21 years old, Bridger and his 20-year-old wife are eight months into their marriage, earning $55,000 combined, and carrying…

Austin Smith | Apr 16, 2026 at 7:38 AM EDT

Dave Ramsey’s Counterintuitive Advice to Guilty Parents: Stop Saving for Your Kids Now

A 30-year-old single mother called into The Ramsey Show carrying $74,000 in debt and a question about opening a 529…

Austin Smith | Apr 16, 2026 at 6:45 AM EDT

Young, Married, With a Baby on the Way: Dave Ramsey’s Blunt Answer on Motorcycles vs. Homes

Jordan is 20 years old, married, with a baby on the way, earning $70,000 a year. He got a larger-than-expected…

Carl Sullivan | Apr 16, 2026 at 6:36 AM EDT

Can You Use Whole Life Insurance to Create Generational Wealth?

Tyler called into The Clark Howard Podcast after someone told him that overfunded whole life insurance was a “no-brainer” for…

Marc Guberti | Apr 16, 2026 at 6:30 AM EDT

3 Big Advantages of a 15-Year Mortgage

Buying a house is a complex process full of important decisions, one of the most significant being your mortgage. Choosing…

Austin Smith | Apr 16, 2026 at 5:30 AM EDT

The $1,200 Question That Reveals If You’re Budgeting for Your Family or Your Ex-Spouse’s Reaction

A stepmom named Leslie called The Ramsey Show with a question that sounds like a $1,200 decision but is really…

Joel South | Apr 15, 2026 at 2:25 PM EDT

Americans Are Driving More but Using 4% Less Gas Than Pre-Pandemic. Here’s What That Means for Your Wallet

Americans are driving more miles than ever before, yet pulling up to the pump and spending less on gas than…

David Beren | Apr 15, 2026 at 2:00 PM EDT

The QLAC: The 401(k) Investment That Delays Your RMDs Until Age 85 and Why More Retirees Are Using It

A 73-year-old with $1.5 million in a traditional 401(k) faces a forced withdrawal of roughly $56,600 this year. The IRS…

David Beren | Apr 15, 2026 at 1:22 PM EDT

Why Cardiologists Are Pulling Money Out of Their 401(k)s During Market Downturns While Most Investors Hold On

A cardiologist who retires at 60 with $2 million in a traditional 401(k) and delays Social Security until 67 has…

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Personal Finance Articles

All Personal Finance Articles

The 401(k) Divorce Mistake That Costs Americans Thousands and How a Single Document Prevents It

Your 401(k) Plan Blocks the Mega Backdoor Roth: Here’s How to Change It

The $40,000 Dividend Raise Hiding in These Four Tickers on a $600K Account

Earning Above $153,000? Your December 31st Roth Conversion Window Just Closed for 2026

Stop Doing the Roth IRA Right Now: Clark Howard’s Advice to MBA Candidate

This $250,000 Income Portfolio Pays a $20,000 Annual Dividend

The $1,000 Monthly Car Payment Costing This Young Couple $8 Million in Wealth

Dave Ramsey’s Counterintuitive Advice to Guilty Parents: Stop Saving for Your Kids Now

Young, Married, With a Baby on the Way: Dave Ramsey’s Blunt Answer on Motorcycles vs. Homes

Can You Use Whole Life Insurance to Create Generational Wealth?

3 Big Advantages of a 15-Year Mortgage

The $1,200 Question That Reveals If You’re Budgeting for Your Family or Your Ex-Spouse’s Reaction

Americans Are Driving More but Using 4% Less Gas Than Pre-Pandemic. Here’s What That Means for Your Wallet

The QLAC: The 401(k) Investment That Delays Your RMDs Until Age 85 and Why More Retirees Are Using It

Why Cardiologists Are Pulling Money Out of Their 401(k)s During Market Downturns While Most Investors Hold On

Stock Market Live June 12, 2026: S&P 500 (SPY) Green on End of War Hopes

3 Reasons It Might Be Time Buy the Dip in NVIDIA Stock

Adobe Tumbles 9% on CFO Exit, Downgrades: Is the AI Threat Now Salesforce’s Problem Too?

In 5 Months, Big Tech Has Borrowed More Than In the Last 5 Years

Social Security Gets Taxed Once Provisional Income Crosses $34,000. Most Single Retirees Miss It

Clark Howard Praised a Listener Who Built a $1.3 Million Roth and the Reason Has Nothing to Do With Income Tax

Social Security Gets Taxed Once Provisional Income Crosses $34,000. Most Single Retirees Miss It

3 Reasons It Might Be Time Buy the Dip in NVIDIA Stock

Personal Finance Articles

All Personal Finance Articles

The 401(k) Divorce Mistake That Costs Americans Thousands and How a Single Document Prevents It

Your 401(k) Plan Blocks the Mega Backdoor Roth: Here’s How to Change It

The $40,000 Dividend Raise Hiding in These Four Tickers on a $600K Account

Earning Above $153,000? Your December 31st Roth Conversion Window Just Closed for 2026

Stop Doing the Roth IRA Right Now: Clark Howard’s Advice to MBA Candidate

This $250,000 Income Portfolio Pays a $20,000 Annual Dividend

The $1,000 Monthly Car Payment Costing This Young Couple $8 Million in Wealth

Dave Ramsey’s Counterintuitive Advice to Guilty Parents: Stop Saving for Your Kids Now

Young, Married, With a Baby on the Way: Dave Ramsey’s Blunt Answer on Motorcycles vs. Homes

Can You Use Whole Life Insurance to Create Generational Wealth?

3 Big Advantages of a 15-Year Mortgage

The $1,200 Question That Reveals If You’re Budgeting for Your Family or Your Ex-Spouse’s Reaction

Americans Are Driving More but Using 4% Less Gas Than Pre-Pandemic. Here’s What That Means for Your Wallet

The QLAC: The 401(k) Investment That Delays Your RMDs Until Age 85 and Why More Retirees Are Using It

Why Cardiologists Are Pulling Money Out of Their 401(k)s During Market Downturns While Most Investors Hold On

Stock Market Live June 12, 2026: S&P 500 (SPY) Green on End of War Hopes

3 Reasons It Might Be Time Buy the Dip in NVIDIA Stock

Adobe Tumbles 9% on CFO Exit, Downgrades: Is the AI Threat Now Salesforce’s Problem Too?

In 5 Months, Big Tech Has Borrowed More Than In the Last 5 Years

Featured Reads

Social Security Gets Taxed Once Provisional Income Crosses $34,000. Most Single Retirees Miss It

Clark Howard Praised a Listener Who Built a $1.3 Million Roth and the Reason Has Nothing to Do With Income Tax