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5843 Articles

Marc Guberti | Jul 21, 2026 at 6:03 PM EDT

Before You Tap Your 401(k) in Retirement, Make Sure You Know This Three-Bucket Rule

Most retirees drain their 401(k) first and assume the math works out, but the account you tap and the order…

Michael Williams | Jul 21, 2026 at 5:42 PM EDT

“Buy, Borrow, Die”: The Three-Word Strategy That Lets the Wealthy Spend Millions and Never Pay Capital Gains Tax

Billionaires routinely spend millions from their investment portfolios without ever triggering a capital gains tax bill, and the statute that…

David Beren | Jul 21, 2026 at 3:36 PM EDT

1 in 5 Americans Over 50 Has Nothing Saved for Retirement. Here’s the Catch-Up Math That Still Works at 55.

Starting retirement savings at 55 with nothing in the bank sounds like a financial death sentence, but the current tax…

Gerelyn Terzo | Jul 21, 2026 at 3:01 PM EDT

Her Last Paycheck Included 30 Weeks of Severance. Her First Medicare Premium Included a Surcharge.

A lump-sum severance at 63 can quietly set your Medicare premium at 65, and most people only discover the connection…

Gerelyn Terzo | Jul 21, 2026 at 2:02 PM EDT

She Converted $25,000 to a Roth to Cut Future Taxes. It Cost Her the Senior Property-Tax Freeze, and Her Medicare Premium Could Be Next.

A routine Roth conversion that looked like smart tax planning quietly triggered a cascade of losses this Chicago retiree never…

Gerelyn Terzo | Jul 21, 2026 at 11:04 AM EDT

He Cashed Out His Bitcoin at 68 to Play It Safe. Medicare Read It as a Six-Figure Raise.

Selling Bitcoin to play it safe sounds like a responsible retirement move, but a quiet Medicare rule can turn that…

Don Lair | Jul 21, 2026 at 10:49 AM EDT

Is Your Bicentennial Quarter Worth $19,200 or 25 Cents? Here’s How to Tell in 10 Seconds

A Bicentennial quarter sold for over $19,000 at auction, and somewhere in America someone probably has one sitting in a…

David Beren | Jul 21, 2026 at 10:23 AM EDT

The Triple-Tax-Free Account Most Workers Leave Empty: An HSA at 65 Works Like a Second 401(k), Without the RMDs

Most workers treat an HSA as a use-it-or-lose-it medical fund, but the account quietly transforms at 65 into something far…

Gerelyn Terzo | Jul 21, 2026 at 10:03 AM EDT

She Has Never Used ChatGPT, but the AI Data Center Boom Is Raiding Her Retirement Electric Bill.

A 72-year-old widow in Illinois never touched an AI product, yet a technology she cannot name is quietly draining her…

Gerelyn Terzo | Jul 21, 2026 at 9:05 AM EDT

He Took His Pension as a Lump Sum at 65. Two Years Later, Medicare Billed Him Like a Millionaire.

A retiree who hadn't earned a paycheck in two years suddenly owed hundreds more per month to Medicare, and the…

Don Lair | Jul 21, 2026 at 8:58 AM EDT

10 Ways to Be Exempt From Medicaid’s New 80-Hour Work Rule

Medicaid's new 80-hour work rule sounds universal, but the federal regulation quietly carves out entire categories of people for whom…

Gerelyn Terzo | Jul 21, 2026 at 7:04 AM EDT

She Sold Long-Held Stock at a Gain the Year After Her Husband Died. Her Filing Status Just Halved Her Medicare Premium Thresholds.

Widows who sell stock to simplify a shared portfolio often discover, two years later and hundreds of dollars per month…

Danielle Liverance | Jul 21, 2026 at 6:10 AM EDT

Does Your Pension Count Toward the 15% Retirement Rule? Dave Ramsey Breaks Down the Math

Millions of public-sector workers assume their mandatory pension contribution checks the retirement savings box, but Dave Ramsey says that logic…

Gerelyn Terzo | Jul 21, 2026 at 6:02 AM EDT

He Was Pushed Out at 63 in an AI Restructuring. Why This Couple Is Claiming His Wife’s Smaller Check First, Not His.

When an AI restructuring wiped out his job at 63, this couple faced a Social Security timing decision that most…

Marc Guberti | Jul 20, 2026 at 8:59 PM EDT

The $1.2 Million 401(k) Tax Trap That Costs Retirees 40% in Hidden Surcharges

A retiree with over a million dollars saved and Social Security already locked in can still watch three separate government…

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Personal Finance Articles

All Personal Finance Articles

Before You Tap Your 401(k) in Retirement, Make Sure You Know This Three-Bucket Rule

“Buy, Borrow, Die”: The Three-Word Strategy That Lets the Wealthy Spend Millions and Never Pay Capital Gains Tax

1 in 5 Americans Over 50 Has Nothing Saved for Retirement. Here’s the Catch-Up Math That Still Works at 55.

Her Last Paycheck Included 30 Weeks of Severance. Her First Medicare Premium Included a Surcharge.

She Converted $25,000 to a Roth to Cut Future Taxes. It Cost Her the Senior Property-Tax Freeze, and Her Medicare Premium Could Be Next.

He Cashed Out His Bitcoin at 68 to Play It Safe. Medicare Read It as a Six-Figure Raise.

Is Your Bicentennial Quarter Worth $19,200 or 25 Cents? Here’s How to Tell in 10 Seconds

The Triple-Tax-Free Account Most Workers Leave Empty: An HSA at 65 Works Like a Second 401(k), Without the RMDs

She Has Never Used ChatGPT, but the AI Data Center Boom Is Raiding Her Retirement Electric Bill.

He Took His Pension as a Lump Sum at 65. Two Years Later, Medicare Billed Him Like a Millionaire.

10 Ways to Be Exempt From Medicaid’s New 80-Hour Work Rule

She Sold Long-Held Stock at a Gain the Year After Her Husband Died. Her Filing Status Just Halved Her Medicare Premium Thresholds.

Does Your Pension Count Toward the 15% Retirement Rule? Dave Ramsey Breaks Down the Math

He Was Pushed Out at 63 in an AI Restructuring. Why This Couple Is Claiming His Wife’s Smaller Check First, Not His.

The $1.2 Million 401(k) Tax Trap That Costs Retirees 40% in Hidden Surcharges

One Billionaire Fund Has Nearly 80% of Its Portfolio in a Single Stock

Forget Realty Income: 4 Other REITs Built for Dividend Investors

Is Money Rotating Back Into Bitcoin and Ethereum ETFs While XRP and HYPE Funds Fade?

She Inherited Mineral Rights She Didn't Know She Owned. Do the Royalty Checks Shrink Her Social Security?

Massachusetts Is Among the Most Expensive States and Ranks Near the Bottom for Tax Competitiveness. Here's What That Means for a Retiree on Social Security.

One Billionaire Fund Has Nearly 80% of Its Portfolio in a Single Stock

Forget Realty Income: 4 Other REITs Built for Dividend Investors

Personal Finance Articles

All Personal Finance Articles

Before You Tap Your 401(k) in Retirement, Make Sure You Know This Three-Bucket Rule

“Buy, Borrow, Die”: The Three-Word Strategy That Lets the Wealthy Spend Millions and Never Pay Capital Gains Tax

1 in 5 Americans Over 50 Has Nothing Saved for Retirement. Here’s the Catch-Up Math That Still Works at 55.

Her Last Paycheck Included 30 Weeks of Severance. Her First Medicare Premium Included a Surcharge.

She Converted $25,000 to a Roth to Cut Future Taxes. It Cost Her the Senior Property-Tax Freeze, and Her Medicare Premium Could Be Next.

He Cashed Out His Bitcoin at 68 to Play It Safe. Medicare Read It as a Six-Figure Raise.

Is Your Bicentennial Quarter Worth $19,200 or 25 Cents? Here’s How to Tell in 10 Seconds

The Triple-Tax-Free Account Most Workers Leave Empty: An HSA at 65 Works Like a Second 401(k), Without the RMDs

She Has Never Used ChatGPT, but the AI Data Center Boom Is Raiding Her Retirement Electric Bill.

He Took His Pension as a Lump Sum at 65. Two Years Later, Medicare Billed Him Like a Millionaire.

10 Ways to Be Exempt From Medicaid’s New 80-Hour Work Rule

She Sold Long-Held Stock at a Gain the Year After Her Husband Died. Her Filing Status Just Halved Her Medicare Premium Thresholds.

Does Your Pension Count Toward the 15% Retirement Rule? Dave Ramsey Breaks Down the Math

He Was Pushed Out at 63 in an AI Restructuring. Why This Couple Is Claiming His Wife’s Smaller Check First, Not His.

The $1.2 Million 401(k) Tax Trap That Costs Retirees 40% in Hidden Surcharges

One Billionaire Fund Has Nearly 80% of Its Portfolio in a Single Stock

Forget Realty Income: 4 Other REITs Built for Dividend Investors

Is Money Rotating Back Into Bitcoin and Ethereum ETFs While XRP and HYPE Funds Fade?

Featured Reads

She Inherited Mineral Rights She Didn't Know She Owned. Do the Royalty Checks Shrink Her Social Security?

Massachusetts Is Among the Most Expensive States and Ranks Near the Bottom for Tax Competitiveness. Here's What That Means for a Retiree on Social Security.