Personal Finance Articles

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5155 Articles

Austin Smith | May 13, 2026 at 7:55 AM EDT

A 67-Year-Old With $2 Million in a 401(k) Discovers RMDs Will Trigger a $400,000 Tax Bill

The retiree who built a $2 million traditional 401(k) by age 67 did everything right. Maxed contributions for decades. Captured…

Christy Bieber | May 13, 2026 at 7:54 AM EDT

What Will Actually Happen to Your Social Security If the Trust Fund Runs Dry?

Social Security’s trust fund is at risk of running dry. There’s no question about whether this will occur on the…

Marc Guberti | May 13, 2026 at 6:56 AM EDT

Why Hospital Executives Are Quietly Stacking a Second Plan and Saving $40,000 More in Taxes

A 52-year-old hospital vice president earning $310,000 at a university medical center maxed her 403(b) during open enrollment and assumed…

Gerelyn Terzo | May 13, 2026 at 6:20 AM EDT

Why Workers Who Claim Early and Keep Working Recover Withheld Benefits at 67

A retired plumber, 65, claimed Social Security two years ago at age 63 and locked in a reduced benefit of…

Gerelyn Terzo | May 13, 2026 at 5:45 AM EDT

How Part-Time Work at 64 Can Defer $13K in Social Security Benefits This Year

Picture a 64-year-old who claimed Social Security at age 62 because the bills were closer than the cushion. Two years…

Austin Smith | May 13, 2026 at 5:20 AM EDT

How a 65-Year-Old Extracts $50,000 Annually From a $1.3 Million 401(k) and Avoids the IRMAA Medicare Trap

A single 65-year-old just retired with $1.3 million in a traditional 401(k), $80,000 in a Roth IRA (the 5-year clock…

Jeremy Phillips | May 13, 2026 at 4:11 AM EDT

That 8% Yield on JEPI Is Actually 5.5% After Taxes: Here’s Why High Earners Should Know the Difference

On a recent episode of the Rich Habits Podcast titled “169: Our Favorite Passive Income Strategy (2026),” co-host Austin laid…

Jeremy Phillips | May 13, 2026 at 3:46 AM EDT

I’m 69, Retired With $1.5 Million in 85% Stocks: Am I Taking Too Much Risk?

Francisco called into Talking Real Money with a $1.5 million Vanguard portfolio, an average expense ratio of 0.06%, about $42,000…

Jeremy Phillips | May 13, 2026 at 3:05 AM EDT

I’m 56 With $3.2M Saved for Retirement: My Husband Says Healthcare Costs Mean I Can’t Afford to Retire Early. Is He Right?

On a recent episode of HerMoney with Jean Chatzky, a 56-year-old listener named Louise laid out a problem that sounds…

Don Lair | May 13, 2026 at 2:24 AM EDT

Howard Marks Warned Me About S&P 500 Valuations: I Ignored Him and My Portfolio Doubled

On a recent episode of My First Million, Sam Parr told his co-host Shaan Puri that he keeps 80% of…

Don Lair | May 13, 2026 at 2:22 AM EDT

Why Roth Conversions Backfire for Most Retirees: The $12,000 Tax Bill Nobody Plans For

On the May 12 episode of The Clark Howard Podcast, financial advisor Wes Moss, CFP, told Clark Howard something most…

Don Lair | May 13, 2026 at 1:02 AM EDT

I’m 30 and My Lender Wants Me to Cash Out $36,000 in 401(k)s for a Down Payment: But That’s Actually a $1.2 Million Mistake

A 30-year-old caller named Dan phoned into The Ramsey Show with a question his lender had already half-answered for him:…

Don Lair | May 12, 2026 at 11:17 PM EDT

I Woke Up at 60 After 2 Divorces With $2.7 Million in the Bank: How Jessica Built Wealth From Poverty

Jessica wrote to Suze Orman with a line that stopped me cold: “I woke up at 60 after 2 divorces…

Don Lair | May 12, 2026 at 10:57 PM EDT

I’m 30 With $300,000 in Debt Living in My Parents’ House: How Did I Dig Myself Out and Become a Millionaire by 37?

Tiffany Aliche, the personal finance educator known as The Budgetnista, told podcast host Paula Pant on Afford Anything about the…

David Beren | May 12, 2026 at 5:29 PM EDT

Northwestern Mutual’s 2025 Planning & Progress Study Found That 69% of Millennials Say an Inheritance Is Critical to Their Retirement

Northwestern Mutual’s 2025 Planning & Progress Study turned up a number that should worry everyone who watches household balance sheets.…

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Personal Finance Articles

All Personal Finance Articles

A 67-Year-Old With $2 Million in a 401(k) Discovers RMDs Will Trigger a $400,000 Tax Bill

What Will Actually Happen to Your Social Security If the Trust Fund Runs Dry?

Why Hospital Executives Are Quietly Stacking a Second Plan and Saving $40,000 More in Taxes

Why Workers Who Claim Early and Keep Working Recover Withheld Benefits at 67

How Part-Time Work at 64 Can Defer $13K in Social Security Benefits This Year

How a 65-Year-Old Extracts $50,000 Annually From a $1.3 Million 401(k) and Avoids the IRMAA Medicare Trap

That 8% Yield on JEPI Is Actually 5.5% After Taxes: Here’s Why High Earners Should Know the Difference

I’m 69, Retired With $1.5 Million in 85% Stocks: Am I Taking Too Much Risk?

I’m 56 With $3.2M Saved for Retirement: My Husband Says Healthcare Costs Mean I Can’t Afford to Retire Early. Is He Right?

Howard Marks Warned Me About S&P 500 Valuations: I Ignored Him and My Portfolio Doubled

Why Roth Conversions Backfire for Most Retirees: The $12,000 Tax Bill Nobody Plans For

I’m 30 and My Lender Wants Me to Cash Out $36,000 in 401(k)s for a Down Payment: But That’s Actually a $1.2 Million Mistake

I Woke Up at 60 After 2 Divorces With $2.7 Million in the Bank: How Jessica Built Wealth From Poverty

I’m 30 With $300,000 in Debt Living in My Parents’ House: How Did I Dig Myself Out and Become a Millionaire by 37?

Northwestern Mutual’s 2025 Planning & Progress Study Found That 69% of Millennials Say an Inheritance Is Critical to Their Retirement

The $160 Billion Social Security Shortfall Is Just the Beginning

Ways to Save Money When Cash Gets Tight

Are Checking Account Bonuses Worth the Effort? The Requirements, Tax Rules, and Real Money Math

The $160 Billion Social Security Shortfall Is Just the Beginning

Are Checking Account Bonuses Worth the Effort? The Requirements, Tax Rules, and Real Money Math

The $160 Billion Social Security Shortfall Is Just the Beginning

Ways to Save Money When Cash Gets Tight

Personal Finance Articles

All Personal Finance Articles

A 67-Year-Old With $2 Million in a 401(k) Discovers RMDs Will Trigger a $400,000 Tax Bill

What Will Actually Happen to Your Social Security If the Trust Fund Runs Dry?

Why Hospital Executives Are Quietly Stacking a Second Plan and Saving $40,000 More in Taxes

Why Workers Who Claim Early and Keep Working Recover Withheld Benefits at 67

How Part-Time Work at 64 Can Defer $13K in Social Security Benefits This Year

How a 65-Year-Old Extracts $50,000 Annually From a $1.3 Million 401(k) and Avoids the IRMAA Medicare Trap

That 8% Yield on JEPI Is Actually 5.5% After Taxes: Here’s Why High Earners Should Know the Difference

I’m 69, Retired With $1.5 Million in 85% Stocks: Am I Taking Too Much Risk?

I’m 56 With $3.2M Saved for Retirement: My Husband Says Healthcare Costs Mean I Can’t Afford to Retire Early. Is He Right?

Howard Marks Warned Me About S&P 500 Valuations: I Ignored Him and My Portfolio Doubled

Why Roth Conversions Backfire for Most Retirees: The $12,000 Tax Bill Nobody Plans For

I’m 30 and My Lender Wants Me to Cash Out $36,000 in 401(k)s for a Down Payment: But That’s Actually a $1.2 Million Mistake

I Woke Up at 60 After 2 Divorces With $2.7 Million in the Bank: How Jessica Built Wealth From Poverty

I’m 30 With $300,000 in Debt Living in My Parents’ House: How Did I Dig Myself Out and Become a Millionaire by 37?

Northwestern Mutual’s 2025 Planning & Progress Study Found That 69% of Millennials Say an Inheritance Is Critical to Their Retirement

The $160 Billion Social Security Shortfall Is Just the Beginning

Ways to Save Money When Cash Gets Tight

Are Checking Account Bonuses Worth the Effort? The Requirements, Tax Rules, and Real Money Math

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The $160 Billion Social Security Shortfall Is Just the Beginning

Are Checking Account Bonuses Worth the Effort? The Requirements, Tax Rules, and Real Money Math