Personal Finance Articles

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5854 Articles

Gerelyn Terzo | Jul 21, 2026 at 2:02 PM EDT

She Converted $25,000 to a Roth to Cut Future Taxes. It Cost Her the Senior Property-Tax Freeze, and Her Medicare Premium Could Be Next.

A routine Roth conversion that looked like smart tax planning quietly triggered a cascade of losses this Chicago retiree never…

Gerelyn Terzo | Jul 21, 2026 at 11:04 AM EDT

He Cashed Out His Bitcoin at 68 to Play It Safe. Medicare Read It as a Six-Figure Raise.

Selling Bitcoin to play it safe sounds like a responsible retirement move, but a quiet Medicare rule can turn that…

Don Lair | Jul 21, 2026 at 10:49 AM EDT

Is Your Bicentennial Quarter Worth $19,200 or 25 Cents? Here’s How to Tell in 10 Seconds

A Bicentennial quarter sold for over $19,000 at auction, and somewhere in America someone probably has one sitting in a…

David Beren | Jul 21, 2026 at 10:23 AM EDT

The Triple-Tax-Free Account Most Workers Leave Empty: An HSA at 65 Works Like a Second 401(k), Without the RMDs

Most workers treat an HSA as a use-it-or-lose-it medical fund, but the account quietly transforms at 65 into something far…

Gerelyn Terzo | Jul 21, 2026 at 10:03 AM EDT

She Has Never Used ChatGPT, but the AI Data Center Boom Is Raiding Her Retirement Electric Bill.

A 72-year-old widow in Illinois never touched an AI product, yet a technology she cannot name is quietly draining her…

Gerelyn Terzo | Jul 21, 2026 at 9:05 AM EDT

He Took His Pension as a Lump Sum at 65. Two Years Later, Medicare Billed Him Like a Millionaire.

A retiree who hadn't earned a paycheck in two years suddenly owed hundreds more per month to Medicare, and the…

Don Lair | Jul 21, 2026 at 8:58 AM EDT

10 Ways to Be Exempt From Medicaid’s New 80-Hour Work Rule

Medicaid's new 80-hour work rule sounds universal, but the federal regulation quietly carves out entire categories of people for whom…

Gerelyn Terzo | Jul 21, 2026 at 7:04 AM EDT

She Sold Long-Held Stock at a Gain the Year After Her Husband Died. Her Filing Status Just Halved Her Medicare Premium Thresholds.

Widows who sell stock to simplify a shared portfolio often discover, two years later and hundreds of dollars per month…

Danielle Liverance | Jul 21, 2026 at 6:10 AM EDT

Does Your Pension Count Toward the 15% Retirement Rule? Dave Ramsey Breaks Down the Math

Millions of public-sector workers assume their mandatory pension contribution checks the retirement savings box, but Dave Ramsey says that logic…

Gerelyn Terzo | Jul 21, 2026 at 6:02 AM EDT

He Was Pushed Out at 63 in an AI Restructuring. Why This Couple Is Claiming His Wife’s Smaller Check First, Not His.

When an AI restructuring wiped out his job at 63, this couple faced a Social Security timing decision that most…

Marc Guberti | Jul 20, 2026 at 8:59 PM EDT

The $1.2 Million 401(k) Tax Trap That Costs Retirees 40% in Hidden Surcharges

A retiree with over a million dollars saved and Social Security already locked in can still watch three separate government…

Michael Williams | Jul 20, 2026 at 8:58 PM EDT

$3,000 a Month in Sun City: Here’s How to Retire There at 62 Without Touching Your Savings

Retiring at 62 in Sun City on $3,000 a month without ever selling a share sounds impossible until you see…

Marc Guberti | Jul 20, 2026 at 4:27 PM EDT

The Roth Conversion Window That Closes Faster Than Most 401(k) Savers Expect

A $1.5 million traditional 401(k) feels like a retirement win until you see what the IRS, Medicare, and Social Security…

Carl Sullivan | Jul 20, 2026 at 3:45 PM EDT

If You Just Inherited an IRA, Read This

Most heirs think they have a full decade to figure out an inherited IRA, but the IRS finalized a rule…

Gerelyn Terzo | Jul 20, 2026 at 2:04 PM EDT

She’s a 62-Year-Old Widow Banking on the COLA Raise. The Survivor-Benefit Timing She’s Ignoring Is Worth Far More.

She's watching for the COLA announcement and ready to file the moment it drops, but the check she claims first…

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Personal Finance Articles

All Personal Finance Articles

She Converted $25,000 to a Roth to Cut Future Taxes. It Cost Her the Senior Property-Tax Freeze, and Her Medicare Premium Could Be Next.

He Cashed Out His Bitcoin at 68 to Play It Safe. Medicare Read It as a Six-Figure Raise.

Is Your Bicentennial Quarter Worth $19,200 or 25 Cents? Here’s How to Tell in 10 Seconds

The Triple-Tax-Free Account Most Workers Leave Empty: An HSA at 65 Works Like a Second 401(k), Without the RMDs

She Has Never Used ChatGPT, but the AI Data Center Boom Is Raiding Her Retirement Electric Bill.

He Took His Pension as a Lump Sum at 65. Two Years Later, Medicare Billed Him Like a Millionaire.

10 Ways to Be Exempt From Medicaid’s New 80-Hour Work Rule

She Sold Long-Held Stock at a Gain the Year After Her Husband Died. Her Filing Status Just Halved Her Medicare Premium Thresholds.

Does Your Pension Count Toward the 15% Retirement Rule? Dave Ramsey Breaks Down the Math

He Was Pushed Out at 63 in an AI Restructuring. Why This Couple Is Claiming His Wife’s Smaller Check First, Not His.

The $1.2 Million 401(k) Tax Trap That Costs Retirees 40% in Hidden Surcharges

$3,000 a Month in Sun City: Here’s How to Retire There at 62 Without Touching Your Savings

The Roth Conversion Window That Closes Faster Than Most 401(k) Savers Expect

If You Just Inherited an IRA, Read This

She’s a 62-Year-Old Widow Banking on the COLA Raise. The Survivor-Benefit Timing She’s Ignoring Is Worth Far More.

Here’s Why SCHD is Beating the S&P 500 in 2026 YTD

The $2,200 a Month European Retirement Americans Keep Overlooking

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

The $2,200 a Month European Retirement Americans Keep Overlooking

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

Here’s Why SCHD is Beating the S&P 500 in 2026 YTD

The $2,200 a Month European Retirement Americans Keep Overlooking

Personal Finance Articles

All Personal Finance Articles

She Converted $25,000 to a Roth to Cut Future Taxes. It Cost Her the Senior Property-Tax Freeze, and Her Medicare Premium Could Be Next.

He Cashed Out His Bitcoin at 68 to Play It Safe. Medicare Read It as a Six-Figure Raise.

Is Your Bicentennial Quarter Worth $19,200 or 25 Cents? Here’s How to Tell in 10 Seconds

The Triple-Tax-Free Account Most Workers Leave Empty: An HSA at 65 Works Like a Second 401(k), Without the RMDs

She Has Never Used ChatGPT, but the AI Data Center Boom Is Raiding Her Retirement Electric Bill.

He Took His Pension as a Lump Sum at 65. Two Years Later, Medicare Billed Him Like a Millionaire.

10 Ways to Be Exempt From Medicaid’s New 80-Hour Work Rule

She Sold Long-Held Stock at a Gain the Year After Her Husband Died. Her Filing Status Just Halved Her Medicare Premium Thresholds.

Does Your Pension Count Toward the 15% Retirement Rule? Dave Ramsey Breaks Down the Math

He Was Pushed Out at 63 in an AI Restructuring. Why This Couple Is Claiming His Wife’s Smaller Check First, Not His.

The $1.2 Million 401(k) Tax Trap That Costs Retirees 40% in Hidden Surcharges

$3,000 a Month in Sun City: Here’s How to Retire There at 62 Without Touching Your Savings

The Roth Conversion Window That Closes Faster Than Most 401(k) Savers Expect

If You Just Inherited an IRA, Read This

She’s a 62-Year-Old Widow Banking on the COLA Raise. The Survivor-Benefit Timing She’s Ignoring Is Worth Far More.

Here’s Why SCHD is Beating the S&P 500 in 2026 YTD

The $2,200 a Month European Retirement Americans Keep Overlooking

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.

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The $2,200 a Month European Retirement Americans Keep Overlooking

Medicare Advantage Has a 12-Month Trial Period With a Full Escape Hatch. Almost Nobody Uses It in Time.