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How a 401(k) Balance Over $800,000 Will Quietly Cost a Retired Couple $4,600 a Year in Taxes on Social Security
A retired couple with a healthy 401(k) and Social Security income planned for a modest tax bill, but a little-known IRS formula quietly transformed their straightforward retirement math into something far more expensive than their tax bracket suggested.
Reddit Pulser/povertyfinance
Absolutely no HR department would ask you to return money via venmo. This is absolutely a scam until proven otherwise.
A $497.45 deposit from an employer three years gone, followed by an email asking for Venmo repayment, is the classic setup: send the cash, then watch the original deposit get reversed. Let the bank claw it back instead, and never repay a payroll error through an app that offers no recourse.
She Split $500,000 Between Two Banks for FDIC Protection. If They Merge, Half Her Coverage Could Expire Six Months Later
She did everything right, spreading her retirement cash across two FDIC-insured banks so every dollar had a safety net. Then the banks merged, and a six-month clock started ticking down on half her coverage without her moving a single dollar.
Reddit Pulser/wallstreetbets
2 trillion valuation with 4b of revenue?
Anthropic's prospectus sets $4.59B in 2025 revenue against an $8.06B operating loss at a roughly $2 trillion valuation. The number traders shouldn't skip: $518B in cloud, compute and infrastructure obligations, which is the bull case for the picks-and-shovels names.
PodcastMad Money w/ Jim Cramer
Mad Money w/ Jim Cramer 9/28/26
- Cramer stays with Intel and Meta, calling Meta's Muse agentic platform a CPU-driven demand cycle for Intel, AMD and Arm
- Intel fell 7 points; he frames the pullback after a parabolic run as another entry chance
- Nvidia's $150 billion buyback, the largest ever, plus its plan to rein in autonomous AI agents
- Chevron called the king of oil; Enbridge flagged for its 6% yield, with Microsoft's Copilot and Apple also named
With breadth the narrowest since the dot-com unwind, Cramer's answer is to concentrate: energy for pricing power, CPU names for a product cycle that higher rates cannot dent. Owners of Intel get told the 7-point drop is an invitation, and Nvidia holders get the biggest buyback ever as the floor under the stock.
DATA RELEASE
2-Year Treasury Yield
4.81%
-6 bp
The first pullback after a relentless climb toward 5%: the 2-year eased 6 basis points to 4.81%, the part of the curve that tracks Fed policy expectations most closely. Cash, CDs and short-duration bond funds reprice off this number.
Source: FRED · DGS2Same $10,000, same year, same EV bet: Rivian left you with $9,698 while Lucid left you $1,618. Picking the right startup mattered six times more than picking the sector.
New 52-week low$6.47-0.3% vs prior low · 2026-09-25
Weibo set another 52-week low at $6.47, 0.31% under the floor it made three sessions earlier. The market cap is down to $1.6 billion, and each new low is arriving faster than the last.
New 52-week low$23.03-3.3% vs prior low · 2026-09-25
Upstart set a new 52-week low at $23.03, 3.28% under the floor it just made on Sept. 25. The AI lender's market cap is down to $2.2 billion, with no support left on the one-year chart.
New 52-week low$3.9-3.5% vs prior low · 2026-09-16
Lucid marked a fresh 52-week low at $3.90, 3.47% below the low it set on September 16. The market cap is down to $1.5 billion, and each new floor is arriving faster than the last.
New 52-week low$187.66-0.4% vs prior low · 2026-09-24
Lowe's carved out a new 52-week low at $187.66, undercutting the low it set just four sessions earlier by 0.44%. That's roughly a third off the $285.64 peak this window, with the $105.3 billion retailer now making fresh lows faster than it can hold them.