‘Why Do People Use Debit Cards Instead of Credit Cards’
Is it better to live without using credit cards at all? Are you taking on too much risk by only using a debit card? Are you leaving free money and rewards on the table…
All Work
Aaron Webber
My daughter turned 18 and I won’t give her the trust fund because I’m afraid she will blow it
When you set up a family trust, are you legally obligated to share it with the people listed in it? Is it wrong to not give the beneficiaries access to the trust? What does…
My Mother-In-Law is moving in with us. Can I pay her as an “employee”?
Does it make sense to pay family as employees instead of simply giving them money if you want to support them? Are there any specific laws that prevent someone from paying family a salary?…
Why do people use credit cards that earn miles instead of credit cards that earn straight 2% cash back?
I found this question on Quora, and I feel that it’s a fair question. There are so many different types of credit cards. Some have benefits such as cashback, as the question points out,…
Will the Trump Administration Actually Bring Down Food Prices?
During his 2024 election campaign, Donald Trump promised the American people that he would lower grocery prices, directly addressing a major pain point for millions of citizens that other politicians refused to acknowledge or…
How Much the Average Millennial Could Make With a Cash Back Credit Card
As American consumers are feeling the squeeze of late-stage capitalism more and more, credit cards are continuing to emerge as the preferred method of payment, for Millennials, who make up $600 billion of annual…
My spouse and I make $300,000 a year but lack a firm retirement income target — how should we plan?
Do you really need a firm retirement plan? How detailed does your retirement plan actually need to be? Do you still need a plan even if you plan on working during your retirement? These…
Should These Guns Still Be Illegal in America?
Did you know: 16,575 people died from guns in America in 2024, not including suicides or accidents? Did you know that 5,151 children were shot in 2024 and that guns are the leading cause…
“Why Are So Many People Suddenly Switching To Cash Back Credit Cards?”
Do you have the right credit card? With the number of different rewards programs, points systems, and companies offering lucrative earnings potentials, it can be hard to know the answer to this question, especially…
Dave Ramsey Says ‘You’ve got to tell your money what to do or it will leave’ and I Agree
When it comes to financial advice and helpful money tips, you can definitely do better than Dave Ramsey. We honestly doubt there is anybody who has become rich by following his advice, and how…
I’m 29 with $45k in my 401(k) and according to the calculators I’ll have $4m by the time I’m 65 and that seems like a stretch to me
Can you trust the websites and tools that project your retirement savings into the future? How accurate can those predictions be? How can these tools take so many unknown factors into account and give…
I’m in my late 40’s and I’m bored of work. Can I walk away with a net worth of $15 million?
How much money is enough? When can you safely walk away from work, the rat race, and the corporate grind? Do you have an obligation or a moral responsibility to continue selling your life…
I’m 48 and aim to retire in 10 years, spending $50k per month—is my net worth enough?
One of the saddest things about modern culture is the need to compare our finances to each other and judge our success by how much money we make or spend compared to everyone else.…
My employer offers a mega backdoor Roth IRA — how can we maximize our contributions?
Figuring out how to save for retirement can be confusing and frustrating. If you’ve had questions about which account to contribute to when to convert your accounts, and how to split your savings, but…
I discovered neither my contributions nor my employer’s have been going into my 401(k) — what can I do?
When your employer is doing something wrong, and those actions directly impact your financial livelihood, how do you know if it’s intentional or just an honest mistake? Does it make a difference? 24/7 Wall…
My late grandfather set up a savings account for me, now my grandma won’t give me my money.
Did you know the Baby Boomer generation is the most selfish and entitled generation in recent history? They inherited one of the strongest economies in the history of the world and have proceeded to…
I just picked up a credit card with my perfect 800 score and looking for the best credit card hacks – where do I start?
There is absolutely no shortage of financial gurus and financial ‘experts’ who have their own strategies, hacks, and tips and tricks for cheating the existing financial system, all with varying levels of success, viability,…
Americans Love Jack Daniels, but These 10 Whiskeys Are Better
Tired of drinking the same old alcohol every time you go out or get together with friends? Want to try something new but don’t want to take a risk on an expensive, yet unfamiliar…
4 Critical Dates for Social Security to Know About This Year
It is normal to feel nervous or apprehensive about retirement, especially when there is an abundance of tips, tricks, and horror stories about retirement online. Don’t worry. Thousands of Americans apply for retirement without…
If your household brings in $500k per year, this is how much you should have saved by your mid-40s
People who are paid high salaries or given large amounts of money should not experience money problems, and they should have no issue saving money for retirement, but there are a handful of reasons…