Key points: Money is a tool that should be used to enrich our lives, not become the object of our lives. The social capital that comes with money and work is often a trap…
Key points: A Roth 401(k) is useful in certain situation, especially if you will have higher taxes later. Very few people can afford to have multiple retirement accounts, so picking one is the usual…
Does it make sense to move to a more expensive house later in life after paying off your first home? In the high-rate macroeconomic environment of mid-2026, this is a complicated question. While fewer…
Key points: Reasonable conservative estimates of Medicare costs range between $300–$450 per person per month. It is hard to project healthcare expenses in advance. Wait until the years before retirement. Is your 401(k) optimized…
24/7 Insights Trade deficits aren’t necessarily a bad thing, and a little education can help us make better decisions regarding our trade policies. The responsibility for reducing our trade deficit rests on companies and…
24/7 Insights The Top Ten list has been a valuable tool in finding and capturing wanted fugitives. All these people are considered armed and extremely dangerous. Download our free report on the two stocks…
24/7 Insights Religion has a long and deep tradition in American history. Religious participation has been dropping in America for decades. Download our free report on the two stocks we recommend every investor buy.…
24/7 Insights The U.S. Peace Corps uses emergency response and work in developming countreis to improve the perception of the U.S. It is entirely run by volunteers. Download our free report on the two…
He is 38 years old. His wife is 37, on maternity leave with their one-month-old, their third child under three. Between them they have $960,000 in retirement accounts, a $1.7 million home, and a…
With the holiday season right around the corner, many households may be making tax-deductible donations, or thinking about doing so. This is for a number of reasons. It could be because the end-of-year holidays…
24/7 Insights Most people can’t answer basic questions about retirement until it’s too late. You can influence how much Social Security payments you get by doing a couple simple things. Are you worried about…
24/7 Insights The vast majority of pollution is from industrial plants, not from individual people. Industrial pollution is far more deadly and long-lasting that plastic pollution or carbon emissions. Download our free report on…
What is it about people and the need to analyze the financial situation of everyone around them? Well, when your whole identity is tied to how much money you have, you tend to see…
If you are 50, you’ve seen firsthand throughout your life how volatile the market can be, how prices of goods can change through the decades, and how quickly the job market can fluctuate. The…
24/7 Wall St. Insights Minimum wage often sets the bare minimum for pay in a country. Minimum wage, including in the United States, is not enough to survive on. Download our free report on…
24/7 Insights High incarceration rates do not correlate with drops in crime or safe cities. High incarceration is usually tied to oppressive ideologies or corruption. Download our free report on the two stocks we…
24/7 Insights Tariffs are often self-defeating policy implemented by corrupt or ignorant governments. Tariffs always punish the consumer the most, as well as the importer and exporter. Download our free report on the two…
If you’ve spent any amount of time in the financial corners of the internet, or have a friend who fancies themselves a financial expert, you’ve probably been told it’s about time to set up…
24/7 Wall St. Insights Higher minimum wages are directly related to lower rates of poverty, suicide, and unhappiness. The benefits of higher minimum wages always outweigh the negative consequences (if any). Download our free…
24/7 Insights Clark Howard calls target-date investment funds the “easy button” for retirement investing. Target-date funds automatically invest and adjust your investments based on your retirement date. Clark Howard, the man who started in…
