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David Beren

Millions of Americans Are Misusing Their Credit Cards

When you think about credit card use, there is almost always something that people may not understand that can land them in trouble. Whether it’s a misunderstanding about how the annual percentage rate works…

David Beren · 1 year ago

Americans Struggle With These Basic Credit Card Questions

While most people carry credit cards in their wallets, there is also a lot about cards that most people don’t know. Everything from annual percentage rate, credit limits, balance transfers, and more are terms…

David Beren · 1 year ago

What Percent of Your Investments Should Be Precious Metals?

Between IRAs, 401(k) accounts, real estate, and the wide universe of other opportunities, every allocation choice carries real trade-offs. One question that keeps surfacing, especially after the extraordinary run precious metals posted in 2025,…

David Beren · 1 year ago