The 20 Coolest Facts About the Manhattan Project
One of the most important projects of the 20th century was also one of the most daring and destructive, and it reshaped the world for the worse. This was, of course, the Manhattan Project,…
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David Beren
I Discovered the Best Cashback Cards for My $36K Annual Airfare Spend—Here’s What I Found
When it comes to the best cashback cards for traveling, it’s often hard to pick the best because there are so many great options. Almost every major credit card company and bank has something…
I Just Scored a $70K Promotion: How Do I Avoid Lifestyle Creep for My Daughter’s Future?
There’s just something exciting about hearing the words “promotion” and “raise” at a job you have worked tirelessly for years. What used to be commonplace is now less of a realization than most people…
Cash Back Credit Cards Make Sense For Nearly Everyone, Here Are 4 Reasons Why
There is no reason to hesitate if you’re on the fence about taking advantage of a cash-back credit card. The idea that a credit card will give you “free” money just for shopping might seem…
Frankly, Once You See The Math, Cash Back Cards Make Too Much Sense
When you think about cash-back credit cards, the reality is that the sky is the limit as to how much you can earn. Whereas some companies had limits on dollar amounts you could accrue…
I Want to Know Alternatives to the 4% Withdrawal Rule for My Retirement Strategy
When it comes to the FIRE (financial independence, retire early) movement, there are few things more sacred than the 4% safe withdrawal strategy. Generally considered the best way to plan for early retirement, there…
Simple Cash Back Strategies Can Earn You Hundreds (Or More) Each Year
No matter what cash-back credit card strategy you use, the good news is that you can receive rewards just for shopping. While there is no question you will be able to earn cash-back rewards,…
What are your good/bad experiences with financial advisors/planners and are they worth it?
There is a lot of misinformation and bias in the financial world regarding using a financial advisor. For better or worse, the “financial advisor” title often takes on a negative connotation that gives people…
Even If You’re Not A Big Spender, Cash Back Cards Make Too Much Sense To Use Anything Else
There is no question that credit cards are as controversial as it can get financially, as using them smartly can help you earn rewards, while misusing them can affect your financial future. The reality…
The Best Tips To Make A Cash Back Card Even More Valuable To You
While there was a time when credit cards were used to make large purchases and push off the balance, there are a few better ways to use cards these days. The cash-back option is…
I’m receiving millions and I want it to last for multiple generations and Dave Ramsey gave me a crazy suggestion
One of the most challenging things anyone has to contend with is a sudden windfall of money you were not expecting. If you are getting an inheritance, there is a good chance you have…
He makes $200K a year from investments but still bags groceries – should I keep a low stress side gig when I retire?
I think it’s safe to say that whenever anyone strikes it rich, the hope is that they can walk away from a stressful job and either retire completely or find something without the same…
Burnt Out at Work: How I’m Stuck Between Financial Goals and Career Stress
One of the hardships of working day and night to achieve success is that burnout is not only a very real possibility but something many people have to contend with more than once. Unfortunately,…
We All Have to Spend Something, You May as Well Use a Cash Back Card and Get Paid for It
One of the fundamental truths about cash-back credit cards is how easy it is to accrue “free” money. If you already spend a lot on credit cards every month, there is almost no reason…
Should I cash out my pension for $50k today or wait 30 years and get $1,500 per month?
If you’re fortunate enough to have the luxury of choosing between a lump sum or monthly pension, consider yourself lucky. These days, pensions of this nature are becoming increasingly rare, and for those who…
Mark Cuban shares details of the brutally honest investment pitch that changed everything
There are very few places where Mark Cuban isn’t these days, as he is one of this generation’s most prolific and outspoken billionaires. While Cuban is primarily famous for his ongoing run on Shark…
I’m 50 and have $5 million in cash sitting in my IRA – I want safety but hate losing returns, where should I put it?
The hope is that one day, you will have to consider what to do with a significant amount of money, believing it will grow and grow and grow. If you are fortunate enough to…
They think I’m ‘rich enough’ and should share my inheritance, but I won’t betray my grandfather’s last wishes – am I right?
Whenever an inheritance is involved, there is bound to be family drama, which is often the worst kind of drama. Jealousy, disgust, name-calling, and anything else you can think of that can happen between…
Retire Early or Work Longer? Why More People Are Re-Thinking Their Retirement Plans
If you look at the data, there is a movement happening in the United States right now with people rethinking their retirement. Whether it’s for money, stability, or keeping busy, the day and age…
Retirees: Beware of These 6 Red Flags When Working with a Financial Advisor
When working with a financial advisor, the hope is that the advisor is someone you can trust and that the advice is honest and only presented with your best interest in mind. Unfortunately, this…