In light of the economic, demographic and health quality changes that American retirees currently face, certain rules of thumb that many financial professionals have sworn by for decades are due for re-evaluation. The “100…
With over $5 trillion of new investment commitments to date, the U.S. is experiencing a business renaissance being incentivized by President Trump. So far, $1.4 trillion has been committed by U.A.E., $600 billion has…
As the tail end of the Baby Boomer generation reaches the qualifying full retirement age, a considerable number of those entering or already enjoying retirement need to find a balance in their time management.…
With the 10-year U.S. Treasury bond currently yielding 4.38%, interest rates are still abnormally high given positive job growth, trillions of dollars in U.S. investments, wage growth among blue collar workers and inflation continuing…
Investors all have a subjective sense of risk tolerance, strategies, liquidity, objectives, and a host of other criteria that defy easy pigeonholing. Some want massive growth. Others prefer steady income. A great many fall…
Warren Buffett is one of the most influential and celebrated investors of the modern age. However, Buffett’s methodology, developed with the late Charlie Munger on principles founded by Benjamin Graham, include these following guidelines:…
One of the biggest trends of late among income-oriented investors has been the surge of popularity for YieldMax exchange traded funds (ETFs) and for their competitors’ EtFs, attempting to use similar strategies. By using…
One of the fundamental premises of fair taxation under capitalism is the notion that taxes are assessed on profits when an investment is sold, not on investment principal, nor on unrealized gains, a practice…
Back in the 1980’s, Drexel Burnham Lambert pioneered the use of high yielding “junk” bonds for a number of leveraged buyouts, with the RJR Nabisco deal being the most high-profile one at the time.…
A study conducted by family law specialists and family therapy counselors identified the three (3) primary causes of family strife, based on thousands of cases, with some of them being combined in many instances:…
With the 10-year US Treasury Bond yield hovering in the 4.30% to 4.50% range at the time of this writing, bond yields are tempting income investors again, especially those who are seeking annual yields…
In late March and early April 2025, President Trump announced his plans to “level the international trade playing field” by instituting reciprocal tariffs on nations that had unfairly high tariffs on US exports. Many…
Statistically, about 80% of all call options expire worthless. Nevertheless, there is an unquenchable thirst in the market from buyers to consistently maintain open interest liquidity for anyone looking to write calls. They are…
Seven of the top largest S&P 500 stocks by market cap are tech industry companies that have been dubbed “The Magnificent 7” due to their remarkable tandem bull run over the past several years.…
The FIRE (Financial Independence, Retire Early) movement started in 2009 with Sam Dogan’s blog, Financial Samurai. It picked up steam in 2011 through the Mr. Money Mustache blog, and then exploded in 2018, when…
In days gone by, a general rule of thumb for retirement accounts was for a roughly 75/25 stock to bond ratio when one is younger and striving for growth. As the retirement account owner…
While other retailers continue to struggle against the online competition from Amazon and others, Costco continues to grow and post strong earnings, making it a favorite of many in the investment community. Back in…
Long a prime topic among those who are in their middle age and later years, retirement account nest eggs and taxes are the positive and negative forces that plague anyone who has taken the…
The sudden and unforeseen death of a relative loved one is a tragic event. When family survivors undertake the process of clearing up estate matters of the deceased, retirement accounts have a protocol for…
Ray Dalio’s phenomenal success at the help of hedge fund Bridgewater Capital has garnered legions of followers who read his blogs and watch his interviews to mine kernels of investing wisdom. Dalio, Tony Robbins,…
