Michael Williams
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Everything by Michael.

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Personal Finance

Dave Ramsey’s Shotgun-Wedding Advice to a Pregnant Caller Who Paid Off $80K in Debt

Jun 11, 2026
Personal Finance

The $7,500 Math Behind Vivian Tu’s Decision to Reject Parental Wedding Funding

Jun 11, 2026
Personal Finance

A $900,000 Nest Egg at 65 Only Translates to About $36,000 in Real Annual Spending After Taxes and Inflation

Jun 10, 2026
Personal Finance

The Roth Conversion Strategy Affluent Couples Over 60 Are Using to Drain a $1.4 Million 401(k) Before RMDs Begin

Jun 10, 2026
Investing

Forget VOO: Fidelity’s Tech ETF Is Up 29% While the Broad Market Lags

Jun 10, 2026
Personal Finance

The 401(k) Bracket Smoothing Math: Why a 66 Year Old Couple With $1.5 Million Should Convert Exactly $90,000 a Year

Jun 10, 2026
Investing

Clean Energy Is the S&P 500’s New Boss: ACES Up 29% YTD

Jun 8, 2026
Investing

Fidelity’s Emerging Markets ETF Is Stealthily Up 30% (and No One’s Watching)

Jun 8, 2026
Investing

The Cybersecurity ETF With the Worst Ticker on Wall Street Is Tripling the S&P 500

Jun 8, 2026
Investing

The Silver Miners ETF (SLVR) That Gained 434% Just Dropped 12% in a Day — Leverage Cuts Both Ways

Jun 8, 2026
Investing

TQQQ Turned $10,000 Into $353,789, but Friday’s 14% Crash Shows Leverage Cuts Both Ways

Jun 8, 2026
Investing

The Overlooked EM ETF (XCEM) Is Up 38% YTD — What the S&P 500 Took Five Years to Match in Just Five Months

Jun 8, 2026
Investing

The Ethereum Trust ETF (ETHA) Lost 46% of Its Value in 2026, and Friday’s Payroll Print Finished the Work

Jun 8, 2026
Investing

The 2x Micron ETF (MUU) Shed 26.65% in One Day When Broadcom Missed and Rates Spiked

Jun 8, 2026
Investing

SOXQ Semiconductor ETF Surges 181.74% as AI Chip Boom Lifts NVIDIA, Broadcom, AMD

Jun 8, 2026
Investing

NVDL Collapsed 12% in a Single Day as Nvidia Lost $279 Billion, Exposing How Leverage Compounds on Bad Tape

Jun 7, 2026
Investing

MSTX Lost 89 Percent From Its August 2024 Peak, and Friday’s Payroll Print Showed Why Leverage Decay Never Stops

Jun 7, 2026
Investing

Lithium ETF LIT Returned 125% to Investors Who Bought at Last Year’s Low

Jun 7, 2026
Investing

Junior Silver Miners Just Showed Why They Move Twice the Metal, and Why That Matters When Silver Sells Off

Jun 7, 2026
Investing

Direxion’s 3x Tech ETF TECL Collapsed 19.93% Friday While XLK Fell Just 6.66%: Here’s Why

Jun 7, 2026