The average American household has $333,940 stashed away for retirement, according to the Federal Reserve’s most recent Survey of Consumer Finances. That number sounds reassuring. It is also misleading. The median household, the one…
Dave Ramsey has spent years telling listeners that the conventional wisdom on Social Security is wrong. His position: claim at 62, the earliest age you can, and invest every check. "It usually makes sense…
Retiring at 62 with $1.4 million sounds like a finish line. For a single retiree planning to wait until full retirement age of 67 to claim Social Security, it is actually the start of…
On the June 12 episode of The Ramsey Show, a debt-free single woman with a roughly $250,000 net worth called in asking whether to buy 10 to 100 shares of SpaceX at about $162…
A mom called The Ramsey Show with a question most personal finance shows would not know how to answer. Two of her children had tested positive for lead exposure in their blood, and the…
Most Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) owners assume they are buying broad market diversification. The latest Schwab fact sheet tells a different story. SCHD's top 10 holdings now account for roughly 42% of…
Picture a couple, both 66, living in a paid-off house with Social Security, a modest pension, and an IRA they tap when needed. Their combined income lands in the low six figures. Starting with…
A 65-year-old couple walks into retirement aiming for $10,000 a month gross. On paper, that is $120,000 a year, well above the U.S. per capita disposable personal income of $68,359. In practice, federal taxes,…
On the June 11, 2026 episode of Suze Orman’s Women & Money, titled “Caution, Caution, Caution!”, a 54-year-old caller laid out a problem many pre-retirees face. She has $600,000 to invest: $400,000 in a…
A 45-year-old software engineer earning $250,000 walks into open enrollment having already done the obvious things. The full $24,500 pre-tax deferral is going in. The employer match (assumed here at $11,250, or roughly 4.5%…
On the June 11 episode of her Women & Money podcast, Suze Orman heard from a listener named Katie who had completed her estate planning documents with her husband. Yet Katie remained worried about…
married couple, both 66, sitting on $1.5 million in a traditional 401(k), Social Security deferred, and roughly $10,800 of other taxable income from a part-time consulting gig and a slice of interest. The question…
On a recent episode of The Ramsey Show titled “Debt Is Always the Symptom of a Bigger Problem,” a 32-year-old active-duty service member named Michelle from Raleigh asked Dave Ramsey whether she was saving…
On a recent episode of The Ramsey Show, a caller named Michelle from New York described a situation many adult children quietly dread. After her father passed away in July, she discovered her 85-year-old…
A single retiree turns 75 this year holding $2.1 million in a traditional 401(k) and collecting $4,000 a month from Social Security. The plan was simple: live on Social Security, take the required minimum…
If you put $10,000 into the Energy Select Sector SPDR Fund (NYSEARCA:XLE) on the last trading day of 2025 and forgot about it, you would be sitting on roughly $13,131 as of the June…
A single retiree, age 70, drawing $24,000 a year in Social Security, pulling $30,000 from a traditional IRA, and collecting a few thousand in dividends from a taxable brokerage account presents a comfortable middle-class…
When Donald from Boston called The Ramsey Show recently, he expected a scolding. At 57, with a wife who is 64 and ready to retire immediately, $950,000 spread across 401(k)s and IRAs, a paid-off…
The pitch behind the Dan Ives Wedbush AI Revolution ETF (NASDAQ:IVES) was simple when it launched. Wall Street’s loudest AI bull would put his name on a basket of the companies he had been…
The headline number you may have seen is generous. Through the close on June 10, 2026, the Amplify Lithium & Battery Technology ETF (NYSEARCA:BATT) is up about 10% year to date, while the SPDR…
