Cost of Living in Suffern, New York
Steven M. Peters
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Chasing $3,300 a month from a single fund sounds like a clean retirement plan until you realize the yield, the tax bill, and the Nasdaq all have opinions about whether you actually collect it.
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Retiring at 61 with $1.6 million sounds comfortable until taxes, health insurance, and sequence-of-returns risk hit the same portfolio simultaneously. The math on what you can actually spend before Social Security arrives will surprise…
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