Management raised full-year adjusted EPS guidance to $4.81 to $4.88 even while telling investors mortgage inquiries will drop in the fourth quarter, with international growth in India and Latin America covering the gap. Keep an eye on the stock as that mortgage hit lands.
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‘You Get Screwed by Those People’: Ramsey Torches Affirm the Morning After Its Record $14.4 Billion Quarter
Affirm just posted a record quarter, yet the real story sits in its interest income and one simple question about your checking account. Before you tap that split-pay button again, find out…
Her Credit Reports Are Free Every Week From All Three Bureaus, Not Once a Year. Checking Them Often Can Catch Fraud Sooner
A fraudulent account can sit on a credit file for months before anyone notices. The free tool that shrinks that window to days has been available since 2023, yet most people still…
FICO Just Stopped Giving Guidance as It Rewrites Mortgage Pricing
FICO beat on earnings, then went quiet on the one number that drives them. With a $0.99 rival now sharing the same pricing grid, investors must value a mortgage business whose prices…
Americans Are Turning to Buy Now, Pay Later for the Holidays, and Trouble Paying Is Already Brewing
More than a third of Americans planning holiday purchases intend to pay in installments, and many already expect to fall behind. A NerdWallet survey with Harris Poll conducted September 8 to 10 found…
Her Mother Has Dementia. She Can Freeze Her Mother’s Credit at All Three Bureaus, for Free, Before a Scammer Opens an Account in Her Name
A stranger only needs one phone call and a Social Security number to open credit accounts in a confused parent's name, but federal law gives caregivers a specific legal tool to shut…
Her Father Died in March. Until She Tells the Credit Bureaus and Social Security, His Name Is an Open Door for Identity Thieves
A death certificate closes a chapter, but it does not close a credit file, a tax account, or a Social Security number. Thieves know exactly how long that window stays open, and…
Coinbase Users’ Contact Details Were Exposed Through a Vendor. How Do You Protect Yourself?
A vendor security incident just handed scammers the contact details they need to impersonate Coinbase support and drain your crypto account. Here is what you can do right now to make yourself…
‘You Don’t Co Parent With a Gorilla’: Dave Ramsey to Mom Who Financed $103,000 for Her Boyfriend’s Construction Company
A mother in Atlanta signed her name on $103,000 worth of loans for her boyfriend's construction company, then called Dave Ramsey to ask about borrowing $10,000 more. The hosts had a very…
FICO Is Cutting 15% of Its Workforce After Losing More Than Half Its Value
A single regulatory decision stripped FICO of the status that made its mortgage score virtually mandatory for lenders, and now the company is cutting hundreds of jobs while its stock sits near…
Bank of America Cut Its Fair Isaac Price Target in Half and the Stock Still Fell Below It
Bank of America slashed its Fair Isaac price target by half, yet the stock kept falling right through it. What regulators just changed about mortgage credit scoring may have permanently altered the…
Fair Isaac Can’t Win for Losing: First AI, Now Competition Crushes FICO Stock
Fair Isaac (NYSE:FICO | FICO Price Prediction) fell 24.41% to $635.60 this morning. It is down 62.4% year to date and trades below its September 2023 close of $868.53. Three years of…
Is TransUnion’s Q4 Earnings Beat Good Enough to Trigger a Rebound?
TransUnion (NYSE: TRU | TRU Price Prediction) delivered strong fourth-quarter results that exceeded Wall Street expectations. Reported revenue of $1.17 billion topped the $1.15 billion consensus estimate, and adjusted diluted EPS came…
These Credit Card Mistakes Are Destroying Your Credit Score
Flywheel Publishing has partnered with CardRatings for our coverage of credit card products. Flywheel Publishing and CardRatings may receive a commission from card issuers. Americans are up to their eyeballs in debt.…
Famed Value Investor Quintuples His Bet on This One Stock
Bill Nygren has been at this for over 30 years. Since his Oakmark Fund‘s inception in 1991, the value investing legend has generated annualized returns of 13%, handily beating the S&P 500‘s…
15 Companies That Had Their IPO in 2015: Best and Worst Performers
2015 was one of the worst years for IPOs in the past decade. Only 2016 and 2022 were worse. But there were some big winners.