Most investors hold Vanguard Total Bond Market ETF (NASDAQ:BND) because they want something boring in the portfolio, a sleeve that zigs when stocks zag. BND has become the default fixed-income holding for…
The Fidelity Total Bond ETF (NYSEARCA:FBND) sells itself as a one-ticket solution for the bond sleeve of your portfolio. It is actively managed by Fidelity’s fixed-income team, holds a wide swath of…
A staggering behavioral pattern is quietly draining retirement wealth. According to research cited by the Money Guy Show, nearly 30% of IRA rollovers remain uninvested in cash seven years later. The issue…
The pitch sounds clean. Hand an insurance company $750,000 and receive $4,200 a month for life, regardless of what the market does. For a 65-year-old single woman staring down 25 or 30…
Carl Sullivan Vanguard’s most popular bond ETF is also the largest U.S.-listed bond ETF by assets under management (AUM). It is the Vanguard Total Bond Market ETF (NASDAQ:BND). For a 0.03% expense ratio, investors…
Most retirees own a passive bond index fund without thinking twice. The PIMCO Multisector Bond Active ETF (NYSEARCA:PYLD) is the alternative that has quietly pulled in $8.07 billion in net flows over…
Hindsight is 20/20, but in 1995, going long fixed-income duration really was the correct move. Duration is essentially a measure of a bond portfolio’s sensitivity to changes in interest rates. The longer…
A 67-year-old retiree comparing core bond funds usually meets two pitches: PIMCO’s actively managed lineup, or the Vanguard Total Bond Market ETF (NASDAQ:BND). BND sounds boring next to a star manager promising…
A 65-year-old couple retired last spring with $1.7 million in a 70/30 portfolio and planned to withdraw $68,000 annually under the classic 4% rule. Then came an 18-trading-day slide that ripped through…
A new contradiction sits at the center of how Americans say they invest versus how they actually invest. The Charles Schwab Modern Wealth Survey 2025 found that over 63% of Americans believe…
David Beren There is a version of retirement income planning that does not involve learning about covered calls, tracking options premiums, or deciding whether this year’s market environment favors growth or value. It involves…
A newly retired 65-year-old with $1.3 million invested 70/30 in stocks and bonds watched $210,000 vanish in five trading days during a tariff-driven selloff. The equity portion of the portfolio, $910,000, dropped…
Most retirees building income portfolios gravitate toward the same handful of names: dividend ETFs, money market funds, maybe a broad bond fund. What very few of them consider is a short-term corporate…
In May, 2025, rampantly unrestricted congressional spending caused Moody’s to downgrade US debt from Aaa to Aa1. This was a seismic shift that showed that the debt levels being generated were so…
BNDW pays you monthly from bonds issued by governments and corporations across more than 50 countries, all wrapped in a single fund that costs almost nothing to own. Most investors fill their…
