NewtekOne Inc

NewtekOne, Inc. is a financial holding company operating through its bank subsidiary, Newtek Bank, N.A., and non-bank consolidated subsidiaries, providing a wide range of business and financial solutions to independent business owners across all 50 states under the Newtek brand. The company operates as a branchless, technology-enabled bank holding company, offering banking services, SBA 7(a) and 504 lending, C&I and commercial real estate lending, electronic payment processing, accounts receivable and inventory financing, insurance solutions, payroll and benefits solutions, and technology solutions including cloud computing and IT consulting through its IPM.com subsidiary. Since acquiring its bank charter in early 2023, NewtekOne has transitioned from a business development company model to a bank-centric model, originating all loans at the Bank and funding them with deposits. The company differentiates itself through its digital account opening, real-time payments platform, the Newtek Advantage® business portal, the NewTracker® referral system, and frictionless lending platform. NewtekOne is one of the most active lenders in the SBA 7(a) program and has supported roughly 280,000 jobs since 2020 according to SBA data. Updated Aug 6, 2026