Rithm Capital

Rithm Capital (RITM) Q3 2025 Earnings

Reported Oct 30, 2025 at 6:55 AM ET · SEC Source

Q3 25 EPS

$0.54

BEAT +3.85%

Est. $0.52

Q3 25 Revenue

$1.11B

BEAT +3.46%

Est. $1.07B

vs S&P Since Q3 25

-23.1%

TRAILING MARKET

RITM -13.2% vs S&P +9.8%

Market Reaction

Did RITM Beat Earnings? Q3 2025 Results

Rithm Capital closed out Q3 2025 with a clean beat on both the top and bottom lines, reporting non-GAAP earnings of $0.54 per diluted share against a consensus estimate of $0.52, a 3.85% beat, while revenue of $1.11 billion cleared analyst expectatio… Read more Rithm Capital closed out Q3 2025 with a clean beat on both the top and bottom lines, reporting non-GAAP earnings of $0.54 per diluted share against a consensus estimate of $0.52, a 3.85% beat, while revenue of $1.11 billion cleared analyst expectations of $1.07 billion by 3.46%. The headline numbers masked meaningful cross-currents beneath the surface; a $264.35 million negative MSR mark-to-market adjustment compressed net servicing revenue to $314.93 million, contributing to a 32.1% year-over-year revenue decline and a sequential dip from $1.22 billion last quarter. Offsetting that pressure, Newrez's origination engine gained momentum with $16.40 billion in funded volume and gain-on-sale revenue climbing to $196.31 million, while Genesis Capital posted $1.20 billion in transitional loan originations, up 60% year-over-year. The quarter was equally defined by strategic ambition, as Rithm announced agreements to acquire alternative asset manager Crestline Management and office REIT Paramount Group for roughly $1.60 billion in cash, both expected to close in Q4 2025, accelerating its evolution into a diversified asset management platform.

Key Takeaways

  • Newrez pre-tax income of $295.1 million (ex-MSR mark-to-market), up from $275.1 million in Q2, generating 20% pre-tax ROE on $6.2 billion equity
  • Total servicing UPB reached $878 billion, up 7% YoY; third-party servicing UPB of $282 billion, up 21% YoY
  • Origination funded production volume of $16.4 billion, up 3% YoY
  • Genesis Capital origination volume of $1.2 billion, up 60% YoY
  • Sculptor Capital grew to approximately $37 billion AUM with $1.4 billion gross fundraising inflows in Q3
  • Gain on originated residential mortgage loans increased to $196.3 million from $169.7 million in Q2
  • Sculptor completed CLO issuance and reset in European market contributing approximately $585 million of AUM
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RITM YoY Financials

Q3 2025 vs Q3 2024, source: SEC Filings

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RITM Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q1 26

“This quarter marks a pivotal step forward in Rithm Capital's journey, driven by strategic acquisitions, platform expansion, and a disciplined investment approach, as we continue building a diversified, asset management platform.”

— Michael Nierenberg, Q3 2025 Earnings Press Release