Rithm Capital

Rithm Capital (RITM) Q4 2025 Earnings

Reported Feb 3, 2026 at 6:45 AM ET · SEC Source

Q4 25 EPS

$0.74

BEAT +27.15%

Est. $0.58

Q4 25 Revenue

$1.29B

BEAT +3.70%

Est. $1.24B

vs S&P Since Q4 25

-24.2%

TRAILING MARKET

RITM -15.9% vs S&P +8.3%

Full Year 2025 Results

FY 25 EPS

$2.35

BEAT +8.07%

Est. $2.17

FY 25 Revenue

$4.59B

BEAT +6.83%

Est. $4.30B

Market Reaction

Did RITM Beat Earnings? Q4 2025 Results

Rithm Capital delivered a standout fourth quarter, posting non-GAAP earnings available for distribution of $0.74 per diluted share, beating the $0.57 consensus estimate by 28.87%, while revenue of $1.29 billion cleared expectations by 217.13% and cli… Read more Rithm Capital delivered a standout fourth quarter, posting non-GAAP earnings available for distribution of $0.74 per diluted share, beating the $0.57 consensus estimate by 28.87%, while revenue of $1.29 billion cleared expectations by 217.13% and climbed 18.4% year over year. The headline driver was a sharp surge in EAD to $418.90 million from $296.89 million in Q3, even as GAAP net income fell to $53.12 million due to a $421.81 million negative swing in MSR fair value changes net of hedges and $33.37 million in acquisition-related charges. Those December closings, Crestline Management adding roughly $18 billion in AUM and the Paramount Group real estate acquisition, pushed total investable assets past $100 billion and total assets to $53.07 billion, validating the company's pivot toward diversified alternative asset management. Shares rallied in premarket trading on the results. CEO Michael Nierenberg pointed to Rithm's scale across asset management, Newrez, and Genesis Capital, the latter posting a record $4.80 billion in full-year originations, as the foundation for continued expansion into 2026.

Key Takeaways

  • Origination funded production volume of $18.8 billion in Q4, up 15% QoQ and 9% YoY
  • Total servicing UPB reached $852 billion at year-end 2025, up 1% YoY
  • Sculptor Capital grew to approximately $38 billion AUM with $5.8 billion gross fundraising inflows in 2025
  • Genesis Capital record origination volume of $1.4 billion in Q4 and $4.8 billion for full year, up 33% YoY
  • Record NQM securitizations: three securitizations totaling $1.5 billion in Q4 and eight totaling $4.0 billion for full year 2025
  • Newrez generated 17% annualized operating ROE in Q4 and 20% operating ROE for full year 2025
  • 19% EAD return on equity for the full year 2025
24/7 Wall St

RITM YoY Financials

Q4 2025 vs Q4 2024, source: SEC Filings

24/7 Wall St

RITM Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q1 26

“2025 was a year of strategic progress for Rithm, marked by disciplined execution and consistent performance across every segment of our business. We delivered a 19% EAD return on equity for the full year and, through the targeted acquisitions of Crestline and Paramount Group, we continued to expand our diversified, alternative asset management platform, ending the year with over $100 billion in investable assets. At the same time, we deepened our value creation capabilities across real estate and credit, further strengthening our platform.”

— Michael Nierenberg, Q4 2025 Earnings Press Release