Rithm Capital

Rithm Capital (RITM) Q1 2025 Earnings

Reported Apr 25, 2025 at 6:45 AM ET · SEC Source

Q1 25 EPS

$0.07

MISS 85.01%

Est. $0.47

Q1 25 Revenue

$768.4M

MISS 36.90%

Est. $1.22B

vs S&P Since Q1 25

-39.2%

TRAILING MARKET

RITM -3.5% vs S&P +35.6%

Market Reaction

Did RITM Beat Earnings? Q1 2025 Results

Rithm Capital delivered a sharply disappointing first quarter, posting GAAP earnings of just $0.07 per diluted share against a consensus estimate of $0.47, a miss of 85.01%, as revenue of $768.38 million fell 36.90% short of the $1.22 billion analyst… Read more Rithm Capital delivered a sharply disappointing first quarter, posting GAAP earnings of just $0.07 per diluted share against a consensus estimate of $0.47, a miss of 85.01%, as revenue of $768.38 million fell 36.90% short of the $1.22 billion analysts had expected and declined 17.3% year over year. The primary culprit was a $541.92 million negative mark-to-market adjustment on mortgage servicing rights and MSR financing receivables, a dramatic reversal from the $563.48 million positive mark recorded in Q4 2024 that effectively overwhelmed the underlying business performance. Stripping out that valuation swing, the picture looked considerably healthier; earnings available for distribution reached $275.26 million, or $0.52 per diluted share, and Newrez, the company's core mortgage platform, generated $270.10 million in pre-tax income while growing its total servicing portfolio to $845.00 billion in unpaid principal balance, up 30% year over year. The company maintained its quarterly common dividend at $0.25 per share despite the headline earnings pressure.

Key Takeaways

  • Largest-ever $878 million MSR-backed secured financing completed
  • Newrez total servicing UPB reached $845 billion, up 30% YoY
  • Third-party servicing UPB grew 110% YoY to $254 billion
  • Origination funded production volume of $11.8 billion, up 9% YoY
  • Genesis Capital origination volume of $895 million, up 7% YoY and record Q1 level
  • Sculptor Capital grew to approximately $35 billion AUM with $1.4 billion gross fundraising inflows
  • Negative MSR mark-to-market of $(541.9) million drove GAAP earnings decline
24/7 Wall St

RITM YoY Financials

Q1 2025 vs Q1 2024, source: SEC Filings

24/7 Wall St

RITM Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q1 26

“Rithm delivered strong performance in the first quarter despite a challenging macroeconomic environment, demonstrating the power of our diversified platform. The quarter was marked by several achievements that reinforced the strength of our innovative approach, including the largest-ever mortgage servicing rights debt issuance. Each of our core operating businesses, including our world-class asset management, origination, and servicing platforms, demonstrated steady growth, providing us confidence in our strategy and future prospects. This further validates our continued transformation into a multi-dimensional asset manager that is well-positioned to capitalize on the outstanding opportunities for our business and build long-term shareholder value.”

— Michael Nierenberg, Q1 2025 Earnings Press Release